Universal Shield Insurance Group (USIG) is an insurance holding company with admitted (Universal Fire & Casualty Insurance Company or UFCIC) and surplus lines (Shield Indemnity) carriers. USIG’s carriers are rated “A-“ (Excellent) by A.M. Best and “A” (Exceptional) by Demotech. UFCIC is on the U.S. Treasury list of acceptable sureties writing federal bonds up to $1,000,000. USIG is a profitable hybrid insurer/insurtech enterprise that utilizes technology, innovative processes, advanced analytics, and extensive industry experience to produce consistently profitable underwriting results while providing value to selected agents and their clients. In addition to USIG’s historically profitable surety operations and surplus lines capabilities, USIG provides admitted insurance solutions for well run small businesses that are primarily written in the surplus lines market. For qualifying risks USIG provides admitted policy forms including a BOP at competitive rates. While USIG continues to provide and build E&S capabilities, USIG believes insureds, and their agents, gain value in the protections and ease of doing business offered in the admitted market.