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| Aug 18, 2025 | Working longer to afford retirement is a risky plan, economists say — but some employees are counting on it | Roughly 70% of working Americans have considered delaying retirement, with nearly half citing fear of not having enough money, according to a July survey.
But planning to work longer may not be enough. Over half of retirees end up leaving t... |
| Mar 28, 2025 | Worker survey finds that 70% are struggling to save for retirement | Nearly 70% of American workers say they’re unlikely to save enough to meet their retirement needs. And that’s only part of the bleak outlook gleaned from the 6,135 responses to a survey released earlier this month by the Transamerica Center... |
| Mar 1, 2025 | Unlocking Hidden Treasures: The Saver’s Credit and the AI Revolution | In the world of finance and technology, there are gems hidden in plain sight. One such gem is the Saver’s Credit, a tax break designed for low- to moderate-income Americans. Yet, like a rare coin buried in the sand, it remains largely undis... |
| Feb 24, 2025 | This tax break for lower-income retirement savers is a ‘well-kept secret,’ expert says | In 2022, roughly 5.8% of returns claimed the retirement savings contributions credit, or saver’s credit, a tax break for low- to moderate-income taxpayers.
The credit can help offset funds added to an individual retirement account, 401(k) p... |
| Nov 1, 2022 | Retirable secures $6M to plan retirement for those without millions in savings | Retirement plans are usually made by people who feel they can actually quit their jobs at a certain age and have enough money to maintain their lifestyle. But what about those who don’t?
Several fintech startups are tackling this problem, i... |
| May 6, 2022 | What Mothers Need To Know About Retirement | A complexity for mothers is safeguarding their family’s financial security while also saving enough ... [+] for their own retirement. Getty Images |
| Feb 20, 2022 | Meet a millennial who is turning 40, starting yet another new career and has $47,000 in debt. ‘I’ve worked very hard and it didn’t pay off. It feels very unfair.’ | Never miss a story: Follow your favorite topics and authors to get a personalized email with the journalism that matters most to you.
Charles Bryant is turning 40 next month, but in some ways, his career path feels like he’s just graduating... |
| Dec 16, 2021 | Aegon N : 10th global survey highlights need to future-proof retirement systems | The COVID-19 pandemic has exposed weaknesses in retirement systems, while also revealing opportunities for improving them and intensifying the imperative for change. The New Social Contract: Future-Proofing Retirement explores the impacts o... |
| Aug 25, 2021 | Aegon N : Four generations of US workers save for a retirement despite challenges | These are some of the findings of Living in the COVID-19 Pandemic: The Health, Finances, and Retirement Prospects of Four Generations, a report published by nonprofit Transamerica Center for Retirement Studies® (TCRS) in collaboration with ... |
| Apr 5, 2021 | Iowa Insurance Division Launches Save4Later Retirement Security Program During National Financial Literacy Month | Doug Ommen, Iowa Insurance Commissioner I encourage all Iowans to visit www.Save4LaterIowa.com and take advantage of all these great resources, calculators and more than 60 free courses to get you and your family on the right track to achie... |
| Mar 3, 2021 | An IRS Incentive To Save For Retirement | (NAPSI)—Saving for retirement can be difficult in the best of times but even harder during the pandemic and challenging economy. One thing that can make it easier is the Saver’s Credit, a tax credit made available by the IRS to eligible tax... |
| Feb 18, 2021 | Fewer than Half of U.S. Workers Are Aware of a Tax Credit for Retirement Savers | |
| Jan 28, 2021 | Young Adults Are on an Uncertain Road to Retirement | |
| Dec 18, 2020 | The Pandemic's Impact on Workers' Finances Has Long-Term Repercussions for Retirement Security | |
| Oct 19, 2020 | Why Women Are More Vulnerable To The Financial Impacts Of The Virus | getty |
| Sep 17, 2020 | Women's Retirement Outlook Is Becoming Even Riskier Amid COVID-19 | |
| Sep 3, 2020 | The Financial Vulnerabilities of Retirees Before and During the COVID-19 Pandemic | |
| Jun 26, 2020 | Credit Card Debt And False Hope In Covid-19 Recession | IRVINE, CA - MARCH 30: Credit cards are cut in half during a shreading ceremony at Christ Our ... [+] Redeemer Church in Irvine. (Photo by Mindy Schauer/Digital First Media/Orange County Register via Getty Images)MediaNews Group via Getty I... |
| Jun 12, 2020 | 10 Signs We Need Congress To Pass More Stimulus | U.S. Treasury Secretary Steven Mnuchin told the Senate Small Business and Entrepreneurship Committee ... [+] on June 10th that it's too early to discuss another stimulus bill. (Photo credit: Al-Drago)Getty |
| May 29, 2020 | How To Build A Backup Plan If Covid-19 Forces You Into Early Retirement | Despite 40 million people filing for unemployment benefits since the start of the pandemic, there are a number of sectors that haven’t shown their full extent of layoffs. A number of large employers, like airlines, have held off on vast cut... |
| Jan 7, 2020 | Some Americans are ditching their mortgage to rent in retirement, and it shows how their lifestyles — and finances — are changing | Joe and Karen Stermitz sold their home to travel. They don't think they'll own a home again. Courtesy of Joe Stermitz
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| Aug 22, 2019 | Why women should take a personal finance day from this Houston founder | You've seen the statistics on Americans' financial health. The average American is not in great shape: $6,000 per person in credit card debt, $4,900 per person in student loan debt, and 51 percent of all workers who feel they aren't saving ... |
| Sep 3, 2018 | More Americans are delaying retirement. But finding jobs when older isn’t so easy | With a master’s degree in computer science and 30 years of experience working for technology companies, Tom Middleton had little doubt he would soon find new employment after losing his job a decade ago as a software engineering manager at ... |
| Mar 23, 2016 | Technology is changing how we retire | Tucker Smith Contributor
Tucker Smith is in marketing and business development for OneRent.
From baby boomers to Generation X to millennials, it seems that each generation faces a new set of problems that they believe to be tougher to solve... |
| Sep 1, 2015 | A Millennial’s Guide to Planning for Retirement | If you type "will millennials…" into Google, the first suggestion is "will millennials ever be able to retire?" It's a question that trumps almost any other conversation about millennial life. We're the generation least ... |
| May 19, 2011 | Transamerica Study Highlights Retirement Conundrum | A new study released by the Transamerica Center for Retirement Studies found that a significant number of Americans plan to never retire or will be largely unprepared for retirement.
The study of 4,080 American workers discovered that 40 pe... |
| 61% of older millennials believe they’ll be working at least part-time during retirement | As millennials begin to turn 40 in 2021, CNBC Make It has launched Middle-Aged Millennials, a series exploring how the oldest members of this generation have grown into adulthood amid the backdrop of the Great Recession and the Covid-19 pan... |
| Women prefer values-based investing. Here's what that might mean for their wealth | Fifty-two percent of women would rather invest in companies that have a positive social or environmental impact, according to Cerulli Associates. That's true for 44% of men.
Women seem more motivated by wanting to do good than by investment... |
| The House's retirement bill would expand a largely unknown tax credit for low-income earners | The U.S. House of Representatives passed a retirement reform bill on Tuesday, and it includes a boost to an often-overlooked tax credit for low-income earners who invest money in retirement accounts.
The bill will increase the Retirement Sa... |
| A Harvard-trained economist says ‘early retirement is one of the worst money mistakes’—here’s why you’ll ‘regret’ it | As an economist, pulling punches isn’t in my DNA. So, I’ll be blunt: For most Americans, early retirement isn’t just a decision to take the longest vacation of their lives — it’s one of the biggest money mistakes that they will regret.
The ... |