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| Jul 1, 2026 | Trump administration’s limits on student loan forgiveness program are blocked. What to know | Trump’s policy that narrowed eligibility for Public Service Loan Forgiveness will not go into effect, after two federal judges blocked the rule.
PSLF, signed into law in 2007 by George W. Bush, offers debt cancellation after a decade to bor... |
| May 29, 2026 | Student loan borrowers will have two new repayment options come July 1. Here’s how to pick one | Two new federal student loan repayment plans will soon be available to millions of borrowers: the Repayment Assistance Plan, or RAP, and the Tiered Standard Plan.
Both plans’ terms are significantly different from the U.S. Department of Edu... |
| Mar 25, 2026 | Digital Lending Platforms Originated $47 Billion in Personal Loans in 2025 | Share
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Digital lending platforms originated $47 billion in personal loans in the United States in 2025, according to TransUnion’s consumer credit report. That figure is a 23% increase over 2024 and represents the larg... |
| Feb 27, 2026 | A booming employee benefit at the heart of America’s affordability debate | To learn more about the CNBC CFO Council, visit cnbccouncils.com/cfo
An employee benefit known as earned wage access has become even more popular than 401(k) plan participation at some companies.
Early access to pay is offered by many of th... |
| Aug 27, 2025 | How to get someone on the phone about your student loans | Recent changes to the federal student loan system have made it difficult for some borrowers to get accurate information on their accounts.
Experts shared tips on how to get someone on the phone who can help you with your debt.
“If your stat... |
| Aug 15, 2025 | 46-year-old woman is weeks away from student loan forgiveness but stuck in Trump-era backlog | Tens of thousands of student loan borrowers who are likely eligible for Public Service Loan Forgiveness are stuck in a backlog waiting for the financial relief.
CNBC interviewed three of those borrowers about how the delayed loan cancellati... |
| Aug 15, 2025 | Student loan forgiveness program has a 72,730-person backlog. Here’s what borrowers need to know | “PSLF Buyback” helps student loan borrowers who’ve paused their payments at different points to reach debt forgiveness sooner under Public Service Loan Forgiveness.
But the program has been experiencing some challenges of late, including a ... |
| Jun 27, 2025 | Buy Now, Pay Later loans will soon affect some credit scores | The main three credit reporting bureaus, Experian, TransUnion, and Equifax, haven’t yet incorporated a standard way of including these new financial products in their reports, since they don’t adhere to existing models of lending and repaym... |
| Mar 23, 2025 | The Trump Administration's War on Leaks and Education: A Dual Assault on Transparency and Learning | In the ever-turbulent landscape of American politics, the Trump administration is once again at the forefront of controversy. This time, it’s waging a two-pronged war: one against leakers and the other against the U.S. Department of Educati... |
| Mar 20, 2025 | Trump signs executive order aimed at dismantling U.S. Department of Education | President Donald Trump signed an executive order on Thursday aimed at dismantling the U.S. Department of Education.
Only Congress can unilaterally eliminate the Education Department.
But the Trump administration can starve the agency of res... |
| Feb 20, 2024 | Facing mounting debt, three quarters of U.S. workers want to get paid every day | On-demand streaming, delivery, and, next up, on-demand compensation. The biweekly paycheck is on the cusp of disruption, although expansion plans have hit a snag among skeptical financial regulators.
Called earned wage access (EWA), these p... |
| Feb 9, 2022 | The politicians in charge of regulating high-cost lending have taken $2.4 million from payday lenders | Never miss a story: Follow your favorite topics and authors to get a personalized email with the journalism that matters most to you.
Lenders can and do charge interest rates of over 600% on certain types of small loans, a fact some lawmake... |
| Jan 25, 2022 | Regions offers a case example of an overdraft-reliant bank weaning itself off fees | The news: Regions is looking to make up revenue that it’s forgoing due to reducing its customers’ exposure to overdraft-related charges, per American Banker’s interview with the regional US bank’s chief financial officer, David Turner.
What... |
| Oct 11, 2021 | Citizens joins overdraft rollback with grace period feature, no-fee checking | The news: Citizens announced that it’s taking steps to help customers avoid overdraft fees:
The bank’s grace period feature, called Citizens Peace of Mind, deployed on October 1, 2021, lets customers get their overdraft charges automaticall... |
| Sep 14, 2021 | Is Mike Calhoun still in the running for FHFA director? | Mike Calhoun is president of the Center for Responsible Lending
This week the Biden administration announced several high-level nominations, including Alanna McCargo to lead Ginnie Mae. But missing from those announcements was the White Hou... |
| Jul 29, 2021 | Senate Democrats want to cap interest rates on loans at 36% | Subscribe to Fortune Daily to get essential business stories straight to your inbox each morning.
Senate Democrats are making a big push for new legislation that would stop consumers from paying sky-high interest rates on small loans, with ... |
| Jul 12, 2021 | Are State Interest-Rate Caps an Automatic Win for Borrowers? | July 12, 2021 4 min read This story originally appeared on NerdWallet
Small-dollar, short-term lenders, unburdened by a federal maximum interest rate, can charge borrowers rates of 400% or more for their loans.
But more states are bringing ... |
| Jul 9, 2021 | 7 free checking accounts that don’t charge overdraft fees | Overdraft fees are back in the news, thanks to Senator Elizabeth Warren grilling JPMorgan CEO Jamie Dimon over the practice in May and Ally Bank joining the list of institutions forgoing the practice in June.
Banks typically charge overdraf... |
| Jun 30, 2021 | Banks earn billions of dollars charging overdrafts fees, and the burden falls on those least able to afford it | The average overdraft fee in 2020 was $33.47, according to a Bankrate study, which noted that the fee is the highest it’s ever been in the 23 year history of the annual study. Westend61/Getty Images
In 2019, big banks collected more than $1... |
| Jun 30, 2021 | Payday lenders target communities of color. But fintechs offering small-dollar loans and flexible wages may help break the debt trap. | Advertisement
Payday lenders are concentrated in minority neighborhoods. Nati Harnik/AP Images
Payday lenders target Black and Latinx communities, setting up more stores in minority neighborhoods.
But for those living paycheck-to-paycheck, ... |
| Jun 30, 2021 | Banks earn billions of dollars charging overdrafts fees, and the burden falls on those least able to afford it | Advertisement
The average overdraft fee in 2020 was $33.47, according to a Bankrate study, which noted that the fee is the highest it's ever been in the 23 year history of the annual study. Westend61/Getty Images
In 2019, big banks collecte... |
| Feb 23, 2021 | Here’s Everyone Who Wants Biden To Cancel Student Loan Debt (It’s A Big List) | WASHINGTON, DC - FEBRUARY 22: U.S. President Joe Biden speaks during an announcement related to ... [+] small businesses at the South Court Auditorium of the Eisenhower Executive Office Building February 22, 2021 in Washington, DC. Presiden... |
| Feb 16, 2021 | Biden Comes Out Against $50,000 In Student Loan Forgiveness - But Supports This Amount, Instead | President Joe Biden stands on stage during a break in a televised town hall event at Pabst Theater, ... [+] Tuesday, Feb. 16, 2021, in Milwaukee. (AP Photo/Evan Vucci)ASSOCIATED PRESS |
| Feb 4, 2021 | Biden Supports Cancelling Student Debt, Expresses Openness To Executive Action | WASHINGTON, DC - FEBRUARY 02: U.S. President Joe Biden makes brief remarks before signing several ... [+] executive orders directing immigration actions for his administration in the Oval Office at the White House on February 02, 2021 in Wa... |
| Jan 30, 2021 | Covid, payday loans, student debt — here are the issues Biden’s consumer bureau may tackle | The Consumer Financial Protection Bureau is expected to become a more aggressive consumer watchdog under the Biden administration.
Consumer advocates say the bureau was almost entirely declawed under former president Donald Trump. Biden nom... |
| Jan 23, 2021 | Biden promised to forgive student debt, but don’t expect relief anytime soon | Millions of Americans with student loans are looking to President Joe Biden to fulfil his promise to cancel some of their debt.
Yet that relief may take a while to come, if it ever does. |
| Jan 10, 2021 | Good News For Minority-Owned Businesses: Community Banks Get First Crack At The New Round Of PPP Loans | LARGO, MD - FEBRUARY, 08: (L) Louvenia Williams, esq owns Corporate Title, Inc. She's doing the ... [+] closing paperwork on a house for Katrina Neale who is buying a home in Bowie, MD. Neale is a third-generation business owner herself and... |
| Oct 1, 2020 | What the unbanked need from the 2020 election | Our mission to help you navigate the new normal is fueled by subscribers. To enjoy unlimited access to our journalism, subscribe today.
Over 6% of Americans—20.5 million people—are unbanked, according to the FDIC’s latest data, meaning they... |
| Aug 14, 2020 | [PULSE] Key issues affect smaller mortgage lenders in GSE reform | The Community Home Lenders Association (CHLA) recently used the opportunity to submit a comment letter on proposed GSE capital levels to instead focus mostly on pending unresolved issues that are critically important to small mortgage lende... |
| Jun 13, 2020 | Banks Reaped $11 Billion In Overdraft Fees; Here’s Why It Matters | Consumers paid over $11 billion in overdraft fees last yearGetty |
| May 12, 2020 | Getting Help For Minority-Owned Businesses Shut Out Of PPP Loan Relief | OAKLAND, CA - APRIL 15: David Benton is seen at his Sugarsweet Cake and Cookie Studio in Oakland, ... [+] Calif. on Wednesday, April 15, 2020. Benton's bakery has been limited to pickup and delivery service only during the coronavirus pande... |
| Apr 22, 2020 | Minority-Owned Small Businesses Aren't Getting Stimulus Loans. Could That Finally Change? | April 22, 2020 15+ min read
For four months in 2018, Danielle Edwards drove past the brownstone on the corner of 6th Avenue and St. Marks in Brooklyn. There was a “For Rent” sign in the window of the second-floor storefront, which caught he... |
| Nov 15, 2019 | America's biggest banks will soon have to add billions to their reserves, and they say they could cut lending in response | 20th Century Fox
"Minority Report," which came out in 2002.
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Starting January 2020, big banks will have to record all their expected future losses on their loans as soon as the loans are issued, thanks to a new accoun... |
| Nov 4, 2019 | Hildreth Institute Awarded Spark Grant for No Debt College Campaign | For millions of American, student debt is more than a temporary burden; it’s a detriment to their economic and personal well-being. According to the Federal Reserve, the central bank of the United States, over half of all young adults who a... |
| Sep 4, 2014 | Counterpoint: Race does matter in mortgage lending | Owning a home has been the cornerstone of the American dream — but a dream rooted in a history of inequity.
The premise of a recent column by Trey Garrison (“Housing shouldn’t look at any color but the color of money,” August 29) claimed th... |
| Apr 18, 2014 | General Mills Says If You 'Like' Cheerios On Facebook, You Can No Longer Sue | Three years ago when the Supreme Court ruled in AT&T Mobility v. Concepcion, basically allowing binding arbitration clauses in contracts to exclude class action suits, we noted that it was an unfortunate pitting of a broken class action... |
| Jul 10, 2012 | Mortgage lenders cringe at substantial litigation costs under QM | Mortgage bankers cringed at the latest litigation cost estimates they could face should the Consumer Financial Protection Bureau craft the Qualified Mortgage rule without a safe harbor.
According to a memo from financial law firm Ballard Sp... |
| Mar 23, 2011 | Mortgage modifications benefit investors more than tests find: CRL | A study from the Center for Responsible Lending, a consumer advocacy group, showed more mortgage workouts benefit investors than current modification numbers show. The Home Affordable Modification Program and other initiatives use a net-pre... |
| Oct 12, 2010 | Ex-Googler Douglas Merrill takes on payday lenders with ZestCash | Douglas Merrill helped launch Google into the online-payments business with Google Checkout. Now he’s looking to help people afford to shop online — or anywhere, for that matter — with a new short-term lending startup called ZestCash, whose... |
| Jan 5, 2009 | Viewpoint: A Push For Homeownership that Backfired | One of the central themes that I’ve written about extensively over the course of the past few years here at HousingWire is that the current mess isn’t the result of any one single group — there are, of course, now no less than 25 books out ... |
| Jul 2, 2008 | Consumer Group Targets IndyMac Over Alt-A Mortgages | As if IndyMac Bancorp Inc. (IMB) didn’t have enough problems of the real variety right now — trying to find sources of capital among them, as bank losses tied to Alt-A mortgages mount — the Center for Responsible Lending on Monday took aim ... |
| Apr 9, 2008 | Report: Brokered B&C Loans More Costly | New research from a well-known consumer advocacy group, released earlier this week, claims that subprime borrowers with brokered loans end up paying significantly more than their counterparts who deal directly with lenders. The study is the... |
| Jan 28, 2008 | MBA’s Kittle: CRL is ‘Misleading Policymakers’ on Bankruptcy Reform | In incendiary remarks against a CRL study pushing for so-called ‘cram-down’ bankruptcy reform, MBA chairman-elect David Kittle said that the consumer group was misleading policymakers into overreacting on the hotly-contested issue. “By ch... |
| May 9, 2007 | NovaStar: Trouble If You Do, Trouble If You Don’t | Saw today that the National Community Reinvestment Coalition is suing NovaStar, claiming the subprime lending giant engaged in redlining minorities.
The lawsuit by the National Community Reinvestment Coalition, a Washington, D.C. nonprofit,... |
| Dec 19, 2006 | Report: 2.2 Million Borrowers Face Foreclosure on Subprime Home Loans | A new Center for Responsible Lending (CRL) study says that 2.2 million American households will lose their homes and as much as $164 billion due to foreclosures in the subprime mortgage market. The CRL claims that the study, “Losing Ground:... |
| These borrowers are likely to be eligible for Biden’s new student loan forgiveness plan | The Biden administration has been working on a new student loan aid package that could come as soon as this year.
While Biden first attempted to cancel student debt through an executive order, he has now turned to the rulemaking process.
He... |
| Regions offers a case example of an overdraft-reliant bank weaning itself off fees | Regions is looking to make up for reduced revenue after forgoing overdraft fees.
The bank is exploring further deals in corporate banking, wealth management, and consumer products.
Insider Intelligence publishes hundreds of research reports... |
| Payday loans can have interest rates over 600%—here’s the typical rate in every U.S. state | Over the last few months, several states have moved to limit payday loan interest rates in an effort to protect consumers from getting in over their heads with these traditionally high-cost loans.
During the November general election, voter... |
| Banks earn billions of dollars charging overdrafts fees, and the burden falls on those least able to afford it | The average overdraft fee in 2020 was $33.47, according to a Bankrate study, which noted that the fee is the highest it's ever been in the 23 year history of the annual study. Westend61/Getty Images
Skye Gould/Insider
In 2019, big banks col... |
| Biden proposes expanding free community college across the U.S. | President Joe Biden proposed expanding access to free community college across the U.S., and other initiatives to make higher education less costly.
In the president’s budget for fiscal 2025, Biden called for increasing the amount of Pell G... |
| Biden questions why Yale or Harvard graduates should get loans forgiven. But few borrowers attend elite schools | President Joe Biden recently questioned the logic of spending money to forgive the loans of students who attended elite colleges like Harvard, Yale and the University of Pennsylvania.
But few people with student debt came from such schools.... |
| Citizens joins overdraft rollback with grace period feature, no-fee checking | The news: Citizens announced that it’s taking steps to help customers avoid overdraft fees:
The bank’s grace period feature, called Citizens Peace of Mind, deployed on October 1, 2021, lets customers get their overdraft charges automaticall... |
| Student loan forgiveness is now tax-free. What that means for borrowers if Biden cancels the debt | Student loan forgiveness won’t trigger tax bills for borrowers anymore.
Advocates and borrowers hope the change will clear the way for President Joe Biden to cancel the debt. |
| After student loan forgiveness, the Education Dept. is sending some borrowers refunds. What to know | The Biden administration has forgiven student debt for millions of people.
Some borrowers have also received large refunds. Here’s what to know.
When Marlon Fox, a chiropractor in North Charleston, South Carolina, got his student debt forgi... |
| Student loan forgiveness may become tax-free under Covid relief bill. Here’s what that means for borrowers | Senate Democrats have added a provision to their stimulus package that would end the policy of considering any student debt forgiven taxable income.
If the legislation becomes law, some borrowers could save $10,000 or more.
Advocates also h... |
| Big bank CEOs are open to the idea of a federal 36% interest rate cap on consumer loans | The heads of major U.S. banks on Wednesday expressed tentative support for a federal interest rate cap on consumer loans, which would likely include payday and auto title loans.
During a Wednesday hearing held by the Senate Committee on Ban... |
| Democrats’ $50,000 student loan forgiveness plan would make 36 million borrowers debt-free | The Senate’s top Democrat, Chuck Schumer of New York, along with Sen. Elizabeth Warren, D-Mass., and other Democrats on Thursday put forward a resolution calling on President Joe Biden to forgive $50,000 in student debt for all borrowers.
T... |
| After 35 years, he got $119,500 in student debt forgiven. Then the government refunded him $56,801 | The U.S. Department of Education has been reviewing the accounts of borrowers who have been in repayment for decades to see if they are eligible for forgiveness.
Marlon Fox, a chiropractor in North Charleston, South Carolina, is one person ... |
| Here's who would benefit most from student loan forgiveness | Women, people of color and older Americans are among the groups paying the biggest price for the country's $1.7 trillion outstanding student loan balance.
As a result, they would be the biggest winners if President Joe Biden decides to canc... |
| Demise of Biden’s student loan forgiveness plan would be ‘disastrous blow to Black Americans’ | The Supreme Court is set to hear arguments later this month on two cases against President Joe Biden’s student loan forgiveness plan.
Black Americans have been hit especially hard by the student loan crisis, meaning they have a lot to lose ... |
| New student loan repayment plan could make it easier for borrowers to become homeowners | The Saving on a Valuable Education, or SAVE plan, can cut borrowers’ monthly payments in half, and leave many people with a $0 bill.
Instead of paying 10% of your discretionary income a month toward your undergraduate student debt under the... |
| New rules make it easier for struggling student loan borrowers to access PPP loans | The Biden administration is opening the Paycheck Protection Program to student loan borrowers who’ve fallen behind on their payments.
Previously, a delinquency or default on an applicant’s record could disqualify them for the government-sub... |
| What advocates say Biden gets wrong about student loan forgiveness | Biden continues to question why those who attended Ivy League colleges should get their loans forgiven.
Yet the share of borrowers from such schools is just 0.03%.
Far more student loan borrowers attended public or for-profit colleges. |
| Resuming student loan payments may put economic recovery at risk, senators say | Requiring student loan borrowers to restart their payments will strip $85 billion from 18 million American families over the next year, a new analysis shows.
Sen. Elizabeth Warren, D-Mass., and Senate Majority Leader Chuck Schumer of New Yo... |
