Startups
We dare to design the future of payments.
Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label provider in Europe and proud to have filled the gap.
We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous, committed and decisive, being warm-hearted and having a will to win.
We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us you can integrate direct debit, installments and prepayment. In other words: the favorite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech megapolis Berlin we are happy to work with customers such as Eurowings, Ebay or About You and we’re constantly growing.
You are interested in our ideas for your e-commerce business?
You want to join our insanely dedicated team?
We’d love to hear from you:
www.ratepay.com/business.
www.ratepay.com/career
Impressum: https://www.ratepay.com/impressum/
Datenschutz: https://www.ratepay.com/datenschutz/
Ratepay is energy and diversity and: custom-made state-of-the-art payment solutions. Established 2009 we were a fintech before the word fintech even existed. Today we are the number one white-label provider in Europe and proud to have filled the gap.
We are where we are because we work together as one team. Because we got the freedom to execute ideas. And above everything: because we never stop improving. Here it is all about shared goals not about the big ego. We are dedicated pros (more than 250 of them) not cons. We embrace being courageous, committed and decisive, being warm-hearted and having a will to win.
We have our origin in the heart of the payment scene and cover the whole value chain from integration support to the dunning process with a core of AI-based risk management. With us you can integrate direct debit, installments and prepayment. In other words: the favorite payment methods in Germany, Austria and Switzerland (the Dutch like it too). Located in the middle of Europe’s fintech megapolis Berlin we are happy to work with customers such as Eurowings, Ebay or About You and we’re constantly growing.
You are interested in our ideas for your e-commerce business?
You want to join our insanely dedicated team?
We’d love to hear from you:
www.ratepay.com/business.
www.ratepay.com/career
Impressum: https://www.ratepay.com/impressum/
Datenschutz: https://www.ratepay.com/datenschutz/
Overview
Location
Germany, Berlin
Employees
201-500
Founded date
2009
Mentions in press and media 7
| Date | Title | Description |
| Sign up to see | Sign up to see | Sign up to see |
| Jul 23, 2025 | Credibur exits stealth mode after securing $2.2M | Berlin-based fintech Credibur has secured $2.2 million in pre-seed funding to launch its credit infrastructure platform. Most institutional capital providers still rely on manual processes or outdated systems. Credibur addresses this with a... |
| Jul 8, 2025 | Avarda and Ratepay Launch Strategic Partnership | Avarda and Ratepay Launch Strategic Partnership Tue, Jul 08, 2025 10:00 CET Report this content The partnership builds on each other’s strength and a shared mission: to expand white label payment solutions and strengthen merchant branding t... |
| May 29, 2024 | +++ Normalität +++ N26 +++ Ratepay +++ SoSafe +++ Strafbefehl +++ | Was gibt’s Neues? In unserem #StartupTicker liefern wir eine kompakte Übersicht über die wichtigsten Startup-Nachrichten des Tages (Mittwoch, 29. Mai). #STARTUPLAND: NUR FÜR FRÜHE VÖGEL +++ Kommt mit ins Startupland! Ab sofort könnt Ihr Euc... |
| Mar 21, 2023 | Startup Showcase: RatePAY – Offering Secure Payment Solutions for Online Trading | With the rapid growth of e-commerce, it has become essential for businesses to offer a convenient and secure payment system for their customers. This is where RatePAY comes in. RatePAY is a Berlin-based fintech startup that provides secure ... |
| Apr 5, 2017 | Advent and Bain Capital to Acquire Ratepay | Advent International and Bain Capital Private Equity have signed an agreement to acquire Ratepay GmbH, the German online payment services arm of the Otto Group, for an undisclosed sum. It is planned that Ratepay will be integrated with Conc... |
| Apr 5, 2017 | Term Sheet — Wednesday, April 5 | GO FOR IT Good morning! Quick one today: The company is pitching its team, apps, and technology around surfacing “good” content and handling engagement of communities at scale. One problem with that pitch is that Yik Yak doesn’t have a lot ... |
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FAQ about Ratepay
When was Ratepay founded?
Ratepay was founded in 2009.
What has the press written about Ratepay?
Parsers VC has collected 7 articles mentioning Ratepay, among them “Credibur exits stealth mode after securing $2.2M” (Jul 23, 2025) and “Avarda and Ratepay Launch Strategic Partnership” (Jul 8, 2025).
Is Ratepay still active?
Yes, Ratepay is active; its latest activity on Parsers VC dates from Nov 13, 2025.