PaySwag

PaySwag, created by Customer Engagement Technologies, revolutionizes the payment experience for the underbanked. The white-labeled mobile app brings a playful approach to the collections process for business and government through its cash or card payment, reward, education and feedback engines. The app simplifies the collection of payments, fees and fines. Underbanked consumers are rewarded with points for paying on time and maintaining communication. Never before has this demographic been incentivized with Amazon gift cards, Redbox rentals, or Starbucks lattes -- just for keeping to a payment plan. More than just a payment tool, PaySwag aims to improve the financial lives of the underbanked. The mobile app features educational videos, engaging games and push payment notifications. PaySwag gives users the ability to create payment plans that are convenient for them and the freedom to pay by cash at more than 17,000 neighborhood locations. For business partners, PaySwag also offers a customizable, in-app market analysis feature enabling them to gather useful data on their customer base. By combining mobile access and alternative payment options, the PaySwag platform gives borrowers the tools they need to make on-time payments, and rewards them for doing so. Using mobile gamification to transform how the underbanked interact with lenders, municipalities and other entities, PaySwag makes payments more accessible, rewarding and likely.