| Date | Title | Description |
| 20.08.2024 | What credit score is needed to buy a house? | Credit score needed to buy a house, by mortgage type
There’s no single, specific credit score that will automatically qualify you for a mortgage (though having the maximum score of 850 certainly never hurts). However, while lenders might no... |
| 14.08.2024 | National Foundation for Credit Counseling Warns of Skyrocketing Consumer Financial Stress | NFCC Debt Burden Scale Timeline and Forecast
Recent NFCC data indicate more pain on the horizon for consumers already struggling to manage debt and increased cost of living.
WASHINGTON, Aug. 14, 2024 /PRNewswire-PRWeb/ -- The National Found... |
| 25.07.2024 | Navigating Financial Independence: Strategies for Everyday Living**
** | ** In today's world, financial independence feels like a distant dream for many. Rising costs and stagnant wages create a perfect storm. Credit cards become a lifeline, but they can also lead to a debt trap. Fortunately, there are ways to a... |
| 23.07.2024 | Business | 5 ways to avoid relying on credit for everyday purchases | “They can make recommendations on a line-item-by-line-item basis that can help consumers close their budget gaps,” says Barry Coleman, vice president of program management and education at the National Foundation for Credit Counseling, a no... |
| 06.07.2024 | Business | We’re halfway through 2024. It’s a good time to check your credit | “Any errors or unusual information there might be a clue that somebody is trying to steal your identity,” says Bruce McClary, senior vice president of memberships and communications at the National Foundation for Credit Counseling. “It’s a ... |
| 22.05.2024 | NFCC Financial Stress Forecast Holds Steady Following Significant Growth | The NFCC Financial Stress Forecast for the second quarter of 2024 holds steady at 5.3.
A pause in the growth trend indicates an opportunity for distressed consumers to take action.
WASHINGTON, May 22, 2024 /PRNewswire-PRWeb/ -- As inflation... |
| 12.04.2024 |
Reverse mortgage payouts have fallen, but borrowers may still find value: AARP | Reverse mortgage industry professionals have spoken for months about the consequences of high interest rates on their ability to pursue business, and now AARP has taken a closer look at the impacts.
While higher rates are bad news for the m... |
| 16.02.2024 | How to save hundreds of dollars on your credit card payments | Good Question: What's the best way to pay off debt?
Good Question: What's the best way to pay off debt? 02:36
When it comes to credit cards and the banks that issue them, bigger is most definitely not better — at least for customers.
That's... |
| 23.09.2023 | How much does it cost to file for bankruptcy? | Personal Finance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Credit Score How much does it cost to file for bankruptcy?
Written by Jamela Adam; edited by Paul Kim
2023-09-22T21:2... |
| 08.09.2023 | How to rebuild credit after bankruptcy | Personal Finance Chevron icon It indicates an expandable section or menu, or sometimes previous / next navigation options.
Credit Score How to rebuild credit after bankruptcy
Written by Clint Proctor; edited by Paul Kim
2023-09-08T16:43:10Z... |
| 17.07.2023 | CSX and Operation Homefront Unite to Ensure Military Children are Prepared to Start the New School Year | CSX and Operation Homefront prepare backpacks for military children ahead of the new school year "As a company deeply committed to the communities we serve, we recognize the importance of empowering our military families, and providing... |
| 18.04.2023 | Survey: Military Households More Severely Impacted by Inflation | "Military families face a unique set of challenges when it comes to managing their household finances."
WASHINGTON (PRWEB) April 18, 2023
The 15th annual Consumer Financial Literacy Survey conducted by The Harris Poll on behalf of... |
| 20.03.2023 | What is debt relief? | Keeping high amounts of debt will cost you money in interest and lower your credit score. urbazon/Getty
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| 18.03.2023 | 4 financial problems you can get help solving for little or no cost | You can often take your finances into your own hands. Getty Images
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Our experts choose the best products and services to help make smart decisions with your money (here's how). In some cases, we receive a commission from our partn... |
| 02.03.2023 | Good debt vs. bad debt | Bad debts are used to make purchases that do not appreciate in value. Geber86/Getty
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Good debt vs. bad debt
What is goo... |
| 15.02.2023 | What is credit counseling? | Make sure any credit counseling services you consider are nonprofit and accredited. SDI Productions/Getty
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| 25.01.2023 | National Foundation for Credit Counseling Receives New $500,000 Grant From TD Bank | We value this opportunity to continue collaborating with TD Bank to provide counseling to self-employed consumers, particularly those in BIPOC communities who may be struggling disproportionately.
WASHINGTON (PRWEB) January 25, 2023
The Nat... |
| 19.01.2023 | New Study Traces Unprecedented Use of Short-Term Payment Relief During the Pandemic to Assist Consumers Struggling with Credit Card Debts | These findings raise important questions about how short-term relief programs can help households manage immediate shocks and bridge into long-term assistance where needed.
WASHINGTON (PRWEB) January 19, 2023
A new study finds that more con... |
| 25.10.2022 | How borrowing and repaying works during a HELOC draw period | Only interest payments are due during a HELOC draw period. Weekend Images Inc./Getty
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| 16.08.2022 | The National Foundation for Credit Counseling Names Mike Croxson as CEO | NFCC members are a lifeline for millions of Americans who struggle to stay afloat financially. I look forward to working with all of our nonprofit credit counseling agencies to build their capacity for expanded services and offerings.
WASHI... |
| 30.07.2022 | 7 signs you need to see a financial planner immediately | If you have a big life event coming up, like the birth of a child, talk to a financial planner. LordHenriVoton/Getty Images
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Insider's experts choose the best products and services to help make smart decisions with your money (her... |
| 26.05.2022 | Attorney General Josh Stein Wins Permanent Ban Against California Debt Adjuster | For Immediate Release:
Thursday, May 26, 2022
Contact:
Nazneen Ahmed (919) 716-0060
(RALEIGH) Attorney General Josh Stein won a permanent ban prohibiting Michael Grinnell of California and his businesses, Amstar Services and Home Relief Ser... |
| 10.03.2022 | NFCC Announces Nonprofit Credit Counseling Network Expansion | National Foundation for Credit Counseling
WASHINGTON (PRWEB) March 10, 2022
The National Foundation for Credit Counseling® (NFCC®) proudly announces the addition of its newest member, Christian Credit Counselors. As a nonprofit provider of ... |
| 25.01.2022 | Financial Pressures Mount Amid Inflation for American Consumers | The new survey affirms a reliance on credit cards, with most households carrying the same or more credit card debt compared to 12 months ago.
WASHINGTON (PRWEB) January 25, 2022
As inflation continues to drain resources from household budge... |
| 09.01.2022 | It’s easy to squander a windfall. How to make the money work for you | Dear Liz: I’m receiving a $150,000 inheritance soon. After I pay all of my debt, I’ll have approximately $70,000. I’m 51, single with no children and my net income is about $4,400 a month. I’ve rarely been wise or successful with my finance... |
| 16.12.2021 | Congressional staffers enjoy special tools to pay down their student-loan debt | Some of the congressional staffers in position to help shape student-debt policies also have their own student debts to pay. Drew Angerer/Getty Images
Democrats have proposed erasing up to $US50,000 ($AU70,138) in student-loan debt per borr... |
| 06.12.2021 | NFCC® Announces Making the Difference Award Winner During Annual Event | NFCC Connect Charlie Simon's passion and dedication to improving lives through financial well-being have helped drive innovation that puts consumers first.
WASHINGTON (PRWEB) December 06, 2021
Since 2005, the National Foundation for Credit ... |
| 18.11.2021 | NFCC® Recognizes Exceptional Achievements of Individuals and Member Agencies | 2021 NFCC Awards of Excellence Our 2021 award winners have overwhelmingly demonstrated what can be accomplished when we strive to do our best despite the challenges that lay before us.
WASHINGTON (PRWEB) November 18, 2021
The National Found... |
| 08.11.2021 | National Foundation for Credit Counseling® Draws Inspiration from Business ‘Sheroes’ to Encourage Women to Go #DebtFree This Holiday Season | NFCC Debt Relief for the Self-Employed For those who have fallen behind enough on payments that it’s too hard to get back on track, you are not alone. We talk to people every day and understand the related stress and often shame that accomp... |
| 14.09.2021 | Why Acorns is focusing on financial wellness for veterans | As veterans return from Afghanistan, rebuilding their lives – including their financial health – will come into focus.
To help incoming veterans build a financial life foundation, Acorns, an Irvine, California-based digital banking and inve... |
| 13.05.2021 | SYNCHRONY FINANCIAL
Synchrony Financial : Launches Initiative to Advance Education Equity | Synchrony Launches Initiative to Advance Education Equity
Company to Invest $50 Million to Expand Access to Higher Education, Skills Training and Financial Knowledge Needed to Succeed 'Education as an Equalizer' Aims to Empower Students, Co... |
| 18.04.2021 | She counted on pandemic rent relief but didn’t qualify. Now what? | Dear Liz: I have a friend in dire financial straits. She has borrowed from her retirement, spends too much and didn’t pay her rent thinking she would get pandemic relief, but she makes too much to qualify for emergency rental assistance. Sh... |
| 23.02.2021 | Military Servicemembers Display Financial Preparedness During COVID-19 While Borrowing Activity Increases | National Foundation for Credit Counseling By clearly outlining the unique financial challenges of military families and veterans, our survey presents a roadmap that helps us take action based on areas of greatest need.
WASHINGTON (PRWEB) Fe... |
| 28.01.2021 | $4.4 Million Wells Fargo Foundation Grant Supports Innovative NFCC and HPN Renter Advantage™ | NFCC HPN Renter Advantage While there are – and have been – systems in place to aid homeowners, delivering counseling to renters at scale has not been done before.
WASHINGTON (PRWEB) January 28, 2021
The National Foundation for Credit Couns... |
| 14.12.2020 | NFCC Welcomes Cambridge Credit Counseling as Newest Member | Cambridge Credit Counseling demonstrates a deep commitment to financial health, which is much needed at this time when the financial pressures on American families are mounting.
WASHINGTON (PRWEB) December 14, 2020
The National Foundation f... |
| 09.11.2020 | BAI : and NFCC Research Finds More Than Half of Americans Having More Difficulty Paying Down Debt More Than Six Months into COVID-19 | BAI, a nonprofit independent organization that delivers the financial services industry’s most actionable insights, and the National Foundation for Credit Counseling (NFCC), released a follow-up survey to the May 2020 findings on the impact... |
| 30.07.2020 | Your Unemployment Benefits Have Been Cut. Now What? | getty |
| 11.06.2020 | Tips for Handling Your Finances During a Crisis | (StatePoint) With record numbers of Americans filing for unemployment and many facing income loss, the financial impacts of COVID-19 are far-reaching.
“Times of financial crisis can be overwhelming,” says head of Wells Fargo & Company’s... |
| 04.06.2020 | How to rebuild credit after a bankruptcy | Navigating a bankruptcy will typically require the help of an attorney. PhotoAlto/Eric Audras/Getty Images
Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we ... |
| 20.05.2020 | Big debt is bad in the coronavirus downturn. But a consolidation loan might not be the answer | Dear Liz: I have about $40,000 in credit card debt and am considering a consolidation loan. I’m current with my cards. My income is about $130,000 per year. Can you recommend a lender? Any cautions?
Answer: As you probably know, this is a b... |
| 10.05.2020 | Where To Get Good, Free Financial Advice Now | Getty |
| 05.05.2020 | A bad credit score is anything below 669, but there are ways to improve it | A bad credit score can hurt your ability to get approved for a loan at the lowest rates. Maskot/Getty Images
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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In so... |
| 05.05.2020 | Hoping To Avoid Filing For Bankruptcy? Take These Steps To Tame Your Debt | Bankruptcy should be a last resort. Consider these options first.Getty |
| 29.04.2020 | Coronavirus And Debt: Options To Consider If You Can’t Afford To Pay Your Bills | No matter where you live in the United States, there’s a good chance that the coronavirus pandemic has affected your finances in some way. According to an April 2020 study by the credit reporting agency TransUnion, 61% of U.S. consumers hav... |
| 19.08.2019 | Family finances: Wipe out debt, one step at a time | An old proverb asks: How do you eat a whale? A poem in Shel Silverstein’s “Where the Sidewalk Ends” tells the story of a girl named Melinda Mae who decides to try. She starts with the tail, takes little bites and is eventually left with a c... |
| 11.11.2018 | Using your home’s equity to pay off credit card debt is a dumb move | Dear Liz: My ex-husband is a self-employed carpenter who just turned 64. He’s gotten a bit over his head with his credit cards. He tried for a home equity loan since he has plenty of equity and high credit scores. His mortgage lender says h... |
| 08.04.2018 | Their kids are spendthrifts. How do parents protect them with a trust? | Dear Liz: My wife (71) and I (68) have been diligent savers our entire lives. We have accumulated IRA assets of approximately $2 million along with a house and other assets. Our total estate is under $10 million. We have two adult children ... |
| 25.02.2018 | A husband’s death. A pile of bills. Now what? | Dear Liz: After my husband died, I was in shock and really not in my right mind for at least a year, but really more. During this time I didn’t pay attention to bills. Only the ones that were getting shut off got paid. Now I’m behind on sev... |
| 11.12.2017 | How to find your way out of difficult financial circumstances | Dear Liz: I desperately need your help! My husband, who is 91, is in the early stages of dementia. I just turned 88 and for the first time am responsible for making all the financial decisions.
We are deeply in debt and I don’t know the bes... |
| 10.12.2017 | How to find your way out of difficult financial circumstances | Dear Liz: I desperately need your help! My husband, who is 91, is in the early stages of dementia. I just turned 88 and for the first time am responsible for making all the financial decisions.
We are deeply in debt and I don’t know the bes... |
| 18.09.2017 | Sinking under a heavy debt load? There’s help | Dear Liz: I am trying to get my finances in order and, like many, I am struggling. The majority of my debt comes from student loans, but I also have unsecured debt that is weighing me down. I work for a nonprofit and know I need to contact ... |
| 17.09.2017 | Sinking under a heavy debt load? There’s help | Dear Liz: I am trying to get my finances in order and, like many, I am struggling. The majority of my debt comes from student loans, but I also have unsecured debt that is weighing me down. I work for a nonprofit and know I need to contact ... |
| 11.09.2017 | Reverse mortgages have gotten safer and cheaper but aren’t for everyone | Dear Liz: I have been making interest-only payments on a home equity line of credit but starting in January the payments will increase to include principle. I would like to do a cash-out refinance of my first mortgage (I owe about $190,000)... |
| 10.09.2017 | Reverse mortgages have gotten safer and cheaper but aren’t for everyone | Dear Liz: I have been making interest-only payments on a home equity line of credit but starting in January the payments will increase to include principle. I would like to do a cash-out refinance of my first mortgage (I owe about $190,000)... |
| 27.08.2017 | How long will a tax lien linger on a credit report? | Dear Liz: You wrote an article about how the credit bureaus are removing civil judgments and tax liens from people’s credit reports. I’ve been denied credit due to a few tax liens. Creditors won’t negotiate, even though the IRS has already ... |
| 14.06.2017 | A financial expert says too many people have a terrible money habit - and you can fix it in a month | Advertisement
Mario Tama/Getty
Unconscious spending could be your worst enemy.
Have you ever logged onto your bank account after a long weekend, only to be hit with that sinking feeling of, Oh my gosh, where did all my money go? You're not ... |
| 09.04.2017 | What to do about heavy credit card debt | Dear Liz: I have a lot of credit card debt and am just able to make minimum payments. I feel like after doing this for four years now that I am not getting ahead. I will be 61 this summer and don’t have much saved for retirement. My rent ke... |
| 11.12.2016 | Where to find help with managing your finances | Dear Liz: I am a mid-30s single woman who needs accountability in managing my finances and paying down debt. I have about $7,000 in credit card debt and $9,000 in student loans and I earn $55,000 a year. I feel as though I may have the fina... |
| - | A secured loan puts your home or car at risk, but there's a time and a place to use one | If a borrower defaults on a secured loan, the lender can seize the collateral to minimize its losses. JGI/Jamie Grill/Getty Images
Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with yo... |
| - | Tips for Handling Your Finances During a Crisis | (StatePoint) With record numbers of Americans filing for unemployment and many facing income loss, the financial impacts of COVID-19 are far-reaching.
“Times of financial crisis can be overwhelming,” says head of Wells Fargo & Company’s... |
| - | 72% of six-figure earners are men, while 57% of workers making under $25,000 are women, survey finds | Most Americans say it takes a six-figure income to make ends meet amid rising prices.
Yet three-quarters of high earners are men, research shows. |
| - | Congressional staffers enjoy special tools to pay down their student-loan debt that aren't available to the general public | Some of the congressional staffers in position to help shape student-debt policies also have their own student debts to pay. Drew Angerer/Getty Images
Rebecca Zisser/Insider
Democrats have proposed erasing up to $50,000 in student-loan debt... |
| - | A phantom debt collection scam duped consumers out of more than $1 million. Here are 5 ways you can avoid falling victim | The Federal Trade Commission is in the process of returning more than $1 million to consumers duped by a phantom credit collection scheme.
If you are contacted about unpaid balances, whether they are fake or legit, there are some steps you ... |
| - | Why young adults in minority communities tend to start out with lower credit scores | Young adults in majority Black and Hispanic communities tend to have lower credit scores compared with those who reside in majority white communities, new research from the Urban Institute found.
Young adults in majority Black and Hispanic ... |
| - | This is what women must do to overcome the retirement savings shortfall, says a financial pro | Women have about 30% less saved by the time they retire, research shows.
To narrow the gap, change your spending habits and focus on long-term goals, says Monifi’s financial expert Leigh Singleton. |
| - | Here are some strategies that can help you dig out of holiday debt | More than one-third of Americans took on holiday debt in 2022, with an average amount of $1,549, a recent survey found.
About 37% of holiday debtors said it will take them at least five months to pay it off. |
| - | Raising your credit score can help you save $92 per month, report finds. Here are some expert tips | With household finances still tight for many Americans, increasing your credit score may be one way to save money.
A new LendingTree study finds increasing your score may help you save $22,263 over the life of your credit and loans.
With co... |
| - | 'Don't immediately reach for your checkbook.' Here's what to do when relatives ask you for money | It can be stressful and overwhelming when a relative comes to you asking for money.
Here's how experts recommend handling the tricky decision. |
| - | 93% of women are stressed about money. Building a cash reserve can help, experts say | Register now for CNBC’s virtual Women & Wealth Event on March 5th, 2024
Largely as a result of the wealth gap, women tend to be more financially vulnerable than their male counterparts.
Even a small cash reserve can provide security, ac... |
| - | Nearly half of all Americans expect to retire in debt, survey finds | Roughly 46% of all Americans expect to retire in debt, according to a report.
However, debt repayment is even harder on a fixed income and can threaten your retirement security. |
| - | 1 in 5 Americans are saving less for retirement due to Covid | The pandemic set some retirement savers back, while others have been able to put even more money aside.
For those playing catch up, there are ways to get back on track, and free resources to help. |
| - | The 10 states with the highest average credit card debt—and they aren’t New York or California | Americans with credit card debt face a double whammy.
First, there’s inflation. Prices on a broad basket of consumer goods are up 8.3% from this time last year, a figure that includes even larger hikes in the cost of food, shelter, gasoline... |
