Date | Title | Description |
02.11.2024 | Business | Where the presidential candidates stand on personal finance issues | Dive deeper: What Trump and Harris Have in Store for Your TaxesHealth care
When it comes to health care, the candidates have been light on the details, although both candidates promise to protect Medicare. Here’s where they differ.
Trump:
R... |
01.11.2024 | Travel | Holiday airfare is down. Why isn’t travel spending? | Higher hotel prices
Holiday hotel prices are up 4% compared to 2023 — $353 per night vs. $338 per night in 2023 — according to data from Kayak. For shorter hotel stays, that small price increase may not make a huge dent in someone’s budget.... |
31.10.2024 | Business | What to buy (and skip) in November 2024 | Skip: Bedding and linens
Need a thicker comforter for the cold months? January is just around the corner, and it’s your best bet for a deal on bedding and linens. Stores promote bedding discounts, called white sales, at the beginning of eac... |
30.10.2024 | The Silent Threat: Bird Flu's Unseen Spread Among Humans | Bird flu, or highly pathogenic avian influenza (HPAI), is a silent predator lurking in the shadows of America’s dairy farms. As health departments scramble to track its spread, the challenges are mounting. Emails reveal a troubling picture:... |
30.10.2024 | Business | Student loan ‘financial hardship’ forgiveness: new details revealed | “While this is yet another lawful avenue to cancel student debt, pushback is anticipated, so it is crucial that we move forward quickly to deliver this much-needed relief,” said Kristin McGuire, executive director of Young Invincibles, a po... |
29.10.2024 | Business | When it pays to know your credit card’s interest rate | For context, the average interest rate for credit card accounts assessed interest charges as of August 2024 was 23.37%, according to data from the Federal Reserve. That kind of interest can get costly in a hurry, although rates will vary wi... |
28.10.2024 | Business | Student housing costs are rising. Here’s how to lower your bill | Start early and do your research
Start looking for housing as early as possible — for many students looking off-campus, that will be mid- to late-fall for the next academic year, says Garrett. You may have more time if you want to live on-c... |
25.10.2024 | Business | What the latest bad news for the Apple Card means for customers | Issues with cardholder disputes
By law, consumers can dispute a credit card charge within 60 days when they see a fraudulent or incorrect charge on their credit card bill, or if a merchant fails to resolve an issue with a purchase. Followin... |
25.10.2024 | Novo Business Checking Review (2024): Is Novo a Trusted Bank? | Novo
Novo is a fintech company; not a bank. Deposit account services provided by Middlesex Federal Savings, F.A., Member FDIC. Physical debit cards issued by Middlesex Federal Savings or Patriot Bank, N.A., Member FDIC; virtual cards issued... |
24.10.2024 | The Fine Line Between Betting and Investing: A Financial Tightrope | In the world of finance, two paths diverge: one leads to wealth through careful investing, while the other spirals into the chaos of sports betting. The allure of quick gains can be intoxicating, but the risks are real. Understanding the di... |
24.10.2024 | Business | Survey: Many gift-buying parents pressured to overspend this holiday season | 2. Consider shopping secondhand
The survey found that 15% of parents of minor kids who plan to buy gifts this year will purchase some gifts secondhand.
Buying previously loved gifts for children is a savvy way to shop, particularly since ki... |
24.10.2024 | Health is ‘Main Reason’ Americans Eat Plant-Based Meat Now – Cheaper, Tastier Products Are Key for Growth | 5 Mins Read Americans are attracted to meat analogues mainly for their health benefits, but to overcome the sales slump, plant-based companies must offer better-tasting and cheaper products.
The health halo created by meat producers is flut... |
23.10.2024 | Business | How to take control of awkward money conversations | That way, he says, “you’re just passing on knowledge,” and can avoid unintentionally seeming like you’re trying to find out what inheritance you might one day receive.
Try questions that evoke hopes and dreams, says Erika Wasserman, CEO of ... |
22.10.2024 | Business | Looking for deals? You might need an app for that | Take groceries, for example. Persistently high food prices have made people more price sensitive, making them hunt harder for a good deal, says Sean Turner, co-founder and chief technology officer at Swiftly, a retail tech company that offe... |
21.10.2024 | Health | How Trump and Harris aim to address your health care | Prescription drugs
Harris
Harris has said she wants to lower prescription drug prices. Under 2022’s Inflation Reduction Act, a provision allows Medicare to negotiate drug prices with pharmaceutical companies. It also added a $2,000 cap on a... |
18.10.2024 | Business | Sports betting can be a gamble for your financial health | The difference between betting and investing
According to Chris Woods, a Charlotte, North Carolina-based certified financial planner, one of the biggest differences between an investing habit and a sports betting habit is long-term outcomes... |
17.10.2024 | The Cashless Conundrum: Navigating America’s Shift from Coins to Code | America stands at a crossroads. The shift toward a cashless economy is gaining momentum. Coins, once the backbone of transactions, are fading into obscurity. The penny, a relic of the past, symbolizes this change. It clinks in jars, forgott... |
17.10.2024 | Business | Living paycheck to paycheck: A hardship or good budgeting? | But, it turns out depleting one paycheck just in time for the other’s arrival doesn’t have to mean financial dire straits. In fact, our survey found many people who place themselves in this category manage to spend on some monthly luxuries ... |
16.10.2024 | Business | 5 ways to lower your grad school student loan bill | Alternate repayment plans may lower your payments, especially if you have a lot of debt relative to your earnings. Income-driven repayment (IDR) plans cap your monthly bills at 10% to 20% of your income if you have graduate loans. After 20 ... |
16.10.2024 | Editorials | Editorial: Penny dreadful? America slowly makes its move to a cashless economy. | A good first step toward a cashless economy would be to stop minting pennies, which most people don’t use anyway. An estimated 240 billion pennies are more likely in a piggy bank or a coffee can instead of being circulated. That has created... |
15.10.2024 | Business | What Trump and Harris have in store for your taxes | “It would be a win to get some stability and certainty back into the tax code there, to get the permanence, even if it’s not necessarily what everyone wants, that would be a win,” says Watson. “The fact that we are seeing interest on the Hi... |
14.10.2024 | Business | Harris v. Trump on student loans: Where the candidates stand | “On the Trump side, this is someone who, as president, consistently proposed big cuts to all federal education funding, but especially to programs that would help students and student loan borrowers,” says Michelle Dimino, director of educa... |
11.10.2024 | Travel | Pickleball travel destinations to dink away from home | Holland America, the “exclusive cruise line of the Professional Pickleball Association,” has outfitted their entire fleet of cruise ships with dedicated pickleball courts on the top deck. That means you can practice your drop shot against a... |
11.10.2024 | Found Business Banking Review (2024): Is it a Trustworthy Bank? | Found’s fast facts
Our rating: 4.7 out of 5
Starting price: Free, or you can upgrade to Found Plus at $19.99 per month or $149.99 per year for extra services like 1.50% APY on high account balances, advanced customer support, and expanded b... |
10.10.2024 | Business | Holiday deals are here. Don’t let debt follow | Holiday spending falls under the “wants” category of the 50/30/20 budget, which allocates 50% of your take-home pay to needs, 30% to wants and 20% to savings and debt repayment.
Setting aside $10, or any amount you choose, each week or day ... |
09.10.2024 | Navigating the Retirement Savings Maze: Unconventional Strategies for a Secure Future | Retirement savings can feel like a daunting mountain to climb. Many Americans find themselves staring up at the peak, overwhelmed by rising living costs and unexpected expenses. According to recent surveys, over half of Americans are behind... |
08.10.2024 | Navigating Financial and Digital Security: A Dual Approach for Modern Challenges | In today's fast-paced world, two critical issues loom large for individuals and small businesses alike: financial literacy and digital security. Both areas are fraught with pitfalls, yet they offer pathways to empowerment and resilience. Le... |
08.10.2024 | Hidden Gems: 15 Unexpected Ways to Grow Your Retirement Nest Egg One of the most important financial goals you will ever have is saving for retirement. Despite this, many people struggle to save enoug... | One of the most important financial goals you will ever have is saving for retirement. Despite this, many people struggle to save enough money for retirement due to rising living costs, unexpected expenses, and a lack of clear financial pla... |
08.10.2024 | Business | What small-business owners need to know about digital security | “Hackers don’t care how small your business is or what you do,” Shawn Waldman, CEO and founder of Secure Cyber Defense, a cybersecurity consulting company said in an email. “They want your money and your data. Often, they have no idea who y... |
07.10.2024 | Business | How to get money advice without a side of shame | Now, Sabree, along with a new wave of financial experts — many of whom have backgrounds in financial therapy and trauma-informed training — want to put a stop to online “financial shaming.”
Some self-declared money experts frequently make p... |
04.10.2024 | Navigating the Housing Market: Strategies for Homebuyers and Agents | The housing market is a complex maze. For homebuyers, understanding this landscape is crucial. For real estate agents, guiding clients through it is an art. With mortgage rates fluctuating and home prices soaring, the stakes are high. This ... |
04.10.2024 | The New Frontier of Travel and Investment: From Points to Chemicals | In a world where experiences and investments collide, two stories emerge, each reflecting a unique facet of modern life. One tale unfolds in the glitzy realm of travel rewards, while the other dives into the depths of specialty chemicals. B... |
04.10.2024 | Travel | What to do with 2 million Marriott points? Get a Bellagio fountain show | NerdWallet values 2.4 million Marriott Bonvoy points. That places Krupa’s winning bid at about $21,600.How Krupa earned 2 million Marriott points
Krupa says that, while he vacations more than most people, he’s not obsessive about earning Bo... |
03.10.2024 | The Rising Tide of Brand Marketing and Data Protection in America | In the bustling world of business, two currents are gaining momentum: brand marketing and data protection. Both are essential for survival in today’s digital landscape. One fuels growth; the other shields against threats. Let’s dive into th... |
03.10.2024 | Business | What the Fed’s rate cutting plans mean for the housing market | Even if rates don’t rise, lower mortgage rates can only go so far in the face of consistently high prices. In August, the median price of an existing home was $416,700, according to the National Association of Realtors. With a 10% down paym... |
02.10.2024 | Business | As hacks surge, protect your Social Security number | How to lock your Social Security number with E-Verify
E-Verify is a system many employers use to confirm people’s employment eligibility. You can create a myE-Verify account to place a “Self Lock” with E-Verify. Locking your SSN prevents an... |
01.10.2024 | Business | Is your metal credit card losing its edge? | The proliferation of metal cards has not only made them less novel; these products also have some legitimate drawbacks to keep in mind.Where metal credit cards lose their shineStyle over substance
Initially, metal credit cards were seen as ... |
30.09.2024 | Business | If you’re considering a credit card, bonus-friendly season is here | That level of spending may not be difficult during the holiday season. In 2023, consumers planned to spend $875, on average, on gifts, decorations, food and other key seasonal items, according to the National Retail Federation’s annual surv... |
27.09.2024 | Guarding Against Deception: Navigating Job Scams and Home Security | In a world where opportunity often masks danger, job seekers and homeowners alike must navigate a minefield of deception. Job scams are like wolves in sheep's clothing, preying on the vulnerable. Meanwhile, home security becomes a fortress ... |
27.09.2024 | Travel | The busiest travel days around Thanksgiving | Here are the three least-crowded days to travel both before and after Thanksgiving, ranked from least to most crowded. Because they’re less crowded and likely less expensive, it makes them some of the best days to fly around Thanksgiving.
P... |
26.09.2024 | Business | 5 ways a business credit card can help your business grow | “(Business owners) can’t get the balance paid down because they’re just paying interest, and now they’re overloaded on their debt-to-income ratio, and now they can’t access funding to help them,” Schwabe says. “And then you get those late f... |
25.09.2024 | Business | Someone tried to break into my house: How I chose a security system | Our attempted break-in experience was a sobering reminder that just because something hasn’t happened before doesn’t mean it won’t, and that it’s much better to be safe than sorry.The attempted break-in
I woke up on a regular Wednesday morn... |
23.09.2024 | Business | How to avoid job scams | To protect yourself while job hunting, consider these strategies:Get familiar with popular schemes
One common job scam involves a fraudster impersonating a real company and reaching out to their target by text, email or phone. Sometimes, th... |
21.09.2024 | The Fed's Rate Cut: A Double-Edged Sword for Savers and Borrowers | The Federal Reserve's decision to cut interest rates is like a double-edged sword. It can help some while hurting others. The economy is a complex web, and every action has a reaction. As the Fed trims rates, the implications ripple through... |
21.09.2024 | Navigating the Storm: Tackling Imposter Syndrome in B2B Marketing and Sales | Imposter syndrome is a silent thief. It creeps into the minds of professionals, especially in B2B marketing and sales, stealing confidence and productivity. The statistics are alarming. Since 2020, feelings of inadequacy have surged. A stag... |
20.09.2024 | How to Treat Imposter Syndrome In B2B Marketing & Sales Roles Turnover in B2B marketing and sales roles has been trending upward for five years, with a rise in reported feelings of imposter syndro... | Since 2020, there has been a widespread increase in imposter syndrome in the workplace, and it is quietly ravaging the lead-generating and revenue-generating capabilities of business-to-business (B2B) manufacturers and distributors.
Accordi... |
20.09.2024 | Travel | Why cruise demand is even bigger now than pre-pandemic | Spending on cruises is not just up pre-pandemic, but over the past year. According to Bank of America credit and debit card data from May 2024, spending on cruises is up 12% year-over-year.Why are cruises so hot in 2024?
A few factors indic... |
19.09.2024 | Business | Calling all savers: How to react to the Fed rate cut | Here are a few more things to consider.
For those with money in a low-yield account: There have always been savings accounts with low rates that seem to consistently hover around a paltry 0.01% APY. (This is typical with savings accounts at... |
18.09.2024 | Business | 4 social media money trends worth knowing about | No spend/low spend challenges
Thirteen percent of Americans say they’ve heard of no spend or low spend challenges.
Most recently, the no spend challenge went viral at the start of the year with the No Spend January TikTok trend. It challeng... |
17.09.2024 | Business | 2024 college grads: Get ready for student loan repayment | Start by logging into your account on studentaid.gov. On your dashboard, you’ll see how much federal student loan debt you have. In the top-right corner, you’ll see the name of your federal student loan servicer, which is the company the go... |
16.09.2024 | Business | What happens when the Fed finally cuts rates? | But even if the Fed trims rates next week as expected, the target will still be a long way from the near-zero rate of early 2020 and immediate effects will be muted. Mortgage rates have already been easing in anticipation of a cut, for exam... |
14.09.2024 | The Rise of Side Gigs: Empowering Full-Time Working Moms | In today’s fast-paced world, many full-time working moms are finding creative ways to boost their income. Side gigs are becoming a lifeline. They offer flexibility, financial relief, and a sense of purpose. Let’s explore three popular side ... |
13.09.2024 | Travel | My travel secret for not overpacking? The 10-$10 rule | Under the 10-$10 rule, items you generally shouldn’t pack include:
Books (perhaps pack one, but will you really read that second one?).
First-aid kits.
Over-the-counter medications that you only sometimes use (e.g. antacid tablets or ibupro... |
12.09.2024 | Business | 3 side gigs for full-time working moms | How much can you earn through resume writing? Edmond charges $175 per resume and offers packages with add-ons to increase her earnings. A perk of this gig is that her time commitment is only around 10 hours a week.
Edmond says that listing ... |
11.09.2024 | Business | Act now: Two key student debt relief programs expire Sept. 30 | Roughly 3 million borrowers have taken advantage of the on-ramp and were at least 30 days late on their loans as of June 30, according to Federal Student Aid office data.
If you’ve been skipping payments, make a plan for October. Otherwise,... |
10.09.2024 | Navigating the Loan Landscape: A Guide to Securing Low Rates in 2024 | In the world of personal finance, securing a low loan rate is akin to finding a hidden treasure. As we step into 2024, the landscape is shifting. Interest rates are in flux, and understanding how to navigate this terrain can save you a sign... |
10.09.2024 | Business | Big companies keep shuttering their co-branded credit cards. Why? | Is it a win-win partnership?
Co-branded credit cards make up 62% of consumer credit cards in the portfolios of 12 major credit card issuers, according to a report from Javelin. Those bank-brand relationships can be mutually beneficial.
When... |
09.09.2024 | The Ride-Sharing Revolution: Navigating the New Landscape of Uber and Turo | The world of ride-sharing is evolving. Uber, once a simple app for hailing rides, is now a cornerstone of modern transportation. But it’s not just about getting from point A to point B anymore. The recent partnership with Turo, a peer-to-pe... |
09.09.2024 | Business | How to score a low personal loan rate in 2024 | Maintain a high credit score
Lenders rely heavily on credit scores to determine how likely an applicant is to repay a loan. Generally, those with high scores get the lowest rates.
“If you have a high credit score, banks think that you’re a ... |
06.09.2024 | Travel | How to avoid the new ‘shoulder season’ crowds | For example, Japan saw a huge influx of travelers this spring. The number of U.S. citizens departing for Japan in March through May of 2024 rose 17% compared with the same months in 2023, and jumped a whopping 41% compared with the same mon... |
05.09.2024 | The Housing Dilemma: First-Time Buyers Face a Mountain of Challenges | The American dream of homeownership is slipping through the fingers of many would-be first-time buyers. The landscape is littered with obstacles. Rising prices, high mortgage rates, and a shortage of inventory create a perfect storm. It’s a... |
05.09.2024 | Business | The best ways to give money to a teenager | That’s the approach he uses for his own three children. He gives them a cash allowance and lets them decide how to spend it, which includes letting them make mistakes.
“Don’t be afraid to let them fail,” Tobias says. Kids might lose a $20 b... |
04.09.2024 | Navigating the College Funding Maze: Strategies for a Debt-Free Future | The journey to a college degree is often paved with financial hurdles. Rising tuition costs loom like storm clouds, threatening to rain down debt. But with a strategic approach, students can navigate this maze without sacrificing their fina... |
04.09.2024 | Business | How much does an Uber driver make? I drove for Uber to find out | I learned that to earn higher fares, you need to be open to where the Uber trip takes you. I left a lot of money on the table by skipping trips that would end too far from my home base. Uber works by matching riders with nearby drivers. As ... |
04.09.2024 | College on a Budget: How to Fund Your Education Without Sacrificing Your Future | The dream of attending college comes with the challenge of managing its ever-rising costs. The idea of graduating with a significant amount of debt can be daunting.
However, by adopting a strategic approach, you can fund your college educat... |
03.09.2024 | Business | Q2 affordability obstacles hinder would-be first-time home buyers | For that reason, we examined the potential housing payment for first-time buyers in the second quarter. This payment not only accounts for the price of the home, but also the typical first-time buyer down payment, mortgage rate, real estate... |
30.08.2024 | Travel | What I learned from my first EV road trip | It turns out, though, that an electric battery functions best when it is between 20% and 80% full, because going over that exposes the battery to high voltages that can accelerate degradation over time. (Think of your phone battery and how ... |
29.08.2024 | Business | Want cheaper college? Pay interest while in school | The impact of making student loan payments while in school
Paying even small amounts while you’re in school can add up. Consider this hypothetical example: Let’s say you take out $10,000 your first year of school at 6.53% interest on a 10-y... |
28.08.2024 | The Privacy Paradox: Navigating the Digital Minefield | In a world where our lives are increasingly intertwined with technology, privacy has become a fleeting concept. Apps promise convenience but often come with hidden costs. The default settings in popular applications can feel like a warm bla... |
28.08.2024 | Business | Lacking confidence in your financial decisions? Where to find help | Just 38% of Americans with an annual household income of less than $50,000 reported feeling confident in their ability to make good financial decisions. That compares with 49% of those making $75,000-$99,999 and 55% of those making $100,000... |
27.08.2024 | ROI CX Solutions: 5 Expert-Level Tips for Better Customer Service (No Matter the Industry) | Created by Carl Williams
Aug 27 2024, 02:58 AM EDT
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27.08.2024 | Business | 6 milestones and how they might change your life insurance needs | For example, a stay-at-home spouse might not bring home a paycheck, but they might perform valuable household duties, such as caring for kids, cleaning the house and maintaining the yard. Life insurance can help a working spouse cover these... |
26.08.2024 | Business | Student loans: 1 in 3 borrowers have slowed repayment | Borrowers seem to have taken note.
A quarter (25%) say they are concerned recent student loan forgiveness efforts will be reversed by the courts. And more than one in five (22%) say that student loan forgiveness is one of the most important... |
24.08.2024 | Complicated app settings are a threat to user privacy | Default privacy settings in popular mobile apps seem like a convenience, allowing you to use a single setting to control the level of privacy – who can see which actions you take – across all of the app’s functions. But default privacy sett... |
23.08.2024 | Business | Supporting grown kids? How to land the financial helicopter | To help children become financially independent as adults, she says, “it’s important to help them with the mindset of making small sacrifices for something they want,” she says. For example, kids can earn an allowance by doing chores around... |
22.08.2024 | Business | How to increase prices without losing customers | For example, while a burger might be more expensive than it used to be, sides are now cheaper when you buy them as part of a combo.
“People are driven very significantly in our market by price,” Heaggans says, so it’s essential that Preston... |
21.08.2024 | Navigating the Housing Market in 2024: Opportunities and Challenges | The housing market in 2024 is a landscape of contrasts. Buyers are feeling the heat, but there’s a silver lining. Interest rates are poised to drop, and inventory is on the rise. Yet, home prices continue to climb, creating a complex enviro... |
21.08.2024 | Business | Full FAFSA launch by Dec. 1: What students and families need to know | Second year of the simplified FAFSA
The 2025-26 FAFSA will be the second year of the “simplified FAFSA.” The redesigned form debuted for the 2024-25 school year.
The simplified form has fewer questions: roughly 36, down from as many as 108 ... |
20.08.2024 | Business | Buying a house in 2024: What’s changed? | To put that in perspective: Let’s say you can afford $1,800 per month in principal and interest. At a 7% interest rate, you could afford to borrow $270,600. But at a 6% interest rate, you could afford to borrow $300,200 — nearly $30,000 mor... |
19.08.2024 | Business | What’s all the fuss about tips and taxes? | The policy is undeniably appealing for tipped workers and the unions that represent them. After all, who doesn’t want a tax break when they can get it? Experts say the message to voters may be effective, but the policy is less likely to be.... |
19.08.2024 | Business | Tips to keep back-to-school budgeting on track | Using an ATM or credit card would have been easier, but the emotional and visual impact would not have been the same. My objective was to teach budgeting without it being a chore. While hoping to make the experience memorable for us.
We wou... |
16.08.2024 | What Every Day Investors Can Do Now To Prepare For The Future | As the investment landscape continues to evolve with technological advancements, economic shifts, and changing market dynamics, it’s essential for everyday investors to prepare effectively for the future.
Whether you’re new to investing or ... |
15.08.2024 | Business | 5 things to know about banking, from a banking writer | Checking accounts are a holding place for the money you’re going to spend in the near future, like bills. Savings accounts are meant to help you earn interest and still be accessible, so they’re great for money you don’t need immediately bu... |
14.08.2024 | Business | New Biden rules take aim at tedious, annoying customer service tricks | But first, a caveat: When the White House announces any “actions,” it can take a long time to actually happen. Certain actions might require movement through regulatory processes, other agencies or Congress. Businesses may have perfected re... |
13.08.2024 | The New Age of Shopping: Time-Saving or Money-Wasting? | In the digital age, shopping has transformed. It’s no longer a leisurely stroll through aisles. It’s a click, a tap, and a package at your door. Americans are spending more money but less time shopping. It’s a paradox that reveals much abou... |
13.08.2024 | Business | What home shoppers need to know about the new buyer’s contracts | The agreement can outline a lightweight and short-term relationship with the agent or it can be a longer-term contract — whatever you negotiate.
On the lightweight end of the spectrum, you could sign a touring agreement that lasts a day or ... |
12.08.2024 | Business | How to get your finances back on track for fall | Adams says budget apps can help you track those numbers, or you can carefully review credit card and debit card statements. That way, you’ll see what spending categories cost you the most.
Adams adds that everyone’s priorities are different... |
09.08.2024 | Travel | How to choose a short-term vacation rental with a group | Set a budget
Determining how much everyone is willing to pay is probably the most fundamental question facing your group. It’s also the one most likely to be skirted. Talking about money can feel uncomfortable or embarrassing, yet failing t... |
08.08.2024 | Business | Maximize credit card points with just one (big) skill | To be clear: There’s nothing wrong with using your points this way. Sometimes it’s actually the most valuable redemption option. And you generally get benefits like earning miles on flights booked this way. But there is another way.
America... |
07.08.2024 | Business | Data: Americans spending less time, more money on shopping | Further, when we do shop, we’re being a little quicker about it. The amount of time spent by those shopping on a given day fell by about six minutes during the 20-year period.
One way of looking at this, in terms of efficiency, is that we’r... |
06.08.2024 | Business | Moving in retirement? 5 things to ponder before you pack | 1. Income taxes are just the starting point
Clients often ask David Berman, a CFP near Baltimore, about moving somewhere cheaper in retirement.
“It usually starts off very benignly: ‘Oh, you know, Florida doesn’t have an income tax and Mary... |
05.08.2024 | Business | 5 ways to get cheap car insurance | 2. Ask about discounts
Don’t assume you’re getting every discount you qualify for. Ask your insurer or agent about potential discounts to be sure you’re maximizing your savings.
You may not qualify for every discount offered by your insurer... |
03.08.2024 | Navigating the New Landscape of College Admissions and Financial Strategies | The road to college is changing. Direct admissions programs are reshaping how students enter higher education. Gone are the days of endless applications and waiting for acceptance letters. Now, many students can secure their spot in college... |
03.08.2024 | Smart Strategies for Back-to-School Shopping: Tips for Parents on a Budget | Back-to-school season is a double-edged sword. On one side, there’s excitement. New supplies, fresh clothes, and the promise of a new year. On the other, there’s the financial burden. Parents often feel the weight of rising costs. But fear ... |
02.08.2024 | Travel | Junk fee ban sparks price transparency wave for cruise fares | Pressure to be more transparent
Politicians, travel industry groups and consumers have called for more price transparency for years. President Joe Biden is even leading the charge on a federal crackdown on junk fees.
Many travelers prefer t... |
01.08.2024 | Business | 4 moms share back-to-school shopping tips that actually work | “I can’t afford to get all these things on the list. So I’m making the priority to prioritize the needs from wants,” Williams says.
“So crayons versus markers. I’m not gonna buy both. They both do the same thing. So I may purchase the marke... |
31.07.2024 | Wastewater Monitoring: A New Frontier in Public Health Surveillance | In the battle against infectious diseases, a new ally has emerged from the depths of our sewage systems. Wastewater monitoring is transforming how we detect and respond to public health threats. As the world grapples with the looming specte... |
31.07.2024 | Business | Direct admissions: How to get into college without applying | For state-based direct admissions programs, your participating high school will generally send your GPA and information to colleges; for third-party programs, you’ll need to set up a profile with your GPA and other basic information.
Direct... |
30.07.2024 | Business | You can’t escape climate change, but in some areas, risk is lower | Isolation doesn’t guarantee fewer risks — just fewer people
If you rank places only by Federal Emergency Management Agency rating, the counties in the U.S. with the lowest risks are the places with the fewest people.
At the top of that list... |
29.07.2024 | Is Dividend Investing Worth It? The Complete Guide | Dividend investing, a strategy often favored by both novice and seasoned investors, revolves around building a portfolio that creates steady income streams through regular dividend payments. This approach capitalizes on the earnings distrib... |