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| Sep 21, 2026 | When a reverse mortgage comes due, heirs face a clock | When a reverse mortgage borrower dies, the loan does not simply disappear — it becomes due and payable. For heirs, the path forward depends on whether there are co-borrowers or an eligible nonborrowing spouse. If neither exists, the estate ... |
| Sep 1, 2026 | NCLC: Heirship affidavits help families keep inherited homes and access aid | A little-known legal document, the heirship affidavit, can help families document inherited property, keep family homes and land, and unlock access to government housing programs, according to a new report from the National Consumer Law Cen... |
| Aug 10, 2026 | Student loan borrowers face steeper ‘marriage penalty’ under new repayment plan | Married couples with student loans need to decide whether to file their taxes jointly or separately, said Nancy Nierman, assistant director of the Education Debt Consumer Assistance Program.
The choice can impact their monthly payment amoun... |
| Jul 22, 2026 | Government Experts Explain How Credit Counseling Agencies Make Money | Share
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When you search “How do credit counseling agencies make money,” you often encounter a simple explanation: nonprofit credit counseling agencies are funded through client fees and voluntary creditor contributions... |
| Jul 22, 2026 | House passes bill to ease banking regulations | The U.S. House of Representatives on Tuesday passed legislation that would make a series of changes to federal banking regulations, including easing certain capital, supervisory and merger requirements for community banks and other smaller ... |
| May 4, 2026 | Private student loan market set to expand under new federal loan caps — with risks for grad school borrowers | The private student loan market is projected to expand, after President Donald Trump’s One Big Beautiful Bill Act established new borrowing limits on federal education loans for graduate students.
The Education Department finalized details ... |
| Mar 19, 2026 | Treasury Department begins taking over student loans as the Education Department gets dismantled | Getting your Trinity Audio player ready...
By COLLIN BINKLEY
WASHINGTON (AP) — The U.S. Education Department is handing off a portion of its student loan portfolio to the Treasury Department, a first step toward shedding management of all s... |
| Mar 4, 2026 | State lawmakers seek restraints on wage garnishment for medical debt | Getting your Trinity Audio player ready...
By Rae Ellen Bichell, KFF Health News
Lawmakers in at least eight states this year are aiming to reel in wage garnishment for unpaid medical bills.
The legislation introduced in Colorado, Florida, ... |
| Mar 3, 2026 | Student Loan SAVE Plan Reinstated: A Temporary Reprieve Before 2028 Sunset | A federal judge upheld the SAVE student loan plan, offering temporary relief to millions of borrowers. This ruling dismisses a challenge, enabling potential access to lower payments, interest caps, and faster forgiveness timelines. Yet, the... |
| Mar 2, 2026 | What student loan borrowers need to know about judge’s ruling on SAVE plan | A federal judge declined the Trump administration’s request to end the SAVE student loan repayment plan last week.
But the program’s immediate future remains uncertain, and recent legislation phases out SAVE by July 1, 2028.
Here’s what bor... |
| Feb 27, 2026 | A booming employee benefit at the heart of America’s affordability debate | To learn more about the CNBC CFO Council, visit cnbccouncils.com/cfo
An employee benefit known as earned wage access has become even more popular than 401(k) plan participation at some companies.
Early access to pay is offered by many of th... |
| Jan 20, 2026 | Trump administration’s delay on student loan collections offers borrowers time to get current | It’s uncertain how long the Trump administration’s pause on student loan collections will last.
In the meantime, experts say, borrowers should move quickly to get current on their debt and to protect their tax refunds, wages and retirement ... |
| Jan 14, 2026 | Student loan borrowers in default may miss out on Trump’s ‘largest tax refund season of all time’ | The Trump administration is predicting larger tax refunds for the 2026 season due to changes in the “big beautiful bill,” but the millions of student loan borrowers who are behind on their payments may miss out.
The U.S. Department of Educa... |
| Jan 9, 2026 | What student loan borrowers can do if they’re facing wage garnishment: ‘Early action’ is critical, advisor says | Federal student loan borrowers who have defaulted on their loans could soon see their paychecks shrink as the Department of Education resumes garnishing wages over the unpaid debts.
Around 1,000 defaulted borrowers were expected to receive ... |
| Nov 7, 2025 | 28-year-old paid off $19,000 in student loans in under 2 years: I wanted to ‘start a life for myself’ | NiaChloe Bowman knew she didn’t want to become one of the millions of student loan borrowers still making payments in their 30s and 40s.
During her freshman year accounting class at Babson College, Bowman determined how long it would take f... |
| Nov 7, 2025 | Trump CFPB takes aim at 15 states that ban medical debt on credit reports—it’s ‘salt in the wound,’ says consumer advocate | The administration of President Donald Trump is taking aim at state laws that ban the inclusion of medical debt on consumers’ credit reports.
In late October, the Consumer Financial Protection Bureau released what’s known as an interpretive... |
| Nov 4, 2025 | This factor can be a 'kiss of death' on your credit report, says consumer advocate | Rent payments have become a consideration on a growing number of American credit reports.
The share of consumers whose rent payments were reported to credit bureaus rose to 13% in 2025, up from 11% in 2024, according to a recent report from... |
| Oct 23, 2025 | Unison settles lawsuit after HEI product ruled to be reverse mortgage | A legal battle over the validity of home equity investments (HEIs) and whether they should be classified as reverse mortgages has come to an end in Washington state.
Unison, one of the nation’s leading providers of HEI products, settled the... |
| Oct 12, 2025 | Workers’ wages siphoned to pay medical bills, despite consumer protections | By Rae Ellen Bichell, KFF Health News
Stacey Knoll thought the court summons she received was a scam. She didn’t remember getting any medical bills from Montrose Regional Health, a nonprofit hospital, after a 2020 emergency room visit.
So s... |
| Oct 10, 2025 | Homebuyers sue D.R. Horton, DHI Mortgage for alleged deceptive lending | A group of homebuyers has filed a class action lawsuit against D.R. Horton, the nation’s largest homebuilding company, and its mortgage lending subsidiary, DHI Mortgage Co., alleging that the companies engaged in deceptive home-selling and ... |
| Sep 15, 2025 | More consumers are using rent payments to boost their credit score. Here’s what to know | The share of consumers whose rent payments are reported to credit bureaus rose to 13% in 2025, up from 11% in 2024, according to a new survey by TransUnion, one of the three major bureaus.
“It’s a good thing that more people’s rent payments... |
| Sep 5, 2025 | As summers grow deadlier, here’s what to know about utility shutoffs | By CORA LEWIS, Associated Press
NEW YORK (AP) — As the cost of electricity outpaces inflation and summers grow deadlier, consumer advocates are sounding alarms about the risks to low-income people who can’t afford consistent air conditionin... |
| Aug 27, 2025 | How to get someone on the phone about your student loans | Recent changes to the federal student loan system have made it difficult for some borrowers to get accurate information on their accounts.
Experts shared tips on how to get someone on the phone who can help you with your debt.
“If your stat... |
| Aug 20, 2025 | These GOP Lawmakers Referred Constituents To The CFPB For Help. Then They Voted To Gut The Agency. | This story was originally published by ProPublica. Republished under a CC BY-NC-ND 3.0 license.
A New York business frozen out of its checking account. A Georgia chemotherapy patient denied a credit card refund after a product dispute. A Ne... |
| Aug 12, 2025 | Millions of student loan borrowers may be headed for default: Here’s who’s most at risk—and how to avoid it | Student loan payments can cost borrowers hundreds of dollars each month. But falling behind on those payments may wind up being even costlier.
Advocacy organizations and student loan experts have warned of a coming “default cliff” for milli... |
| Aug 4, 2025 | What to know if you’re at risk of having your wages garnished over student loan debt | Here’s what to know: What you can do to prepare
“The most important thing borrowers can do before administrative wage garnishment restarts is to log into studentaid.gov to check whether their federal student loans are in default and take st... |
| Aug 1, 2025 | Senate bill aims to increase affordable housing supply. Here’s what renters, home buyers need to know | The Renewing Opportunity in the American Dream, or ROAD, to Housing Act of 2025 is a bill aimed at increasing the supply of affordable housing in the U.S.
The bill is the first bipartisan markup for housing in over a decade.
A Senate commit... |
| Jul 31, 2025 | Trump voters wanted relief from medical bills. For millions, the bills are about to get bigger | Related Articles
US childhood vaccination rates fall again as exemptions set another record
Are tattooed beachgoers at risk for skin cancer?
Trump administration is launching a new private health tracking system with Big Tech’s help
Health ... |
| Jul 18, 2025 | Supreme Court allows Trump to proceed with Department of Education layoffs—what it means for student loan borrowers | The Supreme Court handed a victory to President Donald Trump on Monday, allowing the administration’s massive layoffs at the Department of Education to remain in effect.
In March, the department laid off around 1,400 staffers as part of Tru... |
| Jul 14, 2025 | One Tech Tip: ‘Click-to-cancel’ is over, but there are other ways to unsubscribe | Know the terms and conditions of a given subscription
“Companies make it easy for consumers to click to sign up and easy for the companies to automatically withdraw funds from consumers’ accounts,” said Shennan Kavanagh, Director of Litigat... |
| Jul 9, 2025 | Trump’s ‘big beautiful bill’ slashes CFPB funding: What it means for you | President Trump signed a so-called big beautiful bill on July 4 that nearly halves annual funding for the Consumer Financial Protection Bureau.
CFPB funding would fall to 6.5% of the annual operating expenses of the Federal Reserve, down fr... |
| Jul 2, 2025 | Our National Robocall Nightmare Is Getting Worse Under Donald Trump | According to the latest data on robocalls from the YouMail Robocall Index, the scale of the U.S. robocall problem has grown by another eleven percent year over year. U.S. consumers received just over 4.8 billion robocalls in May. We’ve norm... |
| Jun 17, 2025 | Republicans move to eliminate payment pauses for struggling student loan borrowers | GOP lawmakers are moving in their “big, beautiful bill” to nix payment pauses for student loan borrowers who’ve lost their job or experienced other financial hardship.
“I’m concerned this is going to lead more people to default on their stu... |
| Jun 5, 2025 | The Storm Ahead: NOAA's Staffing Crisis and the Looming Threat of Climate Change | The National Oceanic and Atmospheric Administration (NOAA) stands at a crossroads. As the agency prepares for a tumultuous hurricane season, it faces a daunting staffing crisis. The recent cuts have left weather forecast offices scrambling.... |
| Jun 3, 2025 | Education Department says it will not garnish Social Security of student loan borrowers in default | “Simply pausing this collection tactic is woefully insufficient,” said Persis Yu, executive director of the Student Borrower Protection Center. “Any continued effort to restart the government’s debt collection machine is cruel, unnecessary ... |
| May 15, 2025 | Older people in crosshairs as government restarts Social Security garnishment on student loans | Farro’s loans date back 40 years. She was a single mother when she got a bachelor’s degree in developmental psychology and when she discovered she couldn’t earn enough to pay off her loans, she went back to school and got a master’s degree.... |
| Mar 17, 2025 | How much student loan borrowers owe in every U.S. state—in one map | Nearly 43 million Americans owe a total of $1.6 trillion in federal student loans as of the end of 2024, according to Department of Education data.
A number of factors determine how much debt borrowers wind up with and how quickly they’re a... |
| Mar 13, 2025 | What the Department of Education layoffs could mean for student loan borrowers: 'This will only make things worse,' activist says | The U.S. Department of Education is cutting around 1,300 staffers from its workforce, the agency announced Tuesday.
The layoffs will effectively cut the agency in half in an effort to meet President Donald Trump and Secretary of Education L... |
| Mar 7, 2025 | The Ripple Effect of Rent on Credit Scores: What Every Renter Should Know | Renting a home is like walking a tightrope. One misstep can send you tumbling into a pit of financial woes. Rent payments, often seen as just another monthly obligation, can significantly impact your credit score. Understanding this connect... |
| Mar 5, 2025 | If the Trump administration guts the CFPB, it could have ‘devastating effects,’ says consumer advocate—what it means for your money | In early February, the Consumer Financial Protection Bureau, an independent federal agency created as a watchdog in the wake of the 2008 financial crisis, shuttered its Washington, D.C. offices and laid off about 200 probationary and term e... |
| Mar 2, 2025 | Getting a lot of unwanted phone calls? Here are ways to stop them | Phone settings
Smartphone users can turn on some built-in settings to combat unknown calls.
Apple advises iPhone users to turn on the Silence Unknown Callers feature. Go to your “Settings,” then scroll down to “Apps,” and then to “Phone,” w... |
| Mar 2, 2025 | Here’s how rent can make or break your credit, experts say | Rent reporting services provide tenants the opportunity to grow their credit history through monthly payments.
However, landlords could also report late or unfulfilled payments to debt collectors.
Here’s what tenants need to know about how ... |
| Feb 12, 2025 | Business | With Education Department under threat, what student loan borrowers can do | Download your loan information
Take a few minutes to screenshot or download every bit of information from your studentaid.gov account. Having a paper trail of your payments and loan status can protect you if issues arise with the Education ... |
| Feb 12, 2025 | Phone Companies Still Suck At Stopping Unwanted Scam Robocalls, Something That Will Get Much Worse Under Trump 2.0 | We’ve long noted how absurd it is that scammers, debt collectors, and greedy telemarketers have ruined our voice communications networks. We’ve somehow just normalized it.
We’ve also noted how a big reason our robocall problem never gets fi... |
| Jan 31, 2025 | Navigating the Manufactured Home Market: Key Questions to Consider | The manufactured home market is a landscape of opportunity and pitfalls. As prices soar in traditional real estate, manufactured homes offer a lifeline. But before diving in, potential buyers must tread carefully. The recent lawsuit against... |
| Jan 31, 2025 | Navigating Home Equity and Manufactured Homes: A Guide for Savvy Borrowers | In the world of real estate, home equity and manufactured homes are two critical topics that can shape financial futures. Understanding how to tap into home equity wisely and knowing the ins and outs of purchasing a manufactured home can em... |
| Jan 28, 2025 | Buying a manufactured home? Ask these 4 questions first | On Jan. 6, the Consumer Financial Protection Bureau sued Vanderbilt Mortgage & Finance, alleging that the company trapped some borrowers in manufactured home mortgages they couldn’t afford. Vanderbilt Mortgage is a unit of Clayton Homes... |
| Dec 7, 2024 | Navigating the Health Insurance Maze: Your Guide to Affordable Coverage | The world of health insurance can feel like a labyrinth. Each turn presents new choices, and the stakes are high. Open enrollment is upon us, and for many, it’s a chance to secure a safety net. The Affordable Care Act (ACA) Marketplace is y... |
| Dec 7, 2024 | The Nursing Home Staffing Dilemma: A Tug of War Between Care and Cost | The nursing home industry stands at a crossroads. A new federal staffing mandate looms, requiring registered nurses to be on-site 24/7. This regulation, a product of the Biden administration, aims to elevate the quality of care for the nati... |
| Dec 6, 2024 | National Politics | With Trump on the way, advocates look to states to pick up medical debt fight | Several states are looking to strengthen oversight of medical credit cards and other financial products that can leave patients paying high interest rates on top of their medical debt.Related Articles
National Politics | Ballot recount conf... |
| Nov 19, 2024 | National Politics | Higher monthly payments loom for many student loan borrowers | Current debt relief programs
In July 2023, the Education Department launched the first elements of its Saving on a Valuable Education repayment plan to cut payments and forgive low balances on federal student loans more quickly. Like severa... |
| Sep 25, 2024 | Navigating the VoIP Landscape: A Guide to Future-Proofing Your Communication System | In the digital age, communication is the lifeblood of any business. Voice over Internet Protocol (VoIP) systems have emerged as a beacon of efficiency, offering a modern alternative to traditional phone lines. But with great options come gr... |
| Sep 25, 2024 | The VoIP Dilemma: To Manage or Not to Manage? | In the digital age, communication is the lifeblood of any business. Voice over Internet Protocol (VoIP) has emerged as a game-changer, replacing clunky desk phones with sleek software solutions. But lurking beneath the surface is a critical... |
| Sep 23, 2024 | Set Up Call Blocking on Any Phone in 6 Steps or Less | Consumers receive more than 1 billion robocalls every month. These automatic dialers bombard people with telemarketing pitches or fraudulent and scammy offers to dupe them out of money. As technology advances, so do the tactics of these rob... |
| Aug 29, 2024 | The Digital Dilemma: Telecoms, AI, and the Quest for Accountability | In the digital age, where technology evolves faster than a speeding bullet, the consequences of misuse can be staggering. Recent events highlight the growing intersection of telecommunications, artificial intelligence, and the pressing need... |
| Aug 23, 2024 | FCC Fines Lingo Telecom $1 Million Over Sloppy Biden AI Deepfake That Targeted New Hampshire Voters | Earlier this year, you probably saw the story about how a political consultant used a (very sloppy) “AI” generated deepfake of Joe Biden in a bid to try and trick New Hampshire voters into staying home during the Presidential Primary. It wa... |
| Aug 21, 2024 |
Consumer groups urge FHFA to update climate standards for GSE-backed homes | A coalition of interest groups oriented around climate issues has launched a social media campaign designed to pressure the Federal Housing Finance Agency (FHFA) into adopting up-to-date energy-efficiency standards for homes backed by the g... |
| Aug 14, 2024 | The Mirage of Homeownership: Understanding Contracts for Deed | In the landscape of American homeownership, contracts for deed stand as a double-edged sword. They promise the dream of owning a home but often deliver a nightmare. The Consumer Financial Protection Bureau (CFPB) recently shed light on this... |
| Aug 13, 2024 |
Contracts for deed are under federal mortgage protections: CFPB | The Consumer Financial Protection Bureau (CFPB) on Tuesday released an advisory opinion stating that contracts for deed are under federal home lending rules and should provide consumer protections.
In these contracts – also known as “land c... |
| Jun 14, 2024 |
Consumer, industry groups sound alarm over elder financial abuse | Consumer and industry advocacy organizations — including the American Land Title Association (ALTA), National Consumer Law Center (NCLC), National Association of Realtors (NAR) and AARP — are sounding the alarm over a rising trend of elder ... |
| Jun 11, 2024 | Biden administration to bar medical debt from credit reports | Gov. Pritzker wants to eliminate medical debt for 1M in Illinois
Gov. Pritzker wants to eliminate medical debt for 1M in Illinois 00:38
Medical debt will be stricken from credit reports in a change proposed by the White House that could hel... |
| May 22, 2024 | BERGER MONTAGUE HIRES NATIONALLY RENOWNED ADVOCATE PAUL BLAND TO CO-CHAIR ITS APPEALS AND COMPLEX BRIEFING DEPARTMENT | PHILADELPHIA, May 22, 2024 /PRNewswire/ -- Berger Montague is pleased to announce that F. Paul Bland, Jr. is joining the firm as a shareholder effective on July 15, 2024. For the last ten years, Paul served as the Executive Director at Publ... |
| May 22, 2024 |
Trade groups want these reforms to reduce property tax foreclosures | Unpaid property tax debts are leading to preventable foreclosures, with the greatest impacts on Black and Latino households and older homeowners living on fixed incomes. But if states take proactive measures to reform policies and disclosur... |
| May 2, 2024 |
New appraisal bias protections apply to reverse mortgage program: FHA | The U.S. Department of Housing and Urban Development (HUD) and the Federal Housing Administration (FHA) this week announced a new policy enabling mortgage borrowers to “request a re-assessment of the appraised value of their property if the... |
| Apr 26, 2024 |
HUD walks back some proposed changes to HECM for Purchase program | The U.S. Department of Housing and Urban Development (HUD) on Friday announced that a proposed change to the Home Equity Conversion Mortgage (HECM) for Purchase (H4P) program has been modified to bar the practice of premium pricing, and it ... |
| Mar 11, 2024 | Health | With medical debt burdening millions, a financial regulator steps in to help | Noam N. Levey | (TNS) KFF Health News
When President Barack Obama signed legislation in 2010 to create the Consumer Financial Protection Bureau, he said the new agency had one priority: “looking out for people, not big banks, not lenders, n... |
| Jan 16, 2024 | Colorado woman sues real estate giant Greystar over apartment “junk fees” charged by landlord | A former Colorado tenant has sued real estate giant Greystar — the nation’s largest apartment management company — over hidden charges and “junk fees” charged for items including pest control and valet trash service.
Nichole Collins, a tena... |
| Dec 11, 2023 | 23andMe changes to terms of service are ‘cynical’ and ‘self-serving,’ lawyers say | Two days before 23andMe disclosed that hackers had accessed the personal and genetic data of almost 7 million customers, the genetic testing giant updated its terms of service. The changes are an effort to make it more difficult for the vic... |
| Aug 8, 2023 | FCC Hits Robocall Scammers With $300 Million Fine That Still Somehow Means Nothing | Every six months or so the FCC announces it has taken some major new step to thwart annoying robocalls. Yet Americans still receive more than 4.5 billion such calls every month, the vast majority of FCC fines are never collected, scammers e... |
| Jul 17, 2023 | What To Do If Your Student Loans Will Not Be Forgiven | Man going over his financesgetty |
| Jun 9, 2023 | FCC ‘Fines’ Right Wing Bullshitters Wohl, Burkman $5 Million For Voter Robocall Scam | It’s never fully appreciated the way we’ve let scammers, scumbags, and assorted bullshit artists hijack the nation’s top voice communications platform. Or that we’ve let marketing industry lobbyists slowly degrade the authority of the one U... |
| May 9, 2023 | Credit card companies need to explain the 'exorbitant' late fees they're charging customers, says Elizabeth Warren | U.S. Sen. Elizabeth Warren (D-MA) questions Jerome Powell, Chairman, Board of Governors of the Federal Reserve System as he testifies before the Senate Banking, Housing, and Urban Affairs Committee on June 22, 2022 in Washington, DC. Powell... |
| Apr 18, 2023 | Rising Healthcare Costs Require New Solutions | Despite most Americans having some form of health insurance, out-of-pocket healthcare payments are fueling record medical debt for U.S. consumers. Rising medical costs and higher deductible health plans are giving vulnerable consumers a no-... |
| Apr 14, 2023 | Rents are too damn high — and a scourge of "junk" fees is making it worse, studies say | Even as prices are cooling for gasoline, groceries and online goods, housing remains a major factor in the cost-of-living crisis. Two years after the pandemic-driven rental surge began, rents in many major cities show little sign of easing.... |
| Apr 12, 2023 |
The real estate industry battles the rising tide of email fraud | Olufolajimi Abegunde, a Nigerian citizen living in Atlanta, and Javier Luis Ramos-Alonso, a Mexican citizen living in Seaside, California, were each convicted in 2019 in federal court in Tennessee of participating in a sophisticated interna... |
| Apr 8, 2023 | Healthcare, college education, and childcare started getting worse decades ago. Now we're all finally feeling it. | Probal Rashid/LightRocket via Getty Images
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| Feb 11, 2023 | The pandemic ushered in free weekly credit reports for Americans. Unless the government acts soon, that's over. | Getty Images; Alyssa Powell/Insider
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Since the start of the pandemic, Americans have been able to access free weekly credit reports.
Consumers were previously entitled to one annual credit report from each of the three major burea... |
| Sep 25, 2022 | Biden made a major dent in the student debt crisis — and it's time he does the same for the growing medical debt load in the US, attorneys and advocates say | The medical debt load in the US currently totals around $195 billion, according to the Kaiser Family Foundation. krisanapong detraphiphat/Getty Images
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America's medical debt problem has parallels to the student debt crisis, ... |
| Sep 19, 2022 | What is APR? | Even a small difference in APR can really add up when you’re borrowing any sum of money. Krisanapong Detraphiphat/Getty This story is available exclusively to Insider subscribers. Become an Insider and start reading now.
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| Aug 25, 2022 | FCC, State Action Nets An Amazing 80% Reduction In Auto Warranty Scam Robocalls | We’ve frequently noted how stupid it is that we’ve ceded a major communications platform to robocalling scammers and scumbags. We’ve noted for just as long that many regulatory “solutions” to the robocall problem have been dumb and half-hea... |
| Aug 2, 2022 | AG Healey Joins National Bipartisan Task Force Aimed at Combating Illegal Robocalls | BOSTON — Attorney General Maura Healey today announced that her office is joining a nationwide, bipartisan Anti-Robocall Litigation Task Force of 50 attorneys general to investigate and take legal action against telecommunications companies... |
| Jul 30, 2022 | Commentary
Commentary | Guest opinion: Zachary Lamb: Debunking stereotypes about mobile homes could make them a new face of affordable housing | By Zachary Lamb, Jason Spicer, and Linda Shi
When you hear the words “trailer park” or “mobile home park,” what comes to mind? Crime? Poverty? Vulnerability to natural disasters? These negative images reflect the stigma, reinforced by popul... |
| Jul 19, 2022 | Bombarded by scammy robo-texts? You're not alone. | Fraudulent text messages are soaring, deluging Americans with scams ranging from false claims that a person's bank account has been frozen to online orders not being delivered, a consumer advocacy group has found.
Over the last year, t... |
| Jul 8, 2022 | Opinion: FHFA language requirements may shake up compliance landscape | Recently, the Federal Housing Finance Agency (FHFA) announced that mortgage lenders will be required to include in loan packets the Supplemental Consumer Information Form (SCIF), which registers a borrower’s language preference, in order fo... |
| Jul 7, 2022 | FCC Takes Another Baby Step Toward Addressing U.S. Robocall Hell | Americans received 4.4 billion robocalls in June. It never quite stops being weird how we’ve had to effectively stop using a core voice communications platform because it’s been hijacked by scammers and debt collectors. As we’ve noted numer... |
| Jun 29, 2022 | Watch out for Zombie Records! Yours can hurt you. | How Sealed or Expunged Court Records in Tenant & Employment Screening Reports May Illegally Cost People Jobs & Housing
From the National Consumer Law Center, June, 2022
Today, to rent an apartment or nail down a job, you almost alwa... |
| Jun 15, 2022 | New Report Offers Solutions For Our Never Ending Robocall Hell | We’ve noted several times how there are a few reasons why the U.S. government can’t get a handle on robocalls, despite big announcements every six months or so about how they’re cracking down on the practice and really mean it this time.... |
| Apr 25, 2022 | Why Banks and Payment Processors Shun Perfectly Legal Businesses | “Bitcoin fixes this” is a popular refrain whenever a gun store or exotic dancer loses access to payment processing. But what causes “this” in the first place?
As long as people have been going online and paying to do things viewed as social... |
| Mar 17, 2022 | Wells Fargo rejected nearly half of their Black homeowners refinancing applications | Never miss a story: Follow your favorite topics and authors to get a personalized email with the journalism that matters most to you.
Mortgage rates hit an all-time low during the pandemic, giving homeowners the chance to refinance and ulti... |
| Nov 10, 2021 | Illinois Laws Let Debt Collectors Push Families into Poverty as Pandemic Protections Expire | “The weak exemption laws in Illinois enable creditors to strip wealth from families, widening the racial wealth gap. Our state should support permanent pathways toward economic stability for Illinois families, not trap them in burdensome cy... |
| Oct 15, 2021 | The United States Needs Better Student Loan Tax Relief | shot of money and college themegetty |
| Aug 16, 2021 | Student debt is so inescapable that even those who made payments during the pandemic freeze still owe more money than they originally borrowed | The Education Dept. released data on Navient borrowers who made voluntary payments during freeze.
It found that 63% of them are “underwater,” meaning they aren’t even $1 less in debt.
Democrats say the student-loan-payment pause isn’t enoug... |
| Jul 28, 2021 | What is APR? | An APR is the cost of borrowing money, stated as a yearly rate.
You can use APR to compare loan offers because it shows what you'll repay in interest, plus fees.
APRs can be fixed or variable, and calculated as simple or compound inter... |
| Jul 28, 2021 | What is APR? | An APR is the cost of borrowing money, stated as a yearly rate.
You can use APR to compare loan offers because it shows what you'll repay in interest, plus fees.
APRs can be fixed or variable, and calculated as simple or compound inter... |
| Jul 28, 2021 | What is APR? | Even a small difference in APR can really add up when you’re borrowing any sum of money. Krisanapong Detraphiphat/Getty
An APR is the cost of borrowing money, stated as a yearly rate.
You can use APR to compare loan offers because it shows ... |
| Jul 12, 2021 | What to Do if Chime or Other Neobanks Close Your Account | July 12, 2021 6 min read This story originally appeared on NerdWallet
A wave of digital-first challengers to traditional banks has attracted millions of customers with free accounts and hassle-free sign-ups. But a recent report highlights s... |
| Jul 9, 2021 | Biden Education Department Approves Student Loan Cancellation For More Than 1,800 Defrauded Borrowers | Today, the Department of Education announced it was providing $55.6 million in student debt relief ... [+] to more than 1,800 borrowers. Photographer: Erin Scott/Bloomberg © 2020 Bloomberg Finance LP |
| Jul 2, 2021 | There are more ways to cancel your student debt than you might think. Here are your options | A sign is displayed in front of The White House on June 15, 2021 in Washington, DC. Paul Morigi/Getty Images
The vast majority of student loan borrowers who file for bankruptcy don’t seek to have their educational loans discharged. But of t... |
| May 24, 2021 | Student debt forgiveness isn't in Biden's annual budget—here's why experts say that's 'not surprising' | On the campaign trail, President Joe Biden issued his support for $10,000 of undergraduate or graduate student debt relief for every year of national or community service, up to five years and $50,000. Since then, House and Senate Democrats... |
