Perch

How does Perch help first-time home buyers or those thinking about buying? For most of us, buying a home is a really big deal. It can be hard to figure out what you have to do and in what order. If you’re a first-time home buyer, we’ve created a free Guide to Buying A Home so you can learn the step-by-step process to get you across the finish line and into your first property. You can read the guide from start-to-finish or you can set up a Perch Home Buying Plan to keep track of when you can afford to buy as your savings grow over time, and see how much you can spend. We also have other planning tools to help you decide if it’s better to Rent vs. Buy or to calculate if the First-Time Home Buyer Incentive Benefit makes sense for you. To get started, visit www.myperch.io. How does Perch help home buyers? If you’re actively shopping for a property or close to putting in an offer, we can get you pre-approved online in less than an hour. After submitting your details, you’ll be able to instantly view the mortgage offers available to you. You can sort through all available mortgage offers by lowest rates, prepayment flexibility, term length, lender, or other criteria. The entire application process can be done online. How does Perch help current homeowners? Thinking about selling a property or changing lenders? Use our Mortgage Penalty Calculator to find out what your prepayment charges will be. When you set up an account with Perch, we’ll automatically monitor the mortgage market and let you know when there’s an opportunity to save money by switching mortgages. By having monthly property value and mortgage balance updates, we’ll show you exactly how much home equity you could unlock by refinancing and view your property returns as easily as you’d track your stock portfolio.