| Date | Title | Description |
| Sign up to see | Sign up to see | Sign up to see |
| Oct 14, 2026 | HUD officials offer an action plan to spark FHA lending | Federal housing leaders Joe Gormley and Matt Jones were on stage this week at the Mortgage Bankers Association (MBA)’s Annual Convention and Expo in Chicago to delve into ongoing work at the Department of Housing and Urban Development (HUD)... |
| Oct 3, 2026 | Berkshire buys more Lennar shares, but pace of purchases slows | (This is the Warren Buffett Watch newsletter, news and analysis on all things Warren Buffett and Berkshire Hathaway. You can sign up here to receive it every Friday evening in your inbox.)
Berkshire Hathaway added to its bet on Lennar this ... |
| Sep 28, 2026 | Mortgage AI is spreading, but scaling is still rare, survey finds | Mortgage lenders and servicers are increasingly deploying artificial intelligence, but adoption remains concentrated in productivity and document-heavy tasks, with regulatory uncertainty and limited measurable business results slowing broad... |
| Apr 1, 2024 |
Spring forecast: More inventory and rising home sales | Everyone knows it’s been a very dry 18 months for home sales. As mortgage rates rose starting in 2022, payment affordability got dramatically worse and homebuyer demand dried up. At the same time, seller volume dried up.
But now sellers are... |
| Apr 2, 2013 | Mortgage loan profits edge down as costs rise: MBA | Independent mortgage banks and mortgage subsidiaries of chartered banks experienced a drop in profits from newly originated loans in the fourth quarter of 2012 despite higher origination volumes.
Still, when compared to last year, loan prof... |
| Feb 15, 2012 | Parsing the reality of the multistate AG settlement | Most of what I’ve read so far on the multistate attorneys general mortgage servicer settlement involves analysis of what homeowners “get” or “don’t get,” with the inevitable conclusion being that whatever consumers will “get” isn’t enough. ... |
| Oct 10, 2011 | Monday Morning Cup of Coffee | A look at stories across HousingWire’s weekend desk, with more coverage to come on bigger issues: The Mortgage Bankers Association kicked off its 98th Annual Convention & Expo in Chicago Sunday by announcing the election of new board me... |
| Jul 8, 2011 | MBA Calls for More Direct Industry Voice in Disclosure Reform | The Mortgage Bankers Association (MBA) has called on the Consumer Financial Protection Bureau (CFPB) to alter the evaluation process of proposed mortgage disclosure reforms and provide industry participants a more direct method for contribu... |
| Apr 27, 2011 | Are Housing Counseling Programs Effective? | In the wake of budget cuts for housing counseling programs, the Mortgage Bankers Association (MBA) released a report on the effectiveness counseling entitled "Homeownership Education and Counseling: Do We Know What Works?" Sponsor... |
| Mar 30, 2011 | Six Federal Agencies Propose Rule on Risk Retention | The Federal Reserve, in conjunction with five other regulatory agencies, has put forth a proposed rule requiring that sponsors of asset-backed securities (ABS) retail at least 5 percent of the credit risk associated with the underlying asse... |
| Feb 18, 2011 | Short-Term Delinquencies Fall to Pre-Recession Levels | According to a report by the Mortgage Bankers Association, the delinquency rate for mortgage loans on one-to-four-unit residential properties decreased to a seasonally adjusted rate of 8.22 percent of all loans outstanding as of the end of ... |
| May 24, 2010 | How to Seriously Misuse Economic Stimulus, Housing Edition | Since January, I’ve been writing in this column that the home buyer’s tax credit program was successful—if you define success to mean that it helped to prop up demand in the near term, boosting immediate spending on housing and preserving j... |
| Mar 31, 2010 | Weakness Persists in Commercial Mortgage Market Even as Tenants Look to Buy | The continued economic pressure on the commercial real estate market — beleaguered under high unemployment and low occupancy — is dragging down commercial mortgage performance. But as rental rates continue to decline, real estate companies ... |
| Mar 1, 2010 | A Dark Day for the Mortgage Industry | If the Mortgage Bankers Association was hoping to show that it’s in touch with the needs of the mortgage servicing industry – and taxpayers, too – a proposal unveiled at last week’s servicing conference in San Diego may quickly have shot th... |
| Mar 27, 2009 | MBA: Change Risk Weighting for Warehouse Credit | Faced with a growing dearth of funding for non-depository mortgage lenders, the Mortgage Bankers Association earlier this week sent a letter to key regulators asking for changes in risk-based capital weightings tied to various warehouse lin... |
| Mar 11, 2009 | Household Mortgage Apps Fall, as Total Apps Rise | (Update 1) We’re again seeing a mixed picture in mortgage applications this week, taking data on raw application totals and household applications into account. Data from the Mortgage Bankers Association, released Wednesday morning, shows t... |
| Feb 26, 2009 | House Faces Tuesday Vote on Bankruptcy Cramdowns | The House of Representatives will on Tuesday consider a sweeping homeowner assistance legislative package that would allow bankruptcy judges to modify mortgage debt on a borrower’s principal residence. The bill, HR 1106, or the Helping Fami... |
| Jan 9, 2009 | Citi Throws Weight Behind Cram-Downs | In a move that clearly caught much of the financial and mortgage markets by surprise late Thursday, Citigroup, Inc. (C) agreed with key legislators on a plan that would allow bankruptcy judges to modify the terms of mortgages during debt re... |
| Jan 6, 2009 | Stimulus Package to Include Cram-Downs: Report | The latest round of economic stimulus currently being crafted by Senate Democrats is likely to include controversial legislation allowing so-called “cram-downs” of mortgage debt in bankruptcy, according to a Reuters report Monday evening. T... |
| Dec 24, 2008 | Refi Applications Soar Amid Low Rates | Mortgage rates now aren’t as low as they were earlier in the week, or even where they were to end last week, but the recent press over historically low mortgage rates has driven a veritable refi boom for participants in the primary mortgage... |
| Nov 25, 2008 | Government Share of Mortgage Apps Soars: Report | The latest proof of the government’s growing influence in the mortgage banking sector came Tuesday morning from the Mortgage Bankers Association, which said that of all mortgage applications taken during the month of October, 32.9 percent w... |
| Nov 20, 2008 | HUD Relaxes Hope for Homeowners Requirements | With fewer than 100 applications for FHA loans through Hope for Homeowners since the program’s effective start date of Oct. 1, it was clear some “meaningful changes” were needed. The U.S. Housing and Urban Development secretary Steve Presto... |
| Nov 18, 2008 | Study: Real Estate Woes Move into CRE | Residential real estate woes are spreading into commercial real estate markets across the nation, with a report released Tuesday morning showing a 17 percent annual decline in the number of environmental site assessments conducted across th... |
| Nov 5, 2008 | FHA Originations Soar in First Half of 2008 | The government share of mortgage originations more than doubled numbers seen last year to 11.8 percent of all mortgages funded in the first half of 2008, the Mortgage Bankers Association said Wednesday; government share was ust 5.7 percent ... |
| Nov 5, 2008 | Mortgage Applications Fall, Touch 8-Year Low | In what would appear the latest downward plunge of a perpetual yo-yo, the volume of mortgage applications fell across the country last week, according to data from the Mortgage Bankers Association and the Mortgage Maxx LLC. In fact, the MBA... |
| Oct 21, 2008 | MBA Launches Effort to Restore Secondary Mortgage Market | It’s a concern that’s been echoed by more than a few market participants with increasing regularity in recent months: is securitization dead? Where will mortgage liquidity come from going forward? (For those curious on an expert take on the... |
| Oct 1, 2008 | Mortgage Applications Tank | Mortgage applications tanked last week as the nation’s financial markets were thrown into chaos, according to a weekly survey released Wednesday by the Mortgage Bankers Association. For the week ended Oct. 26, the MBA reported that applicat... |
| Sep 24, 2008 | For Mortgage Applications, Which Way is Up? | Headlines on Wednesday will note that mortgage applications tanked last week, citing data released by the Mortgage Bankers Association, which show that composite applications (purchase and refinance transactions) fell by a whopping 10.6 per... |
| Sep 22, 2008 | White House Agrees to Some Concessions on Bailout Proposal | Officials at the White House have agreed in principle to at least some of the proposals being floated by Congressional Democrats surrounding the Treasury’s request for historic bail-out authority; various published reports suggested Monday ... |
| Sep 19, 2008 | Questions, Partisan Demands Surround Financial Bailout | The mother of all bailouts is upon us — the only question now is who gets a life jacket, and who doesn’t. We may not yet have details on the plan to create a “troubled asset resolution program,” or TARP as some are now calling it, but it ha... |
| Sep 5, 2008 | MBA: Prime ARMs Set Tone for Troubled Mortgages in Q2 | More than nine percent of U.S. mortgages were delinquent or in foreclosure at the end of the second quarter, as both major categories of borrower default activity hit new records, the Mortgage Bankers Association said on Friday morning. We ... |
| Sep 3, 2008 | Tighter Credit Standards Drive Jump in Mortgage Applications | The total number of mortgage applications rose for the second straight week, according to data released Wednesday by the Mortgage Bankers Association — but, as has been the case for some time, most market insiders didn’t see the strong 7.5 ... |
| Aug 27, 2008 | Mortgage Applications Increase — or Did They? | Most media sources will report that mortgage applications posted their first increase in three weeks, according to data released by the Mortgage Bankers Association on Wednesday, as mortgage rates fell slightly. The group’s weekly applicati... |
| Aug 27, 2008 | MBA Names New Chief Economist | After former chief economist Doug Duncan jumped to Fannie Mae in March, the Mortgage Bankers Association said late Tuesday that it has tapped Jay Brinkmann as Duncan’s replacement. Brinkmann will carry the titles of chief economist and seni... |
| Aug 19, 2008 | FHA Share of Mortgage Apps Soars: MBA | Ginnie Mae is on a hot streak. The government-insured share of mortgage applications tripled in the past year according to data compiled by the Mortgage Bankers Association and released Monday afternoon; relying on the group’s weekly applic... |
| Jul 30, 2008 | Mortgage Applications Fall, Despite Lower Rates | It’s a time-tested relationship — higher mortgage rates equal lower demand for mortgages, and fewer applications from potential borrowers. And vice versa. Like many things throughout the housing mess, however, more than a few tried-and-true... |
| Jul 26, 2008 | As Housing Act Passes Congress, Questions Emerge | The Senate on Saturday morning passed The Housing and Economic Recovery Act of 2008, a sweeping aid package designed to help a growing number of troubled homeowners, in the hopes that the legislation might help calm financial markets that h... |
| Jul 23, 2008 | MBA Chief Kempner to Step Down | The Mortgage Bankers Association said late Tuesday that current president and CEO Jonathan Kempner had resigned; news of his departure comes as the industry lobbying group is having to ramp up its efforts on Capitol Hill, as well as defend ... |
| Jul 9, 2008 | Mortgage Applications Continue to Paint Mixed Picture | Things certainly aren’t getting much easier for prepayment researchers on Wall Street and at various hedge funds and agency mortgage REITs this week, as data from two key application indexes again found mortgage applications heading in oppo... |
| Jun 12, 2008 | MBA: HUD and Federal Reserve Must Work Together on RESPA Reform | As a critical comment period for proposed reform to the Real Estate Settlement and Procedures Act by the U.S. Department of Housing and Urban Development expires today, the Mortgage Bankers Association on Thursday weighed in with a stern wa... |
| Jun 5, 2008 | Primed for Trouble: Pace of Mortgage Distress Shifts to Prime Borrowers | While foreclosure activity hit an all-time record in the first quarter, according to statistics released Thursday morning by the Mortgage Bankers Association, a shift of the mortgage mess towards prime borrowers appears to be taking place a... |
| May 20, 2008 | MBA: Don’t Lump Mortgage Bankers in with Brokers | It’s time the market drew a bright line between the roles of mortgage bankers and mortgage brokers, according to a policy paper released Tuesday by the Mortgage Bankers Association; in it, the banker’s group said more clarity is needed arou... |
| May 7, 2008 | MBA Application Index May Reflect Credit Woes, Not Loan Demand | The Mortgage Bankers Association on Wednesday reported a sharp jump in application activity for the week ended May 2 –- a 15.6 percent rise in the seasonally-adjusted market composite, 19.1 percent in refinancings and 12.1 percent in purcha... |
| Apr 22, 2008 | MBA Comes Out Against New Rating Standards for Structured Securities | The Mortgage Bankers Association and the Commercial Mortgage Securities Association joined with the Real Estate Roundtable and the National Association of Realtors in expressing their opposition to recent proposals that would differentiate ... |
| Apr 16, 2008 | Mortgage Applications Rebound As Purchases, Refis Head in Opposite Directions | A widely-watched measure of mortgage application activity rose 2.5 percent last week, driven almost entirely by an increase in refinancing interest from borrowers as mortgage rates continued to settle downward. The MBA’s Market Composite In... |
| Mar 26, 2008 | Mortgage Applications Shoot Upward as Refis Rebound Strongly | Interest in refinancing among borrowers led to a huge jump in application activity last week, as rates fell amid an easing of selling pressure in key parts of the secondary market for mortgages. According to statistics released Wednesday mo... |
| Mar 19, 2008 | Mortgage Applications Decrease; FHA Sees Surge in Activity | A widely-watched index of mortgage application activity fell for the second straight week, the Mortgage Bankers Association said on Wednesday. A composite index of all application activity was 652.0 for the week ending March 14, a decrease ... |
| Mar 6, 2008 | Foreclosures Set All Time Record in Fourth Quarter | The Mortgage Bankers Association’s National Delinquency Survey for the fourth quarter of 2007 found foreclosures at an all-time high, while delinquencies were at their highest level since 1985. The trade organization said one of the largest... |
| Feb 28, 2008 | Mortgage Apps Continue Tumble; Mortgage Rate Picture Mixed | Mortgage application activity continued to plunge this week as rising interest rates tanked refi application volume, according to data released Wednesday by the Mortgage Bankers Association. The MBA’s seasonally-adjusted index, which tracks... |
| Feb 15, 2008 | Bankruptcy Provision Added into Senate’s Housing Package | A hotly-contested bankruptcy reform provision that would allow judges to modify principal amounts of mortgages on primary residences was included in a new housing reform package unveiled Thursday by Senate Democrats. The new measure, introd... |
| Jan 28, 2008 | MBA’s Kittle: CRL is ‘Misleading Policymakers’ on Bankruptcy Reform | In incendiary remarks against a CRL study pushing for so-called ‘cram-down’ bankruptcy reform, MBA chairman-elect David Kittle said that the consumer group was misleading policymakers into overreacting on the hotly-contested issue. “By ch... |
| Oct 19, 2007 | New Bill Would Allow Borrowers to Raid Retirement Savings to Avoid Foreclosure | U.S. Senator Norm Coleman (R-MN) today introduced the Home Ownership Mortgage Emergency Act (cleverly, the HOME Act), which would allow troubled borrowers under certain conditions to make penalty-free withdrawals from their 401K or other re... |
| Oct 7, 2007 | Commentary: Framing the Consumer Bankruptcy Mortgage Cram-Down Debate | Today, one of my favorite bloggers in this planet or any other — that would be Tanta over at CR — took on the issue of whether or not federal bankruptcy law should be amended to allow bankruptcy courts to modify a borrower’s mortgage while ... |
| Aug 15, 2007 | Mortgage Market Round Up | There are a few stories percolating on my “to-do” list — as you probably know, there is plenty to cover right about now — so I’m going to take you on a tour of what’s out there. Jump off wherever you feel interested … Brokers being blacklis... |
| Jun 13, 2007 | Mortgage Apps Rebound Strongly | The Mortgage Bankers Association has released its application volume numbers, which show a strong rebound in both purchase and refinance application activity. Purchases jumped 7.2 percent and refis jumped 5.6 percent from one week earlier:
... |
| Jun 6, 2007 | Mortgage Refi Apps Fall Off a Cliff; Purchase Apps Up | The MBA’s mortgage application index numbers are out this morning. Refis appear to have fallen off a cliff, down more than 6 percent versus one week ago, while purchase apps eked out slightly more than a 1 percent gain:
The Refinance Index ... |
| May 23, 2007 | Mortgage Apps Up | The MBA weekly mortgage app summary is out. Apps are up, somewhat surprisingly to me. Reuters ran a story on this that covered the yin and the yang of this:
The Mortgage Bankers Association said its mortgage application index rose 1.6 perce... |
| Apr 5, 2007 | MBA’s Robbins: Foreclosure Moratorium for Subprime Borrowers Won’t Work | John M. Robbins, chairman of the Mortgage Bankers Association on Thursday responded to a call yesterday from a variety of civil rights and consumer advocacy groups for an immediate six month moratorium on foreclosures resulting from subprim... |
| Apr 4, 2007 | Mortgage Apps Sink as Rates Rise | Mortgage applications dropped 3.2 percent last week as mortgage rates headed northward, according to a report issued this morning by the Mortgage Bankers Association. The MBA’s Market Composite Index, a measure of mortgage loan application ... |
| Mar 27, 2007 | MBA’s Robbins: ‘We should learn from our mistakes’ | In testimony before the U.S. House of Representatives today, MBA chairman John M. Robbins offered a surprisingly strong and personal take on the recent troubles in the subprime market, going so far as to admit that the lending industry made... |
| Feb 6, 2007 | MBA: ‘Concern’ Over Bush Housing Budget | The Mortgage Bankers Association expressed concern today over the Bush administration’s proposed budget for housing, saying that the proposed budget not only imposes new taxes on homeowners and renters by increasing fees for key housing gua... |
| Jan 30, 2007 | MBA: Suitability Standard Would Have ‘Severe’ Consequences | The Mortgage Bankers Association said yesterday that imposing a proposed suitability standard on mortgage lenders would have a chilling effect on consumers and on an already troubled housing market. Suitability standards would require mortg... |