Startups
LendingCrowd is a financial technology (fintech) lending platform, which began trading in autumn 2014 and is fully authorised by the Financial Conduct Authority. We fund the ambitions of businesses the length and breadth of Britain. As an investor it's important to remember you're lending to businesses so your capital is at risk. Borrowers need to be mindful that defaulting will lead to the debt being passed to an agency for collection. LendingCrowd and its products are not covered by the Financial Services Compensation Scheme.
How does LendingCrowd work?
Borrowers apply for a loan, and once approved, their loan will be credit rated and given a minimum investor interest rate. The application is then listed on our marketplace and investors bid to contribute to funding the loan. When the loan is fully funded, legal agreements are completed and the borrower receives their funds. The borrower will then pay monthly capital and interest instalments until it has repaid the loan completely. Loans can be repaid early with no penalties.
Investors using LendingCrowd are able to spread their investments over several borrowers to diversify their portfolio and reduce overall risk. Each applicant's risk band and corresponding interest rate are listed on the LendingCrowd marketplace, allowing investors to choose businesses to lend to based on their risk appetite.
Our app is available to download now from the Apple App Store: https://itunes.apple.com/gb/app/lendingcrowd-peer-to-peer/id1035268278
How does LendingCrowd work?
Borrowers apply for a loan, and once approved, their loan will be credit rated and given a minimum investor interest rate. The application is then listed on our marketplace and investors bid to contribute to funding the loan. When the loan is fully funded, legal agreements are completed and the borrower receives their funds. The borrower will then pay monthly capital and interest instalments until it has repaid the loan completely. Loans can be repaid early with no penalties.
Investors using LendingCrowd are able to spread their investments over several borrowers to diversify their portfolio and reduce overall risk. Each applicant's risk band and corresponding interest rate are listed on the LendingCrowd marketplace, allowing investors to choose businesses to lend to based on their risk appetite.
Our app is available to download now from the Apple App Store: https://itunes.apple.com/gb/app/lendingcrowd-peer-to-peer/id1035268278
Overview
Location
United Kingdom, Scotland, City of Edinburgh
Phone
+44 345 564 1600
Total raised
$2.82M
Founded date
2014
Funding Rounds 1
| Date | Series | Amount | Investors |
| Sign up to see | Sign up to see | Sign up to see | Sign up to see |
Mentions in press and media 26
| Date | Title | Description |
| Sign up to see | Sign up to see | Sign up to see |
| Jan 20, 2026 | Three Scottish Firms Named in the Sunday Times 100 Tech 2026 | Three Scottish companies have been named in The Sunday Times 100 Tech 2026, an annual ranking of the UK’s fastest-growing tech companies. In the software league table LendingCrowd, the Edinburgh-based fintech, featured at number nine. The f... |
| Nov 26, 2025 | Scottish Tech Sector Thrives Amidst Challenges: 20 Companies Leading the Way in 2025 | Scotland's tech sector faces cyber threats and AI layoffs. Despite challenges, it shows growth with firms securing investments and expanding globally. AutoRek, Chemify, Tomoro, and others drive innovation. **Scotland's Tech Sector: A Story ... |
| Nov 25, 2025 | 20 Companies Driving Scottish Tech Growth in 2025 | It’s been a rough year in tech. From the constant spectre of cyber-attack, to the threat of tariffs and the waves of AI-triggered layoffs taking tens of thousands to the unemployment line, 2025 might soon be remembered as the moment the ind... |
| Nov 7, 2025 | Edinburgh’s LendingCrowd Rockets to 9th Place in Deloitte Fast 50 | Edinburgh-based LendingCrowd has been named one of the UK’s fastest-growing tech companies this year, but the fintech is one of the few outliers in a Scottish tech ecosystem struggling to scale. Just three Scottish firms made it onto Deloit... |
| Nov 8, 2024 | Two Scots Businesses Feature in Deloitte’s 2024 UK Tech Fast 50 Awards | Deloitte has today announced the winners of the 2024 UK Technology Fast 50 awards, with two Scottish companies among the ranking, and a Glasgow company placing third in the CleanTech category. The awards recognise and rank the 50 fastest-gr... |
| Sep 25, 2024 | Winners Announced at 2024 Scottish Financial Technology Awards | The winners of the 2024 Scottish Financial Technology Awards have been announced, with Aveni.ai, the AI fintech firm, securing the prestigious “Fintech of the Year” award on the evening. Hosted live at the Sheraton Grand Hotel in Edinburgh,... |
| Dec 14, 2022 | Deal Roundup 2022 | Biggest Investments of the Year | Welcome to our end-of-year edition of the DIGIT deal roundup, showcasing the strength of the Scottish technology sector. In this article we have selected the largest investment deals from January to November, 2022, showcasing the funding ap... |
| Mar 18, 2022 | DIGIT Deal Roundup | February 2022 | Funding and Investment FutureX Business education and community platform FutureX will expand its Silicon Valley Scale programme after securing funding from the Scottish Government Tech Ecosystem Fund. With the new funding, the group will be... |
| Feb 10, 2022 | LendingCrowd Raises £100m to Support British SMEs | Edinburgh-based fintech LendingCrowd has closed a funding deal with Barclays Bank and a global investment firm to support SMEs across Britain. The funding, worth around £100 million, will be loaned to SMEs across the country via the British... |
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FAQ about LendingCrowd
When was LendingCrowd founded?
LendingCrowd was founded in 2014.
How much funding has LendingCrowd raised?
LendingCrowd has raised $2.82M in total across 1 funding round.
What has the press written about LendingCrowd?
Parsers VC has collected 26 articles mentioning LendingCrowd, among them “Three Scottish Firms Named in the Sunday Times 100 Tech 2026” (Jan 20, 2026) and “Scottish Tech Sector Thrives Amidst Challenges: 20 Companies Leading the Way in 2025” (Nov 26, 2025).
Is LendingCrowd still active?
Yes, LendingCrowd is active; its latest activity on Parsers VC dates from Jun 26, 2026.