NBFC-P2P Certificate of Registration (CoR) No. : N-12.00468
i2ifunding.com is India's leading Peer-to-Peer (P2P) lending platform which connects verified borrowers with investors.
Investors can directly lend money to verified borrowers and earn high returns in easy, secure and seamless manner. Investors may make anywhere between 12-18% p.a. by lending money to verified borrowers on our platform. Investors can start an investment with as low as Rs. 1,000 and can lend money to multiple borrowers thereby diversifying their investments.
Interest rates on loans depend on the risk category of the borrower. At i2iFunding, this is determined by our proprietary automated credit evaluation model which considers more than 100 parameters and thousands of data points.
Returns earned by investors may vary depending upon their risk appetite and investment strategy. A disciplined investor has a good chance of generating handsome returns through a highly diversified portfolio.
Based on historical data, an average diversified investor can make about 10% - 18% p.a. after considering the default risk involved in the high return - low-risk loans.
Borrowers can get Personal loans at attractive interest rates as we go beyond CIBIL and assess their profile based on 50+ parameters using our proprietary credit score model. The unsecured loans can be used for gamut of reasons like purchase of consumer durable, debt consolidation (i.e. repayment of credit card debt etc.), medical expenses, education expenses, cash cycle optimization etc.
The entire credit process is transparent, quick and easy.
Apart from providing end to end services, i2i diligently uses unconventional data points of a borrower like education, employment, transactions, salary, social network etc and not just solely dependent on CIBIL score for lending recommendations. This helps an Investor in greater understanding of borrower's riskiness which leads to better credit decisions.
In the process, an investor gets an opportunity to earn higher 'risk adjusted returns' while the borrower gets an opportunity to get funded at the lowest cost possible as per their risk profile and market based demand.
Overview
Mentions in press and media 3
| Date | Title | Description |
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| Jul 11, 2016 | Vaibhav Pandey, CEO & Co-Founder of “i2ifunding.com – Peer to Peer Lending Platform” Shares His Startup Story | Contents Please introduce yourself and share your story so far. When and How I2Ifunding’s journey got started? Introduce your Co-Founders and Team.Explain more about I2Ifunding, How is it different from other similar platforms?Some Key Diff... |
| Funding Galore: Startup Fundings Of The Week [16 May – 21 May] | Image Credits Amazon’s investor, Tiger Global Management, which happens to be the largest investor in rival Flipkart reduced its stake in Amazon by nearly 67% in the March-ended quarter. This week 16 startups raised about $6 Mn in funding a... |
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FAQ about i2ifunding.com
When was i2ifunding.com founded?
i2ifunding.com was founded in 2015.
What has the press written about i2ifunding.com?
Parsers VC has collected 3 articles mentioning i2ifunding.com, among them “Vaibhav Pandey, CEO & Co-Founder of “i2ifunding.com – Peer to Peer Lending Platform” Shares His Startup Story” (Jul 11, 2016) and “Funding Galore: Startup Fundings Of The Week [16 May – 21 May]”.
Is i2ifunding.com still active?
Yes, i2ifunding.com is active; its latest activity on Parsers VC dates from Mar 24, 2018.