| Date | Title | Description |
| 16.09.2024 |
Guild’s Jim Cory on company confidence in reverse mortgages | At the end of August, Guild Mortgage announced a suite of products under the name “Flex Payment Mortgage,” which includes Home Equity Conversion Mortgage (HECM) reverse mortgage products alongside refinances, proprietary jumbo options and H... |
| 09.09.2024 |
Guild’s Jim Cory on the company’s ambitious reverse mortgage rebrand | Last week, Guild Mortgage announced a suite of products under the name “Flex Payment Mortgage.” The brand includes Home Equity Conversion Mortgage (HECM) reverse mortgage products alongside refinances, proprietary jumbo options and HECM for... |
| 06.09.2024 | The Reverse Mortgage Landscape: Navigating Challenges and Opportunities | The reverse mortgage industry is on a rollercoaster ride. August brought a dip in Home Equity Conversion Mortgage (HECM) endorsements, down 3.3% from July. The total endorsements fell to 2,200. Yet, amid this decline, there are glimmers of ... |
| 06.09.2024 |
The yo-yo ride for reverse mortgage volume continued in August | The reverse mortgage industry is pressing ahead with a chance at lower interest rates later this month. While there were signs of weakness in performance metrics in August, there are also commensurate signs of encouragement, according to in... |
| 04.09.2024 | The Future of Reverse Mortgages: Navigating a Changing Landscape | The world of reverse mortgages is on the brink of transformation. As the Federal Reserve hints at potential interest rate cuts, lenders are preparing for a shift that could reshape the industry. Elevated mortgage rates have been a constant ... |
| 04.09.2024 |
Guild announces new ‘Flex Payment Mortgage’ suite of reverse products | Guild Mortgage announced on Wednesday the introduction of a new product line called the “Flex Payment Mortgage,” which includes Federal Housing Administration (FHA)-sponsored Home Equity Conversion Mortgages (HECMs), refinances, proprietary... |
| 03.09.2024 |
How reverse mortgage lenders are planning for potentially lower rates | With elevated mortgage rates having persisted over the past two years, Federal Reserve Chair Jerome Powell indicated recently that a cut to the federal funds rate at this month’s meeting of the Federal Open Market Committee (FOMC) is on the... |
| 30.08.2024 | The Hidden Costs of Early Payoff Penalties in Mortgage Lending | In the world of mortgage lending, early payoff penalties (EPOs) are lurking like shadows. They can turn a seemingly smooth transaction into a financial nightmare. As interest rates fluctuate, these penalties are back in the spotlight, causi... |
| 26.08.2024 | Business | Boulder County-area real estate, commercial deals, Aug. 26, 2024 | Trust deeds
This list includes trust deeds (to secure repayment of a loan) of $750,000 or more. Information includes the borrower, lender, address or legal description of the property, date the trust deed was filed and amount.
Alan Zismann:... |
| 26.08.2024 |
EPO fees are back. How mortgage lenders can avoid them | Mike Roberts is about to make his first early payoff (EPO) penalty in two years after finding out that one of his clients refinanced a $355,000 loan with a 7.25% rate that Roberts closed in April.
“The amount that we received in yield sprea... |
| 17.08.2024 | The Refinance Rollercoaster: A Market on Edge | The refinance market is a wild ride. Just when it seems to gain momentum, it hits a bump. Recent data shows a surge in refinance applications, but the reality is more complex. The numbers tell one story, but the experiences of loan originat... |
| 16.08.2024 |
Data suggests refi applications are up. But LOs aren’t seeing a surge of business | When mortgage rates logged their sharpest decline of the year last week following an underwhelming jobs report, data showed that refinance demand surged.
Despite what seems like welcome news for loan originators, who have suffered through t... |
| 13.08.2024 | Guild Mortgage Surges Amid Market Challenges: A Look at Recent Trends | In the ever-shifting landscape of the mortgage industry, Guild Holdings Co. stands out like a lighthouse in a storm. The company recently reported a robust profit of $37.6 million for the second quarter of 2024, a significant leap from the ... |
| 09.08.2024 |
Reverse mortgage volume rose in July while securitizations fell | The reverse mortgage industry’s key performance indicators were split in July, according to data from industry analysts.
Home Equity Conversion Mortgage (HECM) endorsements increased by 8% from June to July, with the total of 2,274 falling ... |
| 08.08.2024 | Market Turbulence and Innovation: A Tale of Two Real Estate Worlds | The financial landscape is a stormy sea. Recent stock market sell-offs have sent ripples through various sectors, including real estate. The S&P 500 and Dow Jones Industrial Average took significant hits, with declines of 3% and 2.6%, r... |
| 08.08.2024 |
Guild delivers $37M profit as origination volume jumps 69% | Guild Holdings Co., the parent company of Guild Mortgage, delivered a profit in the second quarter of 2024, mainly due to the performance of its growing servicing portfolio. Meanwhile, its origination volume increased by 69% from April to J... |
| 08.08.2024 | Homeowners race to refinance as mortgage rates retreat from 23-year highs | - |
| 05.08.2024 |
Lenders, brokerages weather stock market sell-off, but homebuilders get thumped | The global stock selloff that began overnight in Asia rolled through U.S. markets on Monday as the S&P 500 and the Dow Jones Industrial Average fell by 3% and 2.6%, respectively.
While technology-sector darlings such as Nvidia and Apple... |
| 26.07.2024 |
Baron Silverstein on Newrez’s AI journey and the call center question | Like most of its peers, top-five mortgage lender Newrez is prioritizing the use of artificial intelligence (AI) to provide call center representatives with real-time information on its policies, procedures, and guidelines to improve custome... |
| 22.07.2024 |
Guild Mortgage unveils in-house AI system | San Diego-based Guild Mortgage is the latest mortgage lender to announce the use of artificial intelligence (AI) to improve its operations through the launch of an in-house system.
The platform, dubbed GuildGPT, is integrated into Guild’s k... |
| 02.07.2024 |
Reverse mortgage volume, securities issuance decline in June | After the reverse mortgage industry’s key performance metrics rallied in May, June fared slightly worse than previously telegraphed by case number assignments.
Home Equity Conversion Mortgage (HECM) endorsements fell by 14.4% in June to 2,1... |
| 10.06.2024 | Business | Boulder County-area real estate, commercial deals, June 10, 2024 | Trust deeds
This list includes trust deeds (to secure repayment of a loan) of $750,000 or more. Information includes the borrower, lender, address or legal description of the property, date the trust deed was filed and amount.
2250 Bluebell... |
| 31.05.2024 |
Lenders GO Mortgage and PacRes to merge | Mortgage lenders GO Mortgage and PacRes struck a deal to merge their businesses, allowing them to gain scale and reduce the cost of originating a loan in a higher-for-longer mortgage rate environment. The financials of the transaction were ... |
| 09.05.2024 |
Guild posts origination gains in Q1, declares a dividend | Guild Holdings Company, parent company of Guild Mortgage, recorded a 6% increase in mortgage originations and much higher revenue levels in the first quarter of 2024 than in 2023. Net income saw substantial improvements as the company conti... |
| 29.04.2024 |
Reverse mortgages seen as a path forward for lenders | Guild Mortgage CEO Terry Schmidt speaks last week at
The Gathering by HousingWire in Scottsdale, Arizona. Photo credit: AJ Canaria
Discussions about the reverse mortgage product category were not difficult to find this past week in Scottsda... |
| 23.04.2024 |
Guild Mortgage CEO on values, culture and M&A priorities | On Tuesday at The Gathering by HousingWire in Scottsdale, Arizona, Guild Mortgage CEO Terry Schmidt sat down with HousingWire editor in chief Sarah Wheeler to talk about the principles guiding much of the lender’s actions in recruiting, mer... |
| 13.03.2024 |
Guild earnings show more reverse mortgage activity after Cherry Creek acquisition | Guild Mortgage released its fourth-quarter and full year 2023 earnings report this week, showing that it narrowed its focus on purchase originations and increased its market share on the forward lending side, but it still sustained a loss.
... |
| 12.03.2024 |
Guild reports loss in 2023, but market share growth was a silver lining | San Diego-based lender Guild Mortgage lost money in 2023 but grew its market share through a focus on purchase mortgage originations, it reported in an earnings call on Tuesday.
Similar to other major lenders, the purchase-focused Guild — w... |
| 08.11.2023 |
Guild reports higher profits in Q3, plans to acquire purchase lenders | California lender Guild Mortgage reported an increased profit in the third quarter despite high mortgage rates and limited home sales inventory.
The purchase-focused lender with a distributed retail model emphasized its growth strategy of g... |
| 16.08.2023 |
DataDigest: Goldilocks and the big IMBs | The biggest nonbank mortgage lenders in America saw improved performance in both origination and servicing segments in the second quarter, capitalizing on the continued mortgage pullback from banks. As we’ve reported, that trend looks stick... |
| 09.05.2023 | Guild Mortgage Review | JUMP TO Section
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Overall Lender Rating
Pros and Cons
Interest Rates and Fees
Compare Guild Mortgage to Other Lenders
How Guild Mortgage... |
| 20.03.2023 | Guild CEO Mary Ann McGarry announces retirement | Retail lender Guild Mortgage announced Monday that Mary Ann McGarry is retiring from the CEO position in late June, remaining on the California-based lender’s board of directors after retirement. Terry Schmidt, Guild’s current president, is... |
| 05.12.2022 | What you should know about the 'buy now, refinance for free later' deals some mortgage lenders are offering | A "buy now, refinance for free later" mortgage could potentially save borrowers thousands of dollars. MoMo Productions/Getty Images
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| 29.11.2022 | Carrington Mortgage Services review: Strong lender overall, especially if you have poor credit
Carrington Mortgage Services | Carrington Mortgage Services is available in every state but MA and ND. Carrington Mortgage Services; Alyssa Powell/Insider
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| 06.05.2022 | Guild Mortgage reports a $208M profit in Q1 | Add Guild Mortgage to the list of lenders with profitability propelled by the servicing portfolio in the first quarter — a trend that will continue in the coming months, as pressure on origination margins will remain, executives believe.
Th... |
| 10.03.2022 | As the market turns, Guild says it’s better prepared than its rivals | California-based Guild Mortgage can be added to the growing list of lenders with waning profitability. But Guild’s executives believe the retail lender is well positioned to succeed in a lower-volume environment, whether it’s organically or... |
| 16.12.2021 | Guild : How to become a mortgage loan officer | With alternative working schedules and above-average work-life balance scores, it's no surprise that mortgage loan officer is listed #8 in U.S. News & World Report's rankings for best business jobs. If you're interested in becoming a lo... |
| 11.11.2021 | GUILD HOLDINGS COMPANY REPORTS THIRD QUARTER 2021 RESULTS - Form 8-K | GUILD HOLDINGS COMPANY REPORTS THIRD QUARTER 2021 RESULTS
- Reported Originations of $10 Billion in Third Quarter -
- Net Income of $72 Million in Third Quarter -
- Third Quarter Adjusted Net Income and Adjusted EBITDA of $77 Million and $1... |
| 11.08.2021 | GUILD : REPORTS SECOND QUARTER 2021 RESULTS (Form 8-K) | GUILD HOLDINGS COMPANY REPORTS SECOND QUARTER 2021 RESULTS
- Generated Originations of $18 Billion Year-To-Date, up 23% Year-Over-Year -
- Net Income of $170 Million Year-To-Date, Representing a 54% Increase Year-Over-Year -
- Adjusted Net ... |
| 16.06.2021 | GUILD HOLDINGS COMPANY
Guild : What is a pre-approval letter? | Also known as a commitment to lend, a pre-approval is our promise to give you a loan based on certain terms and conditions. From pre-qualification to closing, we're here to help make your mortgage process as smooth as possible. We've provid... |
| 12.05.2021 | GUILD HOLDINGS COMPANY
GUILD : STRATEGICALLY EXPANDS INTO NORTHEAST WITH ACQUISITION OF RESIDENTIAL MORTGAGE SERVICES HOLDINGS (Form 8-K) | GUILD HOLDINGS COMPANY STRATEGICALLY EXPANDS INTO
NORTHEAST WITH ACQUISITION OF RESIDENTIAL MORTGAGE SERVICES HOLDINGS
SAN DIEGO, California May 11, 2021 - Guild Holdings Company ('Guild' or the 'Company') (NYSE: GHLD), a growth-oriented mo... |
| 12.05.2021 | GUILD HOLDINGS COMPANY
GUILD : REPORTS FIRST QUARTER 2021 RESULTS (Form 8-K) | GUILD HOLDINGS COMPANY REPORTS FIRST QUARTER 2021 RESULTS
- Generated Originations of $9.8 Billion, Representing Year-Over-Year Growth of 70% -
- Net Revenue Increased 209% Year-Over-Year to $526 Million -
- Net Income of $161 Million Compa... |
| 07.04.2021 | GUILD HOLDINGS COMPANY
Guild : Mortgage Named a Best Company to Work For By National Mortgage News |  
04/05/2021 Guild Mortgage Named a Best Company to Work For By National Mortgage News Independent Mortgage Lender Recognized As One of the Industry's Premier Employers in Annual Survey and Awards Program
San Diego - Guild Mortgage ... |
| 12.03.2021 | Guild : Mortgage Adds Experienced Team in Kansas | Overland Park, Kan. - Guild Mortgage (NYSE: GHLD), a leading mortgage lending company that has originated and serviced residential loans since 1960, has continued to expand in the Midwest with the addition of senior loan officers James Finc... |
| 12.01.2018 | Guild Mortgage Acquiring Cornerstone Mortgage, St. Louis-Based Firm with 19 Offices in Three States | SAN DIEGO – Guild Mortgage, one of the largest independent mortgage lenders in the U.S., has reached an agreement to acquire Cornerstone Mortgage, Inc., of St. Louis, Mo., a fast-growing independent with 19 offices in three states and loan ... |
| 04.01.2018 | Guild Mortgage awards scholarships to 10 | Guild Giving Foundation, a nonprofit organization created by Guild Mortgage to expand its community outreach efforts nationwide, has awarded 10 collegiate scholarships to students pursuing continuing education.
The Guild Giving Scholarship ... |
| 27.11.2017 | Why accounting is great training for leading a company | Since its founding out of a single office in San Diego, Guild Mortgage has become almost synonymous with growth, expanding to include 250 branch and satellite offices in 25 states.
And Mary Ann McGarry has overseen a big portion of the comp... |
| 12.11.2017 | Leadership: Large companies — Mary Ann McGarry, Guild Mortgage | The Union-Tribune asked the winners of this year’s Top Workplace Leadership awards, which were based on employee surveys, what qualities their respective companies emphasize when it comes to leadership. Here are their answers, edited for sp... |
| 06.06.2016 | Guild Mortgage, a McCarthy Capital Investment, Acquires AmeriPro Home Loans | June 6, 2016 (San Diego, CA) |
| 22.09.2014 | Guild Mortgage Acquires Comstock Mortgage, Sacramento; Adds New Offices, Top Teams, $600 Million in Loan Volume | San Diego, CA – September 22, 2014 – Guild Mortgage Co. has acquired Comstock Mortgage, a Sacramento-based independent mortgage banking company with 15 offices, more than 180 loan officers and support staff and $600 million in loan originat... |
