| Date | Title | Description |
| 06.12.2024 | The Future of Mortgage Lending: Innovations and Challenges | The mortgage landscape is evolving. Recent developments signal a shift in how lenders assess risk and engage with borrowers. The introduction of FICO Score 10 T and the ongoing debate over credit trigger leads illustrate this transformation... |
| 05.12.2024 | Trigger leads stripped out of defense bill, won’t pass this year | A bill aimed at limiting the use of credit trigger leads was excluded from the Senate’s Fiscal Year 2025 National Defense Authorization Act (NDAA), the Broker Action Coalition informed its members on Wednesday. However, the group assured me... |
| 03.12.2024 | Cardinal Financial issues first mortgage-backed security using FICO 10 T | Global analytics software leader FICO on Tuesday announced the launch of the first-ever government-issued mortgage-backed security (MBS) with loans originated using FICO Score 10 T.
The MBS pool was issued by Cardinal Financial and included... |
| 20.11.2024 | Credit reports will be at least 20% more expensive in 2025, frustrated mortgage execs say | Executives at mortgage lenders anticipate a minimum 20% increase in credit reporting costs in 2025 compared to 2024. And the soaring costs will hit as lenders try to dig out from multiple years of financial losses and mass layoffs.
In early... |
| 06.11.2024 | It’s official: FICO raises score price to $4.95 | Fair Isaac Corp. (FICO), the company that retains the rights to the market’s widely adopted consumer credit-risk assessment methodology, announced on Wednesday that it has increased its wholesale royalty from $3.50 to $4.95 per score for mo... |
| 01.11.2024 | ZainTECH, FICO, and LEAN partner with Tamam to drive AI-Powered innovation in Saudi Arabia’s Fintech Sector | Share
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Four-party collaboration will result in the region’s first-of-its-kind AI-driven credit assessment model in the Kingdom, leveraging open banking data to drive financial inclusion
The enhancement to Tamam’s micr... |
| 23.10.2024 | WishNew gets funding from IIT Delhi alumni group, DotPe co-founder | A person holds Indian currency notes in New Delhi. | Credit: Reuters
WishNew Wellness, a wellness solutions provider, said Wednesday it has secured $250,000 in an angel funding round at a valuation of $5.65 million.
The round was led by a g... |
| 18.10.2024 | FICO Scores: The Rising Tide of Costs and Implications for Homebuyers | The landscape of mortgage credit scores is shifting. Analysts predict a significant price hike for FICO scores in 2025. This change could ripple through the housing market, affecting homebuyers and lenders alike. The Fair Isaac Corporation ... |
| 17.10.2024 | Prices for FICO scores are predicted to rise — again — in 2025 | Wall Street investors and analysts forecast that mortgage credit-score costs will rise in 2025 as lower interest rates may drive an increase in home loan applications.
Fair Isaac Corp. (FICO), the company that retains the rights to the mark... |
| 03.10.2024 | Credit Score Trends Across Generations and How It Influences Mortgage Rates in 2024 | This bar chart visualizes the range of mortgage interest rates in 2024 based on four credit score categories: Poor (below 650), Fair (650-699), Good (700-749), and Excellent (750+). Each category shows a minimum and maximum interest rate, w... |
| 11.09.2024 | Navigating the Mortgage Maze: A Call for Change in Refinancing and Loss Mitigation | The mortgage landscape is a labyrinth. Borrowers often find themselves lost in a maze of regulations, costs, and processes. The Consumer Financial Protection Bureau (CFPB) is stepping into this maze, armed with a map and a desire for reform... |
| 09.09.2024 |
CFPB director open to changing mortgage regs to fix refi process | The mortgage industry has complained loudly and often that government regulation and investor requirements are contributing to spiraling costs that get passed on to consumers. And Rohit Chopra, the hard-charging director of the Consumer Fin... |
| 01.09.2024 | Mastering Your Financial Game: The Credit Score Playbook | In the arena of personal finance, your credit score is your game ball. Just like a soccer player needs to know the field, you must understand your financial landscape. With rising household debt and a personal savings rate that hovers below... |
| 27.08.2024 | Goal getter’s guide: Tips for upping your credit score game | (BPT) - As soccer players know, you can’t win unless you have a game plan.
According to the U.S. Bureau of Economic Analysis, the personal savings rate in the U.S. hovers below 4%, while household debt and credit card delinquency rates are ... |
| 14.08.2024 | The Future of Food: Air-Powered Delicacies and Cancer Breakthroughs | In a world where sustainability and health are paramount, two groundbreaking developments are making waves. One is a culinary revolution that transforms air into delectable desserts. The other is a medical breakthrough that enhances cancer ... |
| 13.08.2024 | Solar Foods, Ajinomoto Roll Out Desserts with Solein Protein from Air in Singapore | 4 Mins Read Solar Foods’s Solein protein from air stars in mooncakes and ice cream sandwiches launched in Singapore under Japanese food giant Ajinomoto’s new Atlr.72 brand.
Finnish startup Solar Foods has introduced the first results of its... |
| 02.08.2024 | The Real Estate Landscape: Navigating Change Amidst Competition | The real estate industry is on the brink of a seismic shift. As the 2024 Summer Olympics in Paris approach, real estate agents across the U.S. are preparing for their own version of the Games. The stakes are high. On August 17, the National... |
| 01.08.2024 |
CHLA: Lack of competition has driven up third-party closing costs | The Community Home Lenders of America (CHLA) on Thursday issued a comment letter to the Consumer Financial Protection Bureau (CFPB), saying that a major reason for the increase in mortgage closing costs from third parties is due to a lack o... |
| 06.07.2024 | Business | We’re halfway through 2024. It’s a good time to check your credit | “Any errors or unusual information there might be a clue that somebody is trying to steal your identity,” says Bruce McClary, senior vice president of memberships and communications at the National Foundation for Credit Counseling. “It’s a ... |
| 27.06.2024 | Business | Busting 5 common credit misconceptions | This is true for a couple of reasons.
First, payment history has the biggest influence on credit scores. Lenders want to see that you consistently pay back money you’ve borrowed. So you want to make sure you never miss a payment.
Second, cr... |
| 25.06.2024 | How to Leverage Credit Cards for Business Growth (the Right Way) By being aware of the risks and embracing best practices, entrepreneurs can make the most of credit cards. | Back in the 1970s, the use of credit cards by consumers was an emerging phenomenon, one that would ultimately fuel the growth of the U.S. economy to unprecedented heights.
The use of credit cards by entrepreneurs, by contrast, didn't even e... |
| 12.06.2024 |
CFPB proposal would ban medical debt from credit reports | The Consumer Financial Protection Bureau (CFPB) announced Tuesday that it was proposing a rule to remove medical bills from most credit reports. In doing so, this would prevent credit-reporting companies from sharing medical debts with mort... |
| 30.05.2024 | GXS Bank Taps FICO to Disburse Most of its Loans in Under 3 Minutes | - |
| 22.05.2024 | Top 4 APAC Firms Leading The in The War Against Financial Crime | - |
| 20.05.2024 |
Chopra: Credit reporting industry’s fee hikes “raise big questions” | The setting could not have been more appropriate. Rohit Chopra, the head of the Consumer Financial Protection Bureau, and frequent critic Bob Broeksmit, the president and CEO of the Mortgage Bankers Association, sparring on stage over what ... |
| 20.05.2024 |
Chopra says he is ‘open to’ reviewing the LO comp rule | Rohit Chopra, director of the Consumer Financial Protection Bureau (CFPB), is aware that some loan officers are taking creative — and, as detailed in a recent HousingWire investigation, often illegal — approaches to winning business. And he... |
| 15.05.2024 |
VantageScore releases new credit-scoring model | VantageScore has released a pilot of its latest credit-scoring model, VantageScore 4 Plus, for banks, fintechs and government lenders.
The new model combines alternate open banking data with traditional credit data, which it claims gives le... |
| 15.05.2024 | American Banker announces finalists for the 2024 Innovators of the Year award, celebrating technology innovators in financial services | American Banker's Innovators of the Year 2024
The 20 finalists will be celebrated during a dedicated recognition dinner at the DIGITAL BANKING conference this June, where one top winner will be named
NEW YORK, May 15, 2024 /PRNewswire-PRWeb... |
| 01.05.2024 | COGNIZANT REPORTS FIRST QUARTER 2024 RESULTS | Revenue of $4.8 billion declined 1.1% year-over-year, or declined 1.2% in constant currency1, which was above the high-end of our guidance range
Operating margin of 14.6%, flat year-over-year, and Adjusted Operating Margin1 of 15.1%, which ... |
| 17.04.2024 | Cognizant and FICO Partner to Help Banks Prevent Real-Time Payments Fraud | Cloud-based solution provides banks and payment providers with fraud protection powered by artificial intelligence and machine learning
TEANECK, N.J. and BOZEMAN, Mont., April 17, 2024 /PRNewswire/ -- Cognizant (NASDAQ: CTSH) announced toda... |
| 11.04.2024 | Open Banking Tech from Atto and Transaction Data Analytics from FICO to Enhance Predictive Models for Lenders | Atto, a provider of credit risk solutions using transactional data, is pleased to announce a strategic partnership with FICO (NYSE: FICO), a global analytics software firm, for the UK market.
This partnership will enable UK lenders to easil... |
| 27.03.2024 | Conductiv CEO Gopal Swamy Wins ICBA ThinkTECH Accelerator All-Heart Award | The All-Heart Award, presented by the Independent Community Bankers of America, through their ThinkTECH Accelerator program, celebrates an individual's demonstrated passion, empathy, and commitment to making a positive impact on community b... |
| 21.03.2024 |
Senator urges DOJ to investigate FICO over increasing costs to mortgage lenders | U.S. Sen. Josh Hawley (R-Mo.) has sent a letter to the U.S. Department of Justice‘s Antitrust Division, urging an investigation of Fair Isaac Corp. (FICO), the company that retains the rights to the mortgage market’s adopted methodology to ... |
| 13.03.2024 |
UWM to cover costs of hard credit pulls | United Wholesale Mortgage (UWM) will begin to cover the upfront cost of hard credit report pulls for its broker partners as it aims to expand market share.
The new initiative will ease the impact of out-of-pocket expenses for mortgage broke... |
| 12.03.2024 | Global Healthcare Fraud Detection Market Report 2024-2028 & 2033 - Tech Advancements and Regulatory Shifts Driving the Market to $10.35 Billion by 2028 | - |
| 07.03.2024 | FICO credit scores drop for first time in decade | Data: Fair Isaac Corporation; Chart: Axios Visuals
The national average FICO score has ticked lower.
Why it matters: Though just a 1-point drop from the last reading three months earlier, it's the first time the score has decreased in a dec... |
| 22.02.2024 | Survey: 15% of Americans Have Used ChatGPT to Improve Their Credit Scores | BadCredit.org survey reveals that many young consumers, predominantly Gen Z and millennial males, trust AI tools to help them improve their credit.
While entrusting AI to help answer questions about credit scores and heed its actional advic... |
| 19.11.2023 | Коммивояжёр за полином* | Всегда много путей достичь цель есть. Испробовать их все должны вы.
Магистр Йода, из книги «Ученик джедая. Битва за истину», Джуд Уотсон
Задача коммивояжёра, пожалуй самая известная задача комбинаторной оптимизации. Сводится она к поиску са... |
| 12.10.2023 |
Despite record increases, many Americans struggle to tap home equity: study | Americans have seen as much as a 64% increase in average levels of home equity since 2018, rising to $29.3 trillion.
But interest rates and tighter lending standards for more traditional home equity tapping options — including Home Equity L... |
| 06.09.2023 | Firstcard raises seed funding to help college students build better credit | Kenji Niwa, an immigrant entrepreneur, experienced the challenges of getting financial products, including a credit card, without a credit history when he moved to the U.S. in 2017 to get his MBA at UC Berkeley. Niwa realized that the issue... |
| 31.08.2023 | FICO and LigaData Partner to Help Telecommunications Firms in Africa, Middle East, Asia Add New Revenue Streams | Two firms are offering solutions for lending using decision management and mathematical optimisation technology
Global analytics software provider FICO announced a partnership with LigaData to bring advanced decision management and optimiza... |
| 20.08.2023 | Distributing The Cost Of Fraud | A person texting the words I Love You. Romance Love Scam conceptgetty |
| 10.08.2023 | 79% of Indonesian Financial Institutions Believe in Data-Driven Decision-Making | In an era driven by data and technological innovation, the financial sector finds itself at the intersection of analytics and business strategy.
Indonesian financial institutions (FIs) recognise the game-changing capabilities of advanced an... |
| 23.06.2023 | Before Paying Off All Your Debt, Consider The Downsides | Debt freedom comes with a few tradeoffs to consider.getty |
| 12.06.2023 | Rising Interest Rates Fuel Demand for FICO AI-Powered Optimization | Deposit pricing optimization is critical for European banks such as Česká spořitelna that want to drive positive customer engagement
Highlights:
Mathematical optimization improves lenders’ ability to manage pricing changes in a period of ri... |
| 26.05.2023 | How To Get A Mortgage If You Don't Traditionally Qualify | You can still get a mortgage if your credit doesn't match what the traditional banks are looking forgetty |
| 24.05.2023 | Business
Business | These fintechs are automating the budgeting process | René Bennett | Bankrate.com (TNS)
While not a bank in the traditional sense, Oportun — formerly known as Digit — is offering a new way for consumers to do their banking that integrates artificial intelligence (AI) technology. Customers link... |
| 17.05.2023 | IT Trends 2023- The Composable Enterprise | FICO Platform Solutions Partner
JOHANNESBURG, GAUTENG , SOUTH AFRICA, May 17, 2023/EINPresswire.com/ -- Bryan Howard- FICO Platform Solutions Partner
Today’s digital landscape is being driven by the growing need for “composable enterprises”... |
| 12.05.2023 | FICO Launches Inclusion Accelerator Program and Financial Inclusion Lab | FICO (NYSE: FICO), a NYC-based global analytics software firm, launched its Inclusion Accelerator Program and Financial Inclusion Lab to advance lender adoption of alternative data solutions by creating an incubator for lenders to test new ... |
| 04.05.2023 | What Your Credit Score Really Says About You And Your Money | Credit scores are misunderstood as the most important indicator of financial health.getty |
| 18.04.2023 | Zuse Institute Berlin and FICO Collaborate to Push the Boundaries of Mathematical Optimization | How can algorithms and optimization models help companies deal more resiliently with unforeseen crises and adapt their processes to disruptive challenges? At the 4th EURO Practitioners’ Forum from 20 to 21 April in Berlin, organized by anal... |
| 30.03.2023 | P97 fills up its tank with $40M to fuel its gas station mobile commerce services | The rising prices for gas continue to be a headache and stress for a lot of people around the world, but it underscores something more besides the cost of living becoming increasingly untenable: Cars are a central part of modern life. So fo... |
| 29.03.2023 | Banks that have eliminated overdraft fees and non-sufficient funds fees | Some banks have implemented overdraft programs to help you waive charges if you overdraw from your bank account. filadendron/Getty Images
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| 09.03.2023 | How To Advance Consumer Financial Wellness And Power A Digital-First Banking Strategy | Chief Product and Technology Officer at Fico | Delivering innovative analytics & decision management for better business outcomes. |
| 02.02.2023 | FICO and FPG Technologies & Solutions LTD Partner to Help West African Firms Accelerate Digital Transformation | The two firms will bring advanced decision management and mathematical optimization technology to multiple industries
Global analytics software provider FICO announced a partnership with FPG Technologies & Solutions LTD, a member of Fle... |
| 26.01.2023 | 29% of Gen Z consumers don't have credit scores or don't know if they have one, FICO survey finds | The average FICO credit score among Gen Z consumers is 679. Klaus Vedfelt/Getty
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Gen Z lag behind other generations in ... |
| 21.01.2023 | Задача коммивояжера (TSP) точное решение — метод целочисленного линейного программирования (Integer programming) | Все пути одинаковы: они ведут в никуда. Но у одних есть сердце, а у других — нет. Один путь дает тебе силы, другой — уничтожает тебя.
- Карлос Кастанеда
Здравствуйте уважаемые дамы и господа, а также не бинарные личности. Хорошей эпохи.
Мы ... |
| 21.01.2023 | Задача коммивояжера (TSP) точное решение — метод целочисленного линейного программирования (Integer programming) | Все пути одинаковы: они ведут в никуда. Но у одних есть сердце, а у других — нет. Один путь дает тебе силы, другой — уничтожает тебя.
- Карлос Кастанеда
Здравствуйте уважаемые дамы и господа, а также не бинарные личности. Хорошей эпохи.
Мы ... |
| 19.01.2023 | New FICO and Corinium Report Finds Financial Services Firms Lack Responsible AI Strategies Despite Surging Demand for AI Solutions | Report surveys 100 banking and financial C-level AI leaders on how they are ensuring AI is used ethically, transparently, securely, and in customers’ best interests
Global analytics software platform provider FICO released its third annual ... |
| 10.01.2023 | Homeownership could become more accessible thanks to new FHFA rules | The two main companies that produce credit scores are FICO and VantageScore. MoMo Productions
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What is a credit scoring... |
| 12.12.2022 | Digital Identity Predictions For 2023 | Michael Engle is CSO at 1Kosmos and was previously head of information security at Lehman Brothers and cofounder of Bastille Networks. |
| 23.11.2022 | FICO is the most common credit scoring model. Its latest version looks at your monthly credit balances
Self Visa® Credit Card | Your FICO score may be slightly different at each credit bureau. WAYHOME studio/Shutterstock
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What is a FICO score?
Tre... |
| 21.11.2022 | Trend Micro emphasizes need for strong cybersecurity posture at BFSI summit | The widening scope of financial services also broadens the attack surface for cybercriminals to exploit. This is one of the key areas highlighted during Trend Micro’s 2022 BFSI Cybersecurity Summit Philippines held recently.
While it is alr... |
| 18.11.2022 | A credit score is an indicator of your trustworthiness as a borrower — here's how it's calculated and why it's so important | FICO is the most widely used credit scoring model, followed by VantageScore. JGI/Jamie Grill/Getty Images
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What is a cr... |
| 10.11.2022 | 4 tips to get an excellent credit score | An excellent credit score starts with paying every bill on time. JGI/Jamie Grill/Getty Images
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| 01.10.2022 | Your 'character' affects whether you can get a loan for a house, car, or business. Here's what that actually means. | Your credit report stands in for your character. Weekend Images Inc./Getty Images
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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we receive a comm... |
| 29.07.2022 | AML partners urge operationalisation of AI to solve SA’s pressing AML challenges | Lizette Sander, product manager, Bateleur Software.
South Africa’s possible greylisting by the international Financial Action Task Force (FATF) next year could result in South Africa being excluded from the global financial system, with sig... |
| 14.07.2022 | Policy Is Changing Faster Than Ever – Leading Compliance And Anti-Money Laundering Expert Shelly Forde Makes Business Clean And Efficient | David Thompson, Tech Times 14 July 2022, 11:07 am
(Photo : Shelly Forde)
For most, the subject of compliance is not only dry and tedious, but perhaps even intimidating and uncomfortable. Adhering to laws, policies and regulations is imperat... |
| 11.07.2022 | Learn the basics about your credit score: 5 things to know | (BPT) - Many people have financial goals – maybe it’s to get an education, buy a car, purchase a home, or start a business – that require access to credit. However, if you are new to credit, trying to build a credit history can be daunting.... |
| 08.07.2022 | The Rise Of Fintech 3.0 | Sam Shawki is the CEO of MagicCube — Software Defined Trust (SDN) utilized to lead the Tap-to-Pay segment with i-Accept for Android |
| 27.06.2022 | Ensuring AI stays away from biases that affect human mind | A recent study by PwC revealed that 86% of the respondents stated AI has become a mainstream technology.
Blue-chip organizations’ AI recruiting tools have been revealed to be biased against women.
Organizations should first develop a method... |
| 09.06.2022 | Why Organizations Need To Prepare For The Metaverse's Security Risks | Ari Jacoby is the CEO and co-founder of Deduce, a leading provider of cybersecurity solutions powered by real-time customer identity data. |
| 25.04.2022 | Reaching your financial goals: What to do if you are new to credit | (BPT) - Many people have financial goals – maybe it’s to get an education, buy a car, purchase a home, or start a business – that require access to credit. However, if you are new to credit, trying to build a credit history can be daunting.... |
| 14.02.2022 | Fair Isaac : Improving IRB and RWA Calculations with Machine Learning | Traditional scorecards have been the backbone of IRB expected capital loss calculations for years, but could advances in machine learning provide better models and reductions in IRB and RWA calculations?
In November 2021, the European Banki... |
| 10.02.2022 | Fair Isaac : FICO Honored in Forbes' Best Mid-Sized Employers List for Second Year | I am thrilled to share the news that FICO was ranked Number Two on the Forbes 2022 list of America's Best Mid-Sized Employers and Number One in the IT, Internet, Software & Services Industry list. Ranking top out of 500 companies for th... |
| 02.02.2022 | Digital Banking: Humanizing the Customer Experience | Following the highly successful The 11 Commandments of Digital Banking eBook, we are kicking off a series of 5 deeper dive blog posts that group the 11 commandments below into common themes.
Digital lift-and-shift is not a strategy!
Frictio... |
| 01.02.2022 | Fair Isaac : Using Alternative Data in Credit Risk Modelling | When it comes to using alternative data in credit risk assessments, the field has really opened up over the last few years. Alternative data is a hot topic, in part because of the data explosion of the last few years, and in part because of... |
| 28.01.2022 | Fair Isaac : FICO Announces Earnings of $3.09 per Share for First Quarter Fiscal 2022 - Form 8-K | FICO Announces Earnings of $3.09 per Share for First Quarter Fiscal 2022
Revenue of $322 million vs. $312 million in prior year
BOZEMAN, Mont., Jan. 27, 2022 /PRNewswire/ -- FICO (NYSE:FICO), a leading predictive analytics and decision mana... |
| 27.01.2022 | Fair Isaac : Top 5 Scores Topics of 2021 | In 2021, the financial services world continued to grapple with the uncertainty brought on by year two of the COVID-19 pandemic. Despite the continued concerns, we were encouraged to see the growth of the average U.S. FICO® Score, as stated... |
| 27.01.2022 | Fair Isaac : Top 5 Customer Development Posts of 2021 | Managing risk and improving the customer experience during a pandemic presented credit professionals with new sets of challenges. The most popular posts in our Customer Development category dealt with credit card payments, open banking, tre... |
| 26.01.2022 | Fair Isaac : Top 5 Debt Collection and Recovery Posts of 2021 | 2021 saw debt collection and recovery professionals grappling with new regulations while they developed better ways to monitor and handle vulnerable customers during the pandemic. Our most popular posts in this category last year dealt with... |
| 25.01.2022 | Fair Isaac : Top 5 Decision Management Posts of 2021 | The technology of advanced decision management is changing rapidly, as businesses worldwide pursue automated, analytics-powered decisions as an essential part of their digital transformation. The 5 top posts for decision management on the F... |
| 24.01.2022 | Fair Isaac : 9 Steps to Improve Contact Data Quality in Debt Collection | Debt collection is about contacting customers, and that only works with correct contact data. Contact data quality in debt collection is a common challenge, and we often get asked how to best address this. 1. Get Contact Data Before You Nee... |
| 20.01.2022 | Fair Isaac : How to Build Credit Risk Models Using AI and Machine Learning | Which works better for modeling credit risk: traditional scorecards or artificial intelligence and machine learning?
Given the excitement around AI today, this question is inevitable. It's also a bit silly. While some new market entrants ma... |
| 19.01.2022 | Fair Isaac : Top 5 Fraud and Financial Crime Topics of 2021 | From TBML to BNPL to NFTs, 2021 found fraud and financial crime professionals dealing with a plethora of new challenges and criminal schemes. Our five most popular posts of the year dealt with trade-based money laundering, non-fungible toke... |
| 13.01.2022 | Fair Isaac : Debt Collection and Debt Resolution in 2022 | Now that we've turned the page on the calendar, and entered the third year of the global pandemic, what are the challenges facing debt collection and debt resolution professionals? I've been in the business for more than 30 years now, and w... |
| 06.01.2022 | Conducting Experiments in Credit Management: Four Best Practices | As credit issuance, account management and collections enter the digital age, the opportunity for innovative experimentation is accelerated and made more complex by the wide range of data and decision points a digital platform enables. Cred... |
| 28.12.2021 | The Three Core Pillars Of Responsible AI | João Graça is the co-founder and CTO of Unbabel. |
| 22.12.2021 | Fair Isaac : 5 Keys to Winning the Multi-Billion-Dollar CX Wars | As more customers switch to digital channels, customer experience (CX) is now the new battleground. The numbers speak for themselves.
Investments in improving CX are worth every cent. It's also an area that warrants continual investment as ... |
| 22.12.2021 | Sustainability, multi-cloud and hybrid -- cloud predictions for 2022 | Cloud is no longer the new technology on the block and has become firmly established as part of the IT mainstream. But that doesn't mean that it's standing still.
What can we expect to see from the cloud in 2022? (If you answered 'rain' go ... |
| 17.12.2021 | Fair Isaac : The Role of AI Model Governance | A few weeks back I had the pleasure of participating in a LinkedIn Live broadcast with Scott Zoldi, FICO's Chief Analytic Officer on the topic of model governance & artificial intelligence. I always welcome opportunities to participate ... |
| 15.12.2021 | Lending Predictions 2022: From BNPL to ESG (and More) | In an environment where everything is changing - the way we work, travel, meet and shop - the world of credit is adapting quickly. The pandemic isn't the sole cause of this, as fintechs have been upending traditional banking models for year... |
| 14.12.2021 | European Fraud Predictions 20221: Vaccine Scams to Deep Fakes | 2021 saw the world settling into a new normal with heightened expectations of digital experiences. But European fraud and financial crime have continued to evolve. As we move forward into 2022, we are seeing the first signs of some interest... |
| 09.12.2021 | Report: 2022 Trends for Financial Services | This year has taught us a lot about facing adversity and handling the unexpected. The COVID-19 pandemic has dramatically altered the way we interact and transact - and many of those changes are here to stay.
For banks, credit unions, and ot... |
| 08.12.2021 | AI Predictions 2022: The Great Humbling of AI | After several years of trying - and ultimately failing - to live up to boundless hype, artificial intelligence (AI) was, in 2021, deeply humbled in the court of public opinion. Fortunately, data scientists are waking up to the fragility of ... |
| 02.12.2021 | Digital Account Opening in Finance: What Consumers Want | All businesses are now managing a tricky balancing act to meet digital consumers' expectations. We're an impatient lot and our tolerance for delays is getting shorter, driven in part the ongoing pandemic.
Both the onboarding of returning cu... |
| 25.11.2021 | Digital-First Originations: Why Friction Counts in Small Amounts | Banks, financial services and commerce all face a tricky balancing act when it comes to successfully meeting digital consumers' expectations. It's a benchmark that continues to shorten driven in part by evolving behaviour amid the ongoing p... |
| 24.11.2021 | Fair Isaac : 10 Questions or Less – Why Consumers Abandon Account Opening | New research shows that when it comes to opening a new online account, most customers are prepared to answer up to 10 questions. Any more and over half (+50%) simply abandon the process.
We polled opinion among 14,000 consumers across the g... |
| 23.11.2021 | Fair Isaac : Digital-First Collections Means Thinking Like a Marketer | As households continuing to grapple with finances, lenders that offer the right combinations of digital-first customer support will experience the benefits, including improved repayments, debt resolution, longer-term customer loyalty and gr... |
| 19.11.2021 | Digital-First Lending: The Pandemic Raised the Stakes | The global pandemic is driving a cultural shift amid rising customer expectations. To gauge how big an impact it's having on the demand for digital-first lending, we polled opinion among 14,000 consumers right across the globe.
In every cou... |
