| Date | Title | Description |
| 17.05.2025 | Long-term care costs can be a ‘huge problem,’ experts say. Here’s why | About 1 in 7 Americans will spend at least $100,000 out of pocket for long-term care.
Health insurance generally doesn’t cover long-term care services, and Medicare doesn’t cover most expenses. Not everyone qualifies for Medicaid, and few h... |
| 25.04.2025 | Americans are more worried about running out of money in retirement than dying. Experts offer ways to reduce that risk | To successfully retire, it is mostly up to Americans to save as much as possible while they’re working.
Once they do retire, they must carefully manage those funds to potentially last for decades.
Many retirees are worried they’ll run out o... |
| 20.04.2025 | The New Frontier of Employee Benefits: Beyond Paychecks to Financial Security | In today’s fast-paced world, the workplace is evolving. Remote and hybrid work models are reshaping traditional office dynamics. As this transformation unfolds, one thing becomes clear: employees crave more than just paychecks and perks. Th... |
| 19.04.2025 | How long $2 million in retirement savings lasts in every U.S. state | Having $2 million saved for retirement can provide a strong cushion — but how long it lasts depends on where you live.
Retirement savings of $2 million, plus Social Security payments, could last anywhere from just 23 years in Hawaii to 72 y... |
| 18.04.2025 | Your Employees Need More Than Paychecks and Perks — Here's What They Really Want In an era where remote and hybrid work arrangements are reshuffling traditional office dynamics, thoughtful, personaliz... | I've had countless conversations with colleagues, friends and fellow leaders about the main driver of their employees' satisfaction. Over and over, they essentially talk about "the paycheck."
No doubt, everyone would agree that so... |
| 14.03.2025 | Health | Thought inflation was bad? Health insurance premiums are rising even faster | Small-business groups warn that, for workers whose employers don’t provide coverage, the problem could get worse if Congress does not extend enhanced federal subsidies that make health insurance more affordable on individual markets such as... |
| 06.09.2024 | The Hidden Costs of Aging in Place: A Financial Tightrope | Aging in place is the dream for many older Americans. It’s a desire to stay in familiar surroundings, to cling to memories like a lifeline. But this dream often comes with a heavy price tag. The financial and emotional toll can be staggerin... |
| 05.09.2024 |
Why home equity should be in the long-term care conversation | Retirement in America comes with a lot of concerns related to finances and health, with both of these issues often being intertwined.
Long-term care is emerging as a key concern for older Americans, especially since its costs will most like... |
| 07.08.2024 |
More senior households are carrying high levels of debt: EBRI | More households led by older Americans who are either in or near retirement are carrying higher levels of debt. This has major implications for the nation’s retirement readiness posture, according to an issue brief published last week by th... |
| 30.05.2024 |
Like U.S. population, the workforce is aging faster | The share of older workers in the U.S. has grown significantly since the turn of the century, with 29.5% of workers in 2023 at least 65 years old, compared to 23% in 2000, according to a new report from the Employee Benefit Research Institu... |
| 13.05.2024 | The retire-early economy | figcaption>span]:font-sans">
Data: NY Fed; Chart: Axios Visuals
Americans don't want to work past the traditional retirement age of 65. In fact, increasingly we don't even intend to work past 62.
Why it matters: The COVID-19 pand... |
| 13.05.2024 | Legal battle over health costs could change workplace benefits | figcaption>span]:font-sans">
An emerging legal battle over workplace health insurance could empower employees to fight back against high costs and put new pressure on their employers.
Why it matters: Workers fed up with rising he... |
| 26.04.2024 | Planning on retiring at 65? Most Americans retire far earlier — and not by choice. | American workers by and large believe they'll retire at 65, the nation's traditional retirement age. But real life often gets in the way of those plans, with new research finding that the majority actually step back from work far earlier. A... |
| 26.04.2024 |
Retirement confidence hasn’t fully recovered, but survey shows hope for future prospects | Following a significant drop in retirement savings confidence in 2023, overall levels of confidence have yet to recover. But optimism about future retirement prospects are high, according to the results of the 34th annual Retirement Confide... |
| 25.04.2024 | Business | Retirement could come sooner than you think — how to plan for it | By Kate Ashford | NerdWallet
The investing information provided on this page is for educational purposes only. NerdWallet, Inc. does not offer advisory or brokerage services, nor does it recommend or advise investors to buy or sell particul... |
| 02.02.2024 |
Retired couples might need $400,000 in savings to cover medical expenses | Retired couples who are Medicare beneficiaries could need as much as $413,000 saved to cover medical expenses in the latter stages of life, an increase over the previous year’s estimate of $383,000. This is according to new findings from th... |
| 01.12.2023 | Have remaining FSA dollars? Remember to use them! Here are eligible health items you can buy. | With only one month to go before the end of the year, it's time to take a look at those remaining funds in your FSA account. An FSA, or Flexible Spending Account, is a pre-tax account that can be used for certain out-of-pocket health care c... |
| 01.11.2023 |
Retirees shouldn’t count on working longer as a ‘strategy,’ data suggests | A chief concern among American workers right now is living longer than their financial resources, and one way seniors try to avoid that is by working longer.
However, data from multiple sources helps illustrate why a plan like that could pr... |
| 24.07.2023 | The Rise Of The $2 Million Health Insurance Claim | Mehb is Chief Actuary at BCS Financial, and a Fellow of the Society of Actuaries. |
| 19.07.2023 | How One Bad Financial Mistake Cost Me 7 Years Retiring Early; Guaranteed You’re Making it Now | According to the Employee Benefit Research Institute, only 33% of Americans feel confident about retiring comfortably. Many individuals and families struggle to secure their financial future, making it essential to be aware of the pitfalls ... |
| 09.06.2023 | Your health insurance may not be as good your state requires — and it’s perfectly legal | In 2017, the Massachusetts state Legislature passed a law to ensure ease of access to birth control. It says there should be no copay for hormonal birth control prescriptions. It also allows women to fill a 12-month prescription at once. In... |
| 25.05.2023 | How To Improve Retirement Confidence In Today’s Uncertain Economy | getty |
| 12.04.2023 | Jim Cramer’s Secret to Early Retirement is Now Public | Jim Cramer’s approach has always been practical and positive about financial freedom after retirement. He runs the CNBC investing club, which helps people make worthy investment decisions to amplify their money. In addition, Cramer is the c... |
| 07.04.2023 | Jim Cramer’s Secret to Early Retirement is Now Public | Jim Cramer’s approach has always been practical and positive about financial freedom after retirement. He runs the CNBC investing club, which helps people make worthy investment decisions to amplify their money. In addition, Cramer is the c... |
| 27.03.2023 | Optimizing Healthcare Spending: UAB Kilo Group’s Digital Solutions for Businesses | Noah Miller, Tech Times 27 March 2023, 10:03 am
(Photo : UAB Kilo Group)
Healthcare spending by US businesses is huge, and as employee health benefits become an absolute must for US employers, the costs are only likely to rise. Many busines... |
| 18.03.2023 | 4 financial problems you can get help solving for little or no cost | You can often take your finances into your own hands. Getty Images
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| 01.03.2023 | Analysis Finds Health Savings Accountholders Paying Health Care Expenses, Not Fully Taking Advantage of Tax Benefits | Despite increased health care spending in the wake of the COVID-19 pandemic, average balances in HSAs increased since 2020, rising from $3,622 to $4,318 in 2021.”
— Jake Spiegel, EBRIWASHINGTON, DISTRICT OF COLUMBIA, UNITED STATES, March 1,... |
| 19.01.2023 | What To Expect In A Recession: How To Prep Your Finances To Weather The Storm | AFP via Getty Images |
| 28.12.2022 | Even for those with employee-sponsored insurance, healthcare is becoming less affordable | The percentage of women who said they can't afford care doubled from 2000 to 2020
In theory, insurance should make healthcare more affordable; the whole idea is that it's supposed to protect people from unexpected, high medical costs. Yet, ... |
| 15.11.2022 | Employers take note: LGBTQ workers are less satisfied with their jobs and benefits | Only 44% of LGBTQ workers said that they were extremely or very satisfied with their current jobs
There seems to be almost a tug of war going on between employers and employees over who has the upper hand. First, there was the so-called Gre... |
| 14.11.2022 | Did You Lose Your 401(k)? Here’s How To Find It | (Drew Angerer/Getty Images)Getty Images |
| 26.10.2022 | $38,398 for a single shot of a very old cancer drug — and one "no-brainer" alternative | Dr. Josie Tenore and Paul Hinds were introduced by a mutual friend in 2017 and hadn't been going out long when she laid down the law: He had to get a physical.
"I don't date people who don't take care of their health," said Tenore... |
| 20.09.2022 | NEW RESEARCH EXAMINES SPENDING AND SAVING BEHAVIOR OF PUBLIC SECTOR DEFINED CONTRIBUTION PLAN PARTICIPANTS | Findings show many have not adapted to a pension landscape that has significantly evolved over the last decade
LEXINGTON, KY, USA, September 20, 2022 /EINPresswire.com/ -- Households with public sector defined contribution plans that have a... |
| 29.06.2022 | Being LGBTQ+ in the US presents under-the-radar financial challenges, and technology is finally catching up | The LGBTQ+ community has specific needs that traditional banks often miss. Maskot/Getty Images
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Insider's experts choose the best products and services to help make smart decisions with your money (here’s how). In some cases, we r... |
| 16.06.2022 | Fintech Startup “Fortunately” Announces Launch of Their National Platform to Take the Complexity Out of Financial Planning | Our automation looks at your goals, timeline, and entire financial portfolio including mortgage, investments, and taxes to generate a plan customized to you.
SAN FRANCISCO (PRWEB) June 16, 2022
Financial technology startup, Fortunately, ann... |
| 03.06.2022 | A Black couple who retired early says there's a 'Black tax' on common wealth-building strategies | Advertisement
Early retirees Kiersten (left) and Julien Saunders.Phyllis Iller
Kiersten and Julien Saunders left their corporate jobs before they turned 40.
They joined the Financial Independence/Retire Early (FIRE) community.
However, the ... |
| 02.06.2022 | 3 of 10 Retirees Not Worried About Inflation on Their Savings | How worried are you about retirement inflation? You probably have a positive outlook about retiring comfortably if you’re in the majority of Americans.
Those are the results of the 32nd annual Retirement Confidence Survey conducted by the ... |
| 26.05.2022 | Report – Millennials Are Saving More Than Their Parents – Are You Saving Enough? | We financial millennials have been the punchline for Boomers for way too long. But, guess what? When it comes to saving money? We’re on fire.
According to a study by Charles Schwab, millennials save significantly more for retirement than Ba... |
| 20.04.2022 | In SECURE 2.0 Congress Identified America’s Retirement Crisis: But More Needs Doing To Cover 50% Of Americans With No Real Pension | AOC and Kevin McCarthy agreed on a bill and voted together in the House of Representatives! Really. It’s true! |
| 25.01.2022 | AONN+ Joins Organizations in Letter to Congress on Reinstatement of Telehealth Policy | CRANBURY, N.J. (PRWEB) January 25, 2022
The Academy of Oncology Nurse & Patient Navigators (AONN+) joined the Alliance for Connected Care and other organizations in writing to Congress and urging the reinstatement of a policy that permi... |
| 14.01.2022 | It’s Time To Rethink Retirement Security In The U.S. | Renee Schaaf is President of Retirement and Income Solutions at Principal Financial Group. |
| 23.09.2021 | UMB Financial : Four financial factors to consider before retirement | Whether retirement is a distant goal or right around the corner, here are four finance factors to consider about when preparing for your golden years. Housing
Housing is often the largest cost in retirement, which makes it a good place to s... |
| 05.08.2021 | Survey Says: Retirees Wish They'd Saved More. Will You Be in the Same Boat? | August 5, 2021 6 min read This story originally appeared on MarketBeat
In September 2000, the Employee Benefit Research Institute (EBRI) with the Retirement Security Research Center (RSRC) surveyed 2,000 individuals, aged 62 to 75. Of these... |
| 16.07.2021 | Three Cheers for Employer Health Insurance | The Covid-19 pandemic has placed enormous stress on the American workforce. Unemployment topped 14 million last spring as businesses and communities locked down. With so many out of work, you’d expect to see a spike in the number of people ... |
| 16.06.2021 | Discharged into debt: A chronic diagnosis | It is impossible to discuss healthcare without acknowledging the severe financial burden placed on consumers. Financial hardship is practically woven into the DNA of the US healthcare system. Today, medical debt is the number one cause of b... |
| 21.05.2021 | SAGE GROUP PLC
Sage : Why financial wellness programs are good for business (and even better for your employees) | Organizations are continually looking for ways to gain a competitive advantage in attracting and retaining qualified employees. People are looking for jobs that offer more than just paid time off and health insurance. Employees want benefit... |
| 22.04.2021 | Surprising New Retirement Confidence Survey Finds Retirees Say: What Pandemic? | By Richard Eisenberg, Next Avenue |
| 31.03.2021 | Impact of Tax Hikes on American Businesses and Workers: Fact vs. Fiction | March 31,2021 Impact of Tax Hikes on American Businesses and Workers: Fact vs. Fiction Compiled by Senate Finance Committee Republican Staff
Misleading claims continue to be made about the Tax Cuts and Jobs Act of 2017 (TCJA) to justify pro... |
| 21.01.2021 | XP Health Launches with $5M in Total Seed Funding to Deliver a New Standard for Vision Benefits to Employers | XP Health logo "XP Health brings the world’s only AI-powered vision benefits directly to employees and their family members, making it easier and more affordable for all employees to get frames from the world’s leading designers, and h... |
| 06.05.2020 | First Dollar launches its customer-friendly HSA, raises $5M | The company targets younger people, eliminating fees and focusing on maximizing savings
Health Savings Accounts (HSAs) are relatively new, having only been introduced in 2004, but they have become very popular. By 2018, there were over 20 m... |
| 18.02.2020 | How to pay back your student-loan debt, no matter where you start or what type of loans you have | Advertisement
There are several repayment plans to choose from to help you pay back your student loans.
The right strategy for you will depend on your goals, lifestyle, and the type of loans you have.
At any point during repayment, consolid... |
| 18.02.2020 | How to pay back your student-loan debt, no matter where you start or what type of loans you have | The first step to paying back your student loans is making a plan. Emma Innocenti/DigitalVision/Getty
There are several repayment plans to choose from to help you pay back your student loans.
The right strategy for you will depend on your g... |
| 27.01.2020 | 3 Retirement Pitfalls And How To Avoid Them | Never before have American retirees faced such monumental risks when planning for retirement. Our extended life expectancy (commonly referred to as “longevity”) coupled with market volatility, sky-rocketing health care costs in retirement, ... |
| 20.06.2019 | Employers are steering workers toward a controversial stem cell therapy | A Midwestern grocery chain, Hy-Vee, is taking an unusual — and highly controversial — approach to reducing health care costs.
Before employees in certain cities can undergo knee replacement, they first must visit a stem cell provider. Hy-Ve... |
| 30.10.2018 | The disruptive threat lurking in the large group insurance market | Historically, payers have continued to generate revenue from self-insured companies by providing claims processing and other administrative services. But now a new generation of entrepreneurs and innovators – several of whom lead the world’... |
| 19.09.2018 | NestEgg helps senior homeowners access their equity | A substantial number of Baby Boomers are set to exit the workforce, but data reveals that a large percentage have yet to save enough money to sustain them in retirement.
This year’s Retirement Confidence Survey by the Employee Benefit Resea... |
| 14.07.2017 | Column:: Here are the hidden horrors in the Senate GOP’s new Obamacare repeal bill | Senate Republicans unveiled a new, “improved” version of their Affordable Care Act repeal bill Thursday, so the treasure hunt is on: the search for provisions so horrifically inhumane that they’ve had to be concealed deep in the measure’s l... |
| 26.08.2016 | Self-funded employers need to educate employees to help them make smarter insurance decisions | So yes, it would be nice if America’s healthcare cost problem could be simply solved. But no, don’t expect it to happen with a single, tidy solution.
The current en vogue single, tidy solution is the high deductible health plan (HDHP). The ... |
| 02.10.2015 | Make The Most Of Open Enrollment Season By Asking These 8 Questions | By Allison Kade |
| 19.04.2015 | Job-hoppers are deflating tenure rates | More On: careers
Millennial, Gen Z women earn more money than men in these cities Prepare to get your way when Mercury enters Aries Meet the makers: 5 workers who quit their corporate jobs for creative careers The best summer jobs for teens... |
| 03.04.2015 | Nah, this won’t be a problem down the road: Consumers contributing less to HSAs | Even though consumers are digging deeper to cover rising out-of-pocket medical costs, they’re contributing less to health savings accounts that could help take the sting out of their expenses, according to a new study.
Between 2011 and 2014... |
| 28.05.2014 | Reference pricing: A path to lower healthcare spending or a booby trap for consumers? | Because reference pricing can be complex to set up, experts say the majority of Americans who get their insurance through their jobs won’t see an immediate change. The approval does not immediately affect consumers who buy their own insuran... |
| 31.08.2012 | Research roundup: Readmission risks, assessing Medicaid eligibility, health plan satisfaction | Government Accountability Office: Information Obtained By States About Applicants’ Assets Varies And May Be Insufficient — The Government Accountability Office last year surveyed state and federal Medicaid officials to determine whether sta... |
| 29.12.2011 | People in high-deductible plans short-change prevention | By Merrill Goozner
Sen. Ron Wyden (D-Oregon) and Rep. Paul Ryan yesterday unveiled an updated proposal to turn Medicare into a voucher program. Their plan, unlike Ryan’s original plan, would be optional and wouldn’t cap federal contribution... |
| - | Policy changes look to reduce 401(k) plan ‘leakage’ | 401(k) plan “leakage” is when workers take their savings out of the tax-preferred retirement system.
Workers cash out billions of dollars from 401(k) plans each year when they change jobs.
Recent legislation and a new consortium of plan adm... |
| - | Here are some last-minute options to spend down your flexible savings account ‘use-it-or-lose-it’ funds | You may have just a few weeks left to use any leftover money in your health-care flexible savings account.
Next year, individuals will be able to save as much as $3,200 in their FSA. |
| - | This investment account offers ‘rare triple-tax benefits’ that are easily overlooked—and you can contribute even more next year | Health savings accounts are vastly underused as a retirement investment tool by people who have them, even though thousands of dollars can be invested every year. And in 2025, you can contribute more, as the IRS has recently announced a lim... |
| - | 7 companies that help employees pay off their student loans and have open roles | As the Biden administration debates more wide-sweeping student loan forgiveness, over 44 million student loan borrowers are wondering if and when they will see relief.
White House officials are zeroing in on canceling $10,000 for all borrow... |
| - | Health savings accounts aren’t being used by older Americans who need them the most | Fewer than half of Americans age 50 and older with high-deductible health insurance have a health savings account, according to the National Poll on Healthy Aging.
Older Americans with more health problems and lower incomes are less likely ... |
| - | Research roundup: Readmission risks, assessing Medicaid eligibility, health plan satisfaction | Each week KHN reporter Ankita Rao compiles a selection of recently released health policy studies and briefs.
Journal Of the American College Of Surgeons: General Surgeons Identify Postoperative Complications Posing Strongest Readmission Ri... |
| - | As student loan payments restart, can employers be a firewall for borrowers? Some groups hope so | The Supreme Court struck down the Biden administration's student loan forgiveness program on June 30.
Debt payments, paused for more than three years, will restart this fall.
Some groups are calling for policymakers to expand student loan-r... |
| - | Americans making student loan payments have up to 36% less saved for retirement | It’s no secret that it can be difficult for student loan borrowers to manage both making their debt payments and saving for retirement.
Student loans come with a minimum monthly payment that borrowers have to meet to keep their loans — and ... |
| - | Why Americans worry changes to the U.S. retirement system could upend their plans | As wage growth outpaces inflation, Americans have reason to be more optimistic about long-term goals like retirement.
But many still fear that uncertainties like a higher cost of living or U.S. government changes to the retirement system ma... |
| - | ‘Billions of dollars get left behind’: The 401(k) industry now has a ‘lost and found’ for your old retirement accounts | Fidelity Investments, Vanguard Group and Alight Solutions — three of the largest administrators of 401(k) plans — are teaming up to reconnect workers with savings left behind at old employers.
Current rules allow employers to move accounts ... |
| - | Planning to delay retirement may not rescue you from poor savings | Many people expect to keep working because they need extra retirement income.
However, research shows workers often retire earlier than planned, perhaps due to a layoff or poor health.
That means workers can’t rely on delayed retirement as ... |
| - | Companies enhance benefits to help employees balance their work and caregiving demands | Companies across the U.S. are dealing with a shortage of workers and a shortage of child care.
The U.S. could lose about $290 billion a year in GDP in 2030 and beyond if the number of paid caregivers doesn’t increase and employees leave the... |
| - | Lawmakers want to make it easier to have guaranteed income in retirement | Pending legislation would eliminate the 25% cap on how much of your retirement savings you can put in a qualified longevity annuity contract, or QLAC.
Roughly 3 in 4 retirees and workers say income stability ranks above preserving account b... |
| - | More employers add 401(k) plan match for workers paying student loans | More companies are choosing to offer a 401(k) plan match to workers who are paying off their student loans.
A recent law, Secure 2.0, allowed employers to essentially treat student loan payments like a 401(k) contribution for the purposes o... |
| - | Decision of when to retire has little to do with how much you’ve saved for retirement, report finds | U.S. households over the age of 55 control 74% of investable assets, but their retirement status has little to do with their asset levels, according to a new report.
Assets don’t always drive retirement choices, says certified financial pla... |
| - | Discharged into debt: A chronic diagnosis | It is impossible to discuss healthcare without acknowledging the severe financial burden placed on consumers. Financial hardship is practically woven into the DNA of the US healthcare system. Today, medical debt is the number one cause of b... |
| - | Why millennials’ retirement outlook may be worse than those of older generations | By some measures, millennials lag on retirement preparedness and net worth relative to older generations such as Gen X and baby boomers.
There are many reasons for this, such as a shift away from pensions toward 401(k) plans and high studen... |
| - | Self-funded employers need to educate employees to help them make smarter insurance decisions | Smart and thoughtful people have occupied positions of power, both in the public and private sectors, for a very long time, and if there were truly easy answers to be implemented, they probably would have already been implemented.
So yes, i... |
| - | Here’s why the U.S. retirement system isn’t among the world’s best | The U.S. retirement system gets a C+ grade and ranks No. 29 out of 48 in the Mercer CFA Institute Global Pension Index.
Retirement plan coverage and 401(k) “leakage” are among the two primary problem areas, experts said.
Policymakers have t... |
| - | Many people can’t afford long-term care insurance. One proposal calls for creating a federal program to help | For many Americans, finding affordable long-term care is a challenge.
Still, around 7 in 10 individuals will need that care at some point.
One congressman wants to create a federal program to help families cope with those costs.
As a histor... |
| - | How retail health clinics can better engage seniors | The news: Retail health clinics are gaining in popularity as consumers seek convenient options to get care. But older patients are far less likely than younger ones to try out a nontraditional provider, per a survey from Redpoint Global. Re... |
| - | Early retirement comes as a surprise for many workers, study finds. Here’s how to manage that financial shock | Retiring early is the dream for many workers. Yet many people find themselves forced to call it quits because of health, career or family circumstances.
“Many people may not even realize how severe the consequences can be,” one expert said.... |
| - | Credit card debt among retirees jumps — ‘It’s alarming,’ researcher says | The share of retirees with credit card debt has risen “substantially” since 2022, according to the Employee Benefit Research Institute.
That’s largely due to pandemic-era inflation, one researcher said. Credit card interest rates are also a... |
| - | Retirees are less satisfied—make 2 key moves now to be happy later, says researcher: ‘It all comes back to preparation’ | Retirees report lower levels of well-being than they did four years ago, according to a recent survey from the Employee Benefits Research Institute. Under half of retired Americans, 48%, between the ages of 62 and 75 report being very satis... |
| - | Here’s how urban and rural Americans build wealth differently | Many rural Americans may have stronger finances than urban dwellers, according to a report from the Employee Benefit Research Institute.
However, rural wealth may lack diversification, often with a heavy concentration in small businesses, w... |
| - | Most Americans still feel optimistic about retirement. But inflation is hurting some workers’ confidence | Despite the pandemic, more than 7 in 10 workers say they are at least "somewhat confident" about retirement, and 8 in 10 retirees feel they'll have enough to cover their golden years, a survey finds.
However, inflation and the ris... |
| - | IRS reveals 2024 health savings account limits. What to know about the ‘significant increase,’ says advisor | For 2024, the annual contribution limit for health savings accounts, or HSAs, is rising to $4,150 from $3,850 for self-only plans, which is roughly an 8% increase.
The deposit limit for family plans will also have a sizable increase of abou... |
| - | ‘The data is very clear’: One key element leads to increased happiness in retirement—3 ways to get it | It’s been a rough few years for retirees — well, if you ask them anyway.
Less than half — 48% — of retired Americans between the ages of 62 and 75 report being very satisfied with life in retirement, down from 62% in 2020 and 53% in 2022, a... |
| - | These retirees are more likely to be ‘comfortable’ or ‘affluent,’ study finds | Retirees with guaranteed income, little debt, a clear spend-down strategy and employer-provided assistance are among the most satisfied, according to a study from the Employee Benefit Research Institute.
Affluent retirees were likely to be ... |
| - | A Black couple who retired early says there's a 'Black tax' on common wealth-building strategies | Early retirees Kiersten (left) and Julien Saunders. Phyllis Iller
BI Graphics
Kiersten and Julien Saunders left their corporate jobs before they turned 40.
They joined the Financial Independence/Retire Early (FIRE) community.
However, the c... |
| - | 40% of Americans let debt drive their careers—2 key ways to maximize your job perks and minimize your debt | Americans are in a lot of debt. Total U.S. household debt recently reached $17.8 trillion and credit card balances and delinquencies recently hit all-time highs. This doesn’t only impact people’s ability to keep up with bills — it can chang... |
| - | 401(k) auto-enrollment features don’t help savings as much as expected, study finds | 401(k) plan policies like auto-enrollment and auto-escalation have become popular.
They aim to boost workers’ retirement savings.
Pioneering researchers found that the policies may be less effective than they’d previously thought. However, ... |
| - | ‘This is free money’: Federal program could boost some savers’ retirement wealth by 12%, researchers say | When you file your taxes this year, your software of choice may prompt you to see if you’re eligible for the Saver’s Credit, which gives taxpayers under a certain income threshold a break for contributing to a retirement plan such as a 401(... |
| - | Just 4% of current retirees say they are ‘living the dream,’ survey finds. Here’s why | Many Americans are finding retirement isn’t living up to their expectations.
Yet experts are divided as to whether a retirement savings crisis is brewing.
Just 4% of today’s retirees said they are “living the dream,” according to a new surv... |
| - | Reference pricing: A path to lower healthcare spending or a booby trap for consumers? | After getting a green light from the Obama administration earlier this month, more employers may begin to cap what they pay for certain medical treatments, such as joint replacements and drugs, potentially shifting more costs to workers.
Do... |
| - | Individual retirement account balances are growing — why that can be a ‘tax nightmare,’ advisor says | Bigger individual retirement account balances can cause tax issues for retirees or their children who inherit the assets, experts say.
The median IRA or self-employed Keogh balance was $87,000 in 2022, up from $81,144 in 2019, according to ... |