Last activity: 08.07.2024
Categories: AppBuildingFinTechHealthTechInterestITMobileTechnologyTimeTools
Earnin’s mission is to build a financial system that works for people. Every year, while Americans wait for their paychecks, more than $1 trillion of their hard-earned money is held up in the pay cycle. As a result, we accumulate over $50 billion in late and overdraft fees and turn to high-interest loans. We seek to eliminate those fees and put money back into workers’ hands.
Our financial system doesn’t work for people. But Earnin does. Earnin is an app that lets people get paid as soon as they leave work, with no fees, interest, or hidden costs. App users can receive their money in their bank account instantly at little or no cost — as we operate on a pay what you choose model. All they need is a bank account and a job that provides direct deposit or uses electronic timesheets.
At Earnin we’re building the way we think a financial system should work for everyone, not just the people who can afford it. We help people take control of their money and get to a better financial place.
Our goal is not only to provide great products at little or no cost to the people who need them but also to inspire kindness across the financial world and eventually across all industries.
Website visits
514.4K /mo.
Location: United States, California, Palo Alto
Employees: 201-500
Total raised: $125M
Founded date: 2012

Investors 11

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Funding Rounds 1

20.12.2018Series C$125M-

Mentions in press and media 25

08.07.2024LockBit’s latest attack shows why fintech needs more zero trustWe want to hear from you! Take our quick AI survey and share your insights on the current state of AI, how you’re implementing it, and what you expect to see in the future. Learn More Claiming to have breached the U.S. Treasury and instead ...
27.04.202315 Actionable Tips To Improve Your Credit Scoregetty
26.02.2023Sequoia and Andreessen Horowitz invested more in fintech than any other sector in 2022Welcome to The Interchange! If you received this in your inbox, thank you for signing up and your vote of confidence. If you’re reading this as a post on our site, sign up here so you can receive it directly in the future. Every week, I’ll ...
06.09.2022More than 80 New Products to Show at Next Week’s HR Technology Conference & Exposition®PALM BEACH GARDENS, Fla., Sept. 06, 2022 (GLOBE NEWSWIRE) -- Next week’s HR Technology Conference & Exposition® will serve as the official launchpad for more than 80 new HR tech products. Taking place September 13 – 16, 2022, at Mandala...
03.12.2021Earnin in 4 Years by Alexander GornyiThe post was originally published in Russian on Startup of the Day. Alexander kindly agreed to republish what we think is of great value to our readers. A monstrous 300% a year is at the same time a tiny 0.4% a day. This mathematical illus...
27.09.2021Salary on demand: Is it time we finally say goodbye to the payday concept?Company: Solutions oriented at improving the financial wellbeing of employees look well-poised to become the next multi-billion dollar opportunity in fintech. Globally, numerous startups, corporate benefit providers, banks, payment processo...
16.03.2021On-demand pay: is it here to stay?Millions around the globe depend on regular salaries and plan their budgets based on paydays. But the lockdown has made personal budgeting much more challenging.
11.03.2020How 21st century fintech apps have changed the way we handle moneyThis is not your mother's way of handling finances [Editor's note: Future of Behavioral and Mental Health with BetterHelp, Headspace, Ginger.io, Providence Hospitals, UnitedHealthcare Optum, Khosla Ventures, Oak HC/FT and more has become 3 ...
25.01.2020What's behind a new training push at Merrill Lynch; Blackstone CEO Steven Schwarzman talks succession planning; JPMorgan wants more UX expertsAdvertisement Hello readers! Training may be a relatively behind-the-scenes process for the big-name companies we cover, but it's a critical part of how firms stay competitive. It also happened to be a running theme in many of our stories t...
24.01.2020These 5 paycheck-advance startups have attracted a big wave of VC funding. Here's a rundown of the fees they're charging to break you out of the 2-week pay cycle.Advertisement Startups are cropping up around the US offering workers access to earned wages before payday. While the limits, fees, and eligibility vary, they all offer no-interest payroll advances based on hours worked. As alternatives to ...
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