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| Oct 29, 2025 | What a Federal Reserve rate cut means for your finances | By CORA LEWIS, Associated Press
NEW YORK (AP) — The Federal Reserve cut its benchmark interest rate by a quarter point Wednesday for the second time since September. Before that, it had gone nine months without a cut.
The federal funds rate... |
| Sep 22, 2025 | Fed cuts will ‘take a bite out of savings,’ CFP says. But there’s still time to lock in higher rates | The Federal Reserve has made its first interest rate cut and signaled more to come.
For savers, that may mean lower returns on the money they have set aside.
Here’s why experts say it’s not too late to lock in higher interest rates on cash.... |
| Sep 17, 2025 | What the Fed rate cut will mean for your finances | By CORA LEWIS, Associated Press
NEW YORK (AP) — The Federal Reserve cut its benchmark interest rate Wednesday for the first time in nine months. Since the last cut, progress on inflation has slowed while the labor market has cooled. That me... |
| May 30, 2025 | 59% of working Americans fear Social Security will dry up—here’s how to plan ahead | Millions of older Americans rely on Social Security to make ends meet. Their younger counterparts aren’t confident they’ll be able to do the same.
Among nonretired Americans, 59% are worried that Social Security won’t be available by the ti... |
| May 7, 2025 | Trump tariffs sparked ‘noticeable uptick’ in I bond interest, advisor says. How they fit into your strategy | If you’re worried about higher inflation amid President Donald Trump’s tariffs, Series I bonds could be one option to hedge against rising prices.
Currently, newly purchased I bonds pay 3.98% annual interest through October 31.
However, the... |
| Mar 31, 2025 | Military families are ‘making a mistake’ if they skip this tax-free retirement account, advisor says | Members of the U.S. armed forces qualify for special tax breaks and can leverage unique financial planning opportunities, advisors say.
During service, members of the armed forces can kickstart tax-free growth via Roth contributions to Thri... |
| Apr 18, 2023 | What To Do With A Large Tax Refund Or A Large Tax Bill | Close up of man with calculator getty |
| Mar 20, 2023 | SVB and First Republic's problems aren't going away. Here's why — and if you are at risk. | Silicon Valley Bank's abrupt takeover by regulators on March 10 was followed by federal reassurances that all depositors — insured and uninsured alike — would get their money. Yet despite that guarantee, the turmoil in the banking indu... |
| Oct 24, 2022 | How To Take Advantage Of Higher Interest Rates | Woman analyzing documents while sitting at homegetty |
| Aug 16, 2022 | Banks are raising savings rates. Here's how to find the best place to park your cash. | The Federal Reserve has raised its benchmark interest rate faster this year than it has in decades. This has prompted many banks to raise their deposit rates.
However, not all banks have been increasing rates. The nationwide savings account... |
| Jun 23, 2022 | OnTap Credit Union® to Deploy Scienaptic’s AI-Powered Credit Underwriting Platform | "When we met with the Scienaptic team, we realized that our goals were truly aligned, i.e. enabling fair, transparent lending for members," said Tracie Wilcox, CEO of On Tap Credit Union
NEW YORK (PRWEB) June 23, 2022
Leading glob... |
| Aug 2, 2021 | You may want to rethink where you put your emergency cash amid rising inflation | Rising costs due to inflation are affecting everything from food to energy prices.
While some consumers may suffer sticker shock, interest rates are set to stay low for now.
It could be time to re-evaluate where you keep your emergency cash... |
| Mar 2, 2021 | Gold Still Attractive As The Bond Selloff Looks Overdone | Surging bond yieldsistock |
| Sep 28, 2020 | How To Make Your Savings Work Harder For You | Coins and money growing plant in hand for finance and banking. saving money or interest increasing ... [+] concept.getty |
| Aug 13, 2020 | Varo — от необанка к традиционным игрокам | Американский Varo Money запустился на волне популярности необанков в 2015 году с понятными целями: привлечь миллениалов, известных своей бережливостью и интуитивным пониманием постепенного ухода банкинга в онлайн. В августе стало известно, ... |
| Aug 21, 2019 | Ask Kip: How to find the right online bank for you | Q: I want to open an online high-yield savings or money market account. But because these are new to me, I’m trying to perform my due diligence somehow. Is there anything I need to know or beware of before signing up?
A: Start your search a... |
| Jul 1, 2019 | Goldman Sachs' Marcus lowered interest rates on its savings account for the first time as Wall Street prepares for a potential rate cut by the Fed | Jin Lee/Business Insider
Goldman Sachs' Omer Ismail speaks at the Business Insider Ignition Finance event.
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Marcus, Goldman Sachs' Main Street banking arm, is cutting interest rates on savings accounts from 2.25% to 2... |
| Jun 24, 2019 | Family finances: Make the most of steady rates | After boosting short-term interest rates between late 2015 and late 2018, the Federal Reserve has signaled it likely won’t hike rates in 2019. That’s a relief for borrowers -- especially those who have debt with a variable interest rate -- ... |
| Feb 16, 2018 | Inflation is heating up. What should you do about it? | Reporting from Washington —
After years of low inflation, signs that wage and price growth finally are heating up were a major factor in this month’s financial market turbulence.
But the recovery from the Great Recession has seen these infl... |
| Dec 7, 2017 | This is how much you waste on bank fees every year | More On: banking
Google warns this phone hack can take control of your bank account in seconds Wall Street bonuses hit all-time high as banker shortage rages Woman loses $3,500 to Zelle scammer – this sign can help you protect your money Wh... |
| 4 key money moves in an uncertain economy, according to financial advisors | The new year could bring more economic uncertainty and market volatility, but there are still plenty ways to shield yourself from potential headwinds, advisors say.
Here are a few of the strategies they are using to steer their clients thro... |
| Here are 6 strategies to recession-proof your finances at any age | A CNBC poll found more than 6 out of 10 Americans think there will be a recession next year.
Although Americans age 50 and older feel better prepared for recession than younger people, 68% of U.S. adults overall don't feel ready for a ... |
| Banks have tripled what they pay you to save—here’s how to take advantage | It’s been a year and change since the Federal Reserve began an aggressive regime of interest-rate hikes, a move meant to tamp down on rampant inflation. It seems to be working: Consumer prices rose 4.9% over the 12 months ending in April — ... |
| Where to keep your cash amid high inflation and rising interest rates: It’s ‘a little tricky,’ says expert | Picking the right place for short-term savings can be “tricky” amid high inflation and rising interest rates.
While there have been signs of slowing inflation, the Federal Reserve expects higher interest rates to continue.
Experts cover wha... |
| Investors should still keep emergency funds liquid after the Fed’s interest rate cut, advisor says | After years of higher yields on cash, the Federal Reserve’s shifting policy means lower future returns on savings, certificates of deposit and money market funds.
Despite falling rates, investors should still keep emergency funds “liquid,” ... |
| Here’s what the Fed’s rate hike means for borrowers, savers and homeowners | The central bank just announced the first rate hike in three years, and that means consumers will see their borrowing costs rise, as well.
Here’s how that could impact your monthly expenses. |
| 61% of young adults are financially stressed, report finds. Here’s one safety net that can help | About 61% of surveyed adults of ages 18 to 35 are financially stressed, according to a new Intuit survey.
Unexpected costs or emergencies can contribute to that stress, the report found.
“For emergencies, it’s really having that cash reserv... |
| Avoid these mistakes with your emergency savings account | Have an emergency savings account? Great.
But make sure you're not making some of these common mistakes, such as neglecting credit card debt or letting your hard-earned cash earn little to no interest. |
| Here’s why it could be better to buy Series I bonds before May, experts say | The annual rate for newly purchased Series I bonds could fall below 5% in May, which is lower than the current 5.27% on new purchases through April 30.
Short-term investors may have more competitive options for cash, such as Treasury bills,... |
| 3 financial strategies to prepare for the shifting rate cycle — one is a ‘no brainer,’ advisor says | The Fed could begin to cut interest rates in 2024 after 18 months of hikes, experts say, so it’s important to take advantage of financial products that benefit from high interest rates while you can.
“A lot of people are leaving free money ... |
| Here’s what the Fed’s half-point rate hike means for your money | The Federal Reserve just raised its target federal funds rate by a half point, and that means consumers will see some changes to their borrowing and savings rates, as well.
Here’s how the central bank impacts your credit cards, mortgage, au... |
| Amid inflation worries, how to shop around for higher interest rates on your savings | In today’s low-interest environment, it pays to shop around to make sure you’re getting the best return on your cash.
These tips can help you evaluate which kind of account may best suit your needs. |
| With rate cuts on the horizon, here are 4 of the best places for short-term savings in 2024 | Federal Reserve officials expect three quarter-percentage-point cuts in 2024, but there’s lingering uncertainty over when, or if, those changes may occur.
With interest rates in limbo, savers may consider certificates of deposit, Treasury b... |
| A recession could hit single women especially hard, says financial advisor. Here’s how they can prepare | Inflation and a possible recession can be especially difficult for single women due to the persistence of the gender wage gap and other societal inequities.
A financial advisor who specializes in the demographic shares advice.
Women worried... |
| How Americans can cut costs and save amid the pain of record inflation | Many Americans are feeling the pinch of higher prices, surveys find.
Even so, experts say there are still ways you can make your money go farther.
These tips can help you reassess your spending and saving now. |
| How to capture higher savings yields with a CD ladder | A certificate of deposit ladder, or CD ladder, can capture higher yields amid interest rate uncertainty.
Typically, a CD ladder involves splitting equal amounts of cash among multiple CDs with different maturity dates.
However, a diversifie... |
| How to get the ‘best of both worlds’ for Series I bond interest rates before November | Investors have poured money into Series I bonds, a nearly risk-free and inflation-protected asset paying a record 9.62% annual interest through October.
While I bond rates change twice yearly based on inflation, you can still lock in 9.62% ... |
| Series I bonds are ‘still a good deal’ despite an expected falling rate in May, experts say | The annual rate for Series I bonds could fall below 5% in May based on inflation and other factors, financial experts say.
That would be lower than the current 5.27% interest on I bond purchases made before May 1, but higher than the 4.3% i... |
| Treasury Department announces new Series I bond rate of 6.89% for the next six months | Series I bonds, an inflation-protected and nearly risk-free asset, will pay 6.89% through April 2023, the U.S. Department of the Treasury announced Tuesday.
Based on the latest inflation data, it’s the third-highest rate since I bonds were ... |
| ‘The Fed got the memo.’ Here’s what you can do to prepare for the coming rate hike | As the central bank lays the groundwork to raise interest rates this year, consumers will see their borrowing costs rise, as well.
Deposit rates won’t be as quick to respond.
Here’s what you can do to prepare. |
| What cooling inflation means for your Series I bonds | As inflation falls, investors are weighing whether to buy or sell Series I bonds amid other competitive options for cash.
Annual inflation rose by 3% in June, the smallest 12-month jump since March 2021, and a significant pullback from 9.1%... |
| The Fed’s latest move will send borrowing costs higher | As the central bank aggressively tapers its emergency stimulus efforts, consumers will see interest rates rise.
Some borrowing costs are already higher.
Don’t expect deposit rates to keep up. |
| Demand for Series I bonds crashes TreasuryDirect ahead of key deadline to secure 9.62% rate | Oct. 28 is the deadline for investors to lock in the record-high 9.62% interest rate for Series I bonds.
TreasuryDirect.gov, the website to buy the Treasury bonds, has become “one of the most visited websites in the federal government” in t... |
| Savers poised for ‘biggest win’ in 2023 as inflation falls. Where to put your cash now | Interest rates are poised to continue to go up in 2023, while inflation is starting to subside.
That is a winning combination for savers, who may get higher returns on their cash while also seeing their buying power increase.
If you’re wond... |
| My younger sister asked me for money advice. Here are 5 answers I gave to improve her life | As my younger sister, Janna, gets older into her 20s, she’s been coming to me more frequently with questions about how to spend and save money.
To get the best answers for her, I consulted with financial advisors and experts. |
| Series I bond interest expected to fall to roughly 6.48% in November. But that’s still a ‘really good rate,’ experts say | Series I bonds, an inflation-protected and nearly risk-free investment, may reduce annual rates to roughly 6.48% in November, experts say.
While it’s down from the current 9.62% rate through Oct. 31, it’s still higher than other savings opt... |
| Here’s where to keep your cash amid high inflation and rising interest rates | Experts recommend having enough cash to cover at least six months’ of expenses set aside.
But with today’s high inflation, those sums of money could be quickly losing value.
With the Federal Reserve poised to raise rates in an effort to cur... |
| Treasury Department announces new Series I bond rate of 4.28% for the next six months | Series I bonds, an inflation-protected and nearly risk-free asset, will pay 4.28% through October 2024, the U.S. Department of the Treasury announced Tuesday.
The latest I bond rate is down from the 5.27% yield offered since November.
Short... |
| CD laddering strategy captures yield amid changing interest rates | With uncertainty around the Federal Reserve’s future moves and the direction of interest rates, certificates of deposit ladders may capture higher yields while offering flexibility.
However, many CDs still aren’t beating inflation and inves... |
| Inflation is making it harder for U.S. households to afford monthly expenses. Here are some tips to help make ends meet | Due to high inflation, the typical American household spent $445 more in September to buy the same goods and services as they did a year ago, according to Moody’s Analytics.
That same month, 63% of consumers were living paycheck to paycheck... |
| Your last chance to secure 9.62% annual interest for Series I bonds is Oct. 28 | If you’re eager to secure 9.62% annual interest for Series I bonds for six months, the deadline is quickly approaching.
You must purchase I bonds and receive your confirmation email by Oct. 28 to lock in the record 9.62% rate.
The rate is e... |
| The average amount Americans have saved for retirement in every U.S. state—see how you compare | When it comes to retirement savings, residents of one state are leading the pack: Massachusetts.
The average household retirement savings balance in Massachusetts is $448,500, according to an October study by DepositAccounts. That’s the lar... |
| New York Community Bank’s online arm is paying the nation’s highest interest rate | New York Community Bank, the regional lender that needed a $1 billion-plus lifeline last month, is offering the country’s highest interest rate for a savings account.
NYCB raised the annual percentage yield offered via its online arm, My Ba... |
