Startups
Credit Direct Limited is a non-bank finance company with its Head-Quarters in Lagos, Nigeria. The company was established in 2007 and is focused on providing Payroll based consumer loans to eligible individuals.
The Company currently operates in 25 states in Nigeria including the Federal Capital Territory– Abuja. With a staff strength of over 1000 employees and an active customer base in excess of 300,000, Credit Direct Limited is positioning itself to become the dominant market leader in the unsecured micro-lending (payroll lending) space in Nigeria and indeed Sub-Saharan Africa.
The Company’s 12- hour quick turnaround loan product “sharp sharp “is its flagship product and the core of the business. In 2011, it introduced its Asset based loans product which offers customers the opportunity to purchase house-hold items and also accommodate certain segments of the market which are averse to interest bearing loans. Credit Direct Limited launched a new product – Empower the Corps in 2015. A product that provides loans to corps members to start up small business, add a professional qualification or buy lifestyle or commercial assets.
We pride ourselves with providing quick turnaround loans for all within 12 hours with little documentation and top of the range customer service and efficient operational processes.
The Company currently operates in 25 states in Nigeria including the Federal Capital Territory– Abuja. With a staff strength of over 1000 employees and an active customer base in excess of 300,000, Credit Direct Limited is positioning itself to become the dominant market leader in the unsecured micro-lending (payroll lending) space in Nigeria and indeed Sub-Saharan Africa.
The Company’s 12- hour quick turnaround loan product “sharp sharp “is its flagship product and the core of the business. In 2011, it introduced its Asset based loans product which offers customers the opportunity to purchase house-hold items and also accommodate certain segments of the market which are averse to interest bearing loans. Credit Direct Limited launched a new product – Empower the Corps in 2015. A product that provides loans to corps members to start up small business, add a professional qualification or buy lifestyle or commercial assets.
We pride ourselves with providing quick turnaround loans for all within 12 hours with little documentation and top of the range customer service and efficient operational processes.
Overview
Location
Nigeria, Lagos, Onigbongbo
Employees
501-1000
Phone
+234 1 448 2225
Founded date
2006
Mentions in press and media 7
| Date | Title | Description |
| Sign up to see | Sign up to see | Sign up to see |
| Apr 4, 2025 | Credit Direct Pivots to Full Digital Finance with New Suite of Fintech Products | Nigerian lender unveils innovative digital finance solutions at "This is Credit Direct" event - a product demo. LAGOS, LAGOS, NIGERIA, April 4, 2025 /EINPresswire.com/ -- Credit Direct, a leading Nigerian financial services compan... |
| Apr 1, 2025 | Credit Direct Pivots to Full Digital Finance with New Suite of Fintech Products | Nigerian lender unveils innovative digital finance solutions at “This is Credit Direct” event – a product demo. L-R: Gbadebo Adeleke- Head, Enterprise Projects and Paramilitary Business, Credit Direct; Faith Ojeiku Head, Embedded Finance, C... |
| Aug 7, 2024 | Credit Direct Announces upgrade in Credit Rating, Payout of Series I and II Commercial Paper | Credit Direct Finance Company Limited (Credit Direct), the consumer finance arm of FCMB Group Plc and one of Nigeria’s leading digital-first non-bank financial services providers, has recently received an upgrade to its credit rating from A... |
| Oct 26, 2023 | Credit Direct: Building a Legacy of Capital Access for Africans. | Getting a loan in Nigeria is never a stroll in the park. Loan processes are often riddled with high-interest rates and strenuous paperwork which can be a major hindrance for borrowers, making it a daunting and time-consuming endeavor. While... |
| Oct 17, 2018 | Open collaboration meets professionalism: A tour of Credit Direct’s new office space | Share this article: In the past few years, accessing personal low-interest loans has become easier in Nigeria as more collateral-free loan providers spring up across the country. Leveraging technology, these service providers are able to de... |
| Jan 23, 2018 | Where to get collateral-free personal loans online in Nigeria | Share this article: Accessing personal loans has taken a different dimension with a couple of service providers giving out collateral-free loans without the need a proof of employment or even a visit to a banking hall for some paperwork. Th... |
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FAQ about CREDIT DIRECT LIMITED
When was CREDIT DIRECT LIMITED founded?
CREDIT DIRECT LIMITED was founded in 2006.
What has the press written about CREDIT DIRECT LIMITED?
Parsers VC has collected 7 articles mentioning CREDIT DIRECT LIMITED, among them “Credit Direct Pivots to Full Digital Finance with New Suite of Fintech Products” (Apr 4, 2025) and “Credit Direct Pivots to Full Digital Finance with New Suite of Fintech Products” (Apr 1, 2025).
Is CREDIT DIRECT LIMITED still active?
Yes, CREDIT DIRECT LIMITED is active; its latest activity on Parsers VC dates from Oct 3, 2025.