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Our organization was founded in response to a growing national backlash against credit card debt. Curtis Arnold, our founder and a nationally recognized consumer advocate, knows firsthand the devastating financial effect of credit card debt. He struggled with credit card debt for several years during and after his graduate studies, and at one point had more than $40,000 in debt.
We pioneered the concept of offering ratings of credit cards in 1998. We are devoted to being the leading source of objective credit card rating information and are, in fact, the most comprehensive source for card data. We currently offer consumer information regarding approximately 1,700 unique credit card offerings, including a searchable database.
Since our establishment, we have expanded our role and online offerings. For example, we now provide ratings of credit cards that are consumer friendly in terms of rebates and rewards. Such cards are geared toward consumers that do not typically carry balances (i.e. consumers that pay off their cards each month). We have also started to recognize credit card issuers that have highly rated cards by creating a "Top Rated Card" award seal. Another example of our expanded role is our independent research on consumer credit related issues.
We pioneered the concept of offering ratings of credit cards in 1998. We are devoted to being the leading source of objective credit card rating information and are, in fact, the most comprehensive source for card data. We currently offer consumer information regarding approximately 1,700 unique credit card offerings, including a searchable database.
Since our establishment, we have expanded our role and online offerings. For example, we now provide ratings of credit cards that are consumer friendly in terms of rebates and rewards. Such cards are geared toward consumers that do not typically carry balances (i.e. consumers that pay off their cards each month). We have also started to recognize credit card issuers that have highly rated cards by creating a "Top Rated Card" award seal. Another example of our expanded role is our independent research on consumer credit related issues.
Overview
Employees
11-50
Mentions in press and media 44
| Date | Title | Description |
| Sign up to see | Sign up to see | Sign up to see |
| Oct 16, 2025 | Why some credit card APRs aren’t coming down, even after a Fed rate cut | Nearly half of American households have credit card debt and pay more than 20% in interest on their revolving balances. Even when the Federal Reserve cuts rates, those high APRs don’t fall much. Credit card interest rates are set in a very ... |
| Jun 27, 2025 | The Best Credit Card Review Sites in 2025: Your Ultimate Guide | Share Share Share Share Email Choosing the right credit card can be a daunting task with so many options, whether you’re seeking travel perks, cash back, low APRs, or credit-building help. To simplify the process, we’ve evaluated the top cr... |
| Feb 26, 2024 | Financial Expert Shares Simple Strategy to Stop Living Paycheck to Paycheck & Save Money | Bounce Back: The Ultimate Guide to Financial Resilience Lynnette Khalfani-Cox - AskTheMoneyCoach.com HOUSTON, TEXAS, UNITED STATES, February 26, 2024 /EINPresswire.com/ -- With inflation and higher interest rates affecting people’s wallets,... |
| Feb 10, 2022 | QuinStreet : CardRatings.com Announces Best Credit Cards of 2022 | Consumer scores dip overall; cash-back rewards cards remain a favorite Foster City, CA - Feb. 9, 2022 -CardRatings.com announces its picks for the Best Credit Cards of 2022. This year highlights top choices across 12 categories, ranging fro... |
| Jan 20, 2022 | Credit Problems Pile On to Divorce Woes: CardRatings.com Shares New Guide [Jan 18, 2022] | Rebuilding credit is a crucial step toward financial independence after a divorce Foster City, CA - January 18, 2022 - Roughly 1.5 million Americans get divorced each year and a good portion of that number may face an unexpected challenge: ... |
| Dec 15, 2021 | What Holiday Shopping Reveals About Financial Status and Gender: CardRatings Survey [Dec 15, 2021] | Findings include five habits of highly-effective holiday shoppers and why women are better at it Foster City, CA - December 15, 2021 - A survey by CardRatings.com finds that the way people approach holiday shopping is strongly related to th... |
| Dec 8, 2021 | Yes, Most Credit Cards Do Offer Rental Car Insurance: CardRatings Explains Coverage Options [Dec 08, 2021] | Most major credit cards offer rental car coverage, but when does it make sense to use it? Foster City, CA - December 8, 2021 - When renting a car, consumers are usually offered supplemental insurance covering the rental period. In its new r... |
| Nov 17, 2021 | Going Green: CardRatings Explores Environmentally Responsible Finance Trends [Nov 17, 2021] | Many financial institutions are embracing a greener approach, but customers should be wary of pitfalls and risks Foster City, CA - November 17, 2021 - Banks and financial industries are "going greener," giving consumers options to... |
| Oct 20, 2021 | Using Credit Cards for College: CardRatings Offers Best Practices [Oct 19, 2021] | New study shows places in the U.S. where credit card and student loan debt is highest, and solid tips to manage school expenses Foster City, CA - October 19, 2021 - College students may need additional sources to finance school expenses, an... |
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FAQ about CardRatings.com
What has the press written about CardRatings.com?
Parsers VC has collected 44 articles mentioning CardRatings.com, among them “Why some credit card APRs aren’t coming down, even after a Fed rate cut” (Oct 16, 2025) and “The Best Credit Card Review Sites in 2025: Your Ultimate Guide” (Jun 27, 2025).
Is CardRatings.com still active?
Yes, CardRatings.com is active; its latest activity on Parsers VC dates from Oct 29, 2025.