Leader in social media credit scoring We help banks and other lenders make better credit decisions by using big data. Our clients take advantage of credit scoring algorithms based on social media and the digital footprint. Altogether, we collect more than 10,000 pieces of data about every individual, based on which the predeveloped algorithms predict everyone's exact probability of payment default. The solution has 3 large benefits for lenders around the world: 1) Smaller credit losses that translate directly into higher bottom line 2) Higher loan acceptance rates that translate directly into more revenue (banks often deny credit due to not enough information about the customer to make a decision. This is especially true for people below 25y of age and immigrants, for whom it is difficult to find sufficient amount of data from traditional sources. Our solution makes it possible to evaluate those people for the first time) 3) Possibility to operate on emerging markets where traditional credit information is scarce