BharatX is a VC Backed early-stage FinTech startup that uses technology to empower the Indian Middle Class with credit. Approximately 110 Million Households whose income is more than 5 lakh per annum, do not get access to Formal Credit. BharatX wants to change that by enabling Credit-as-a-Feature on Consumer facing apps!
Their access to data allows them to innovate with products which remove barriers and lowers costs at the same time. They are changing the way credit is made available to the Indian middle class.
LinkedIn Cover Attribution: Wikimedia Commons/Praveenpaavni.
Their access to data allows them to innovate with products which remove barriers and lowers costs at the same time. They are changing the way credit is made available to the Indian middle class.
LinkedIn Cover Attribution: Wikimedia Commons/Praveenpaavni.
Location: India, Karnataka, Bengaluru
Employees: 1-10
Total raised: $4.75M
Founded date: 2019
Investors 2
| Date | Name | Website |
| 15.05.2022 | WorldQuant... | worldquant... |
| - | Y Combinat... | ycombinato... |
Funding Rounds 2
| Date | Series | Amount | Investors |
| 12.05.2022 | - | $4.5M | Y Combinat... |
| 14.12.2021 | Pre-Seed | $250K | Java Capit... |
Mentions in press and media 4
| Date | Title | Description |
| 21.05.2024 | YC-backed Indian BNPL startup enters medical lending via acquisition | AcquisitionsFintechNews Miguel Cordon · 1d ago · 2 min readYC-backed Indian BNPL startup enters medical lending via acquisition BharatX founders (from left) Eeshan Sharma, Mehul Nath Jindal, and Shyam Murugan / Photo credit: BharatX Deal ac... |
| 12.05.2022 | Print Edition Fintech startup BharatX raises $4.5 million in funding from Y Combinator, others | ETtech Fintech startup BharatX has raised $4.5 million in a funding round from Silicon Valley-based famed accelerator Y Combinator, 8i Ventures, Multiply Ventures and Soma Capital. The company plans to utilise the funds to expand its team a... |
| 29.03.2022 | India dominates Y Combinator’s latest startup batch (again) | Yet again, India is the most represented country, outside of the United States, within the latest Y Combinator accelerator batch: the Winter 2022 cohort sports 32 startups hailing from Gurugram, Bengaluru, Delhi, New Delhi, Hyderabad, Mumba... |
| 14.12.2021 | Fintech startup BharatX raises $250K in a pre-Seed funding round | Advertisment According to the startup, Nearly 480 million Indians don’t get access to credit due to lack of documentation, high-interest rates, and inadequate supply of credit in the informal sector. BharatX aims to bridge this gap with cr... |