Next Generation Insurer Not much have changed since insurance was developed 300 years ago although it was formed with an honest promise to serve its customers better. Over the years insurers have forgotten to best serve their clients while driving their own profits higher. Bernoullian takes insurance back to its roots using a peer to peer concept while preserving the science behind insurance - the law of large numbers. Along the way we discovered its not only insurance that needs a revamp but the whole ecosystem should be altered. We not only give you a chance to buy inexpensive insurance, but participate in the ecosystem and make substantial money by helping to distribute insurance and settle claims for the communities. We have extensive knowledge about the insurance industry and backed by credible reinsurers.