Anonymous, peer-to-peer credit risk assessment
The companies flagship product is the BadgerMatch protocol. The BadgerMatch protocol is an API allowing users to query customer information from participating third parties. The protocol uses privacy preserving computational algorithms to ensure the individual's anonymity is preserved at all times. In simple terms, this means commercially important customer information can be obtained from a third party without revealing the identity of the customer and without relying on a centralised database of personal information. The protocol has applications in aggregator environments, responsible lending and credit risk assessment.