Astu Credit

Astu Credit is an Indian start-up that helps consumers build a credit history and score without a credit card or loan. They do this by converting their existing expenses into credit payments and report it to the bureau without hampering their cash flow. Astu Credit is backed by giant VCs like Titan Capital and Samyakth Capital.

The Astu Credit app is available on Google Play Store. The app helps you build your credit score by making debit card payments. You can use it with any existing bank account and it has a 100% approval rate.