Stable Money Fuels Fintech Growth with $25M Round, Dominates Digital Investments
February 21, 2026, 3:38 pm
Stable Money secured $25M in Pre-Series C funding, led by Peak XV Partners, reaching a $175M valuation. The India-based fixed-income platform targets 5x growth, expanding its user base and product suite including REITs. It dominates gold/silver ETF transactions on ONDC, reflecting strong investor trust. With $65M raised, Stable Money reshapes digital investing, focusing on regulated, accessible options amid market uncertainty. This capital fuels aggressive expansion and innovation in India's booming fintech sector, positioning the company for significant future impact.
A prominent Indian fintech company just closed a significant funding round. Stable Money, a Bengaluru-based fixed-income investment platform, secured $25 million. Peak XV Partners led this Pre-Series C round. Existing investors Fundamentum Partnership, Z47, and RTP Global also participated. This capital infusion pushes Stable Money's total funding to $65 million since its 2022 inception.
The latest investment boosts Stable Money’s valuation to $175 million. This marks a substantial increase from its $125 million valuation just last year. The company aims for aggressive expansion. Leadership plans to grow the overall business fivefold by the end of this year. This aggressive target underscores the market's confidence in digital fixed-income solutions.
Stable Money specializes in fixed deposits and corporate bonds. It partners with 13 banks to offer fixed deposits. The platform operates as a licensed Online Bond Platform Provider. It distributes listed corporate bonds. This dual focus provides diverse low-risk investment options. Investors seek stability in volatile markets.
The company boasts impressive transaction volumes. It has facilitated over Rs 5,000 crore (approximately $600 million) in fixed deposits. An additional Rs 1,600 crore (around $190 million) in corporate bonds has been distributed. These figures highlight strong user adoption. India’s fixed deposit market is massive. It counts over 230 million users. The sector grows at about 12% annually. Stable Money taps into this expanding demand.
New capital will drive several key initiatives. Stable Money plans to expand its physical presence. It currently operates in Delhi, Pune, and Kolkata. The company intends to grow into seven additional cities. This offline strategy complements its digital reach. It aims to build deeper, face-to-face relationships with customers. Trust remains paramount in financial decisions.
Digital platform development is also a priority. Funds will enhance core offerings. Stable Money will deepen partnerships with banks and non-banking financial companies (NBFCs). This strategy will widen customer choice. It will enable smarter rate discovery. Innovation in a trust-based category is essential.
The company's product roadmap includes new offerings. Stable Money evaluates real estate investments through REITs. It explores complementary savings products. FD-backed credit cards are another area of focus. These additions align with its fixed-income strategy. The platform strives to simplify secure investment options.
Stable Money is also a major player in the Open Network for Digital Commerce (ONDC). It leads gold and silver Exchange-Traded Fund (ETF) transactions on ONDC. The platform drives over 95% of all mutual fund transactions on the network. This dominance reflects significant investor trust. It also showcases early ONDC integration success.
Precious metal ETFs are surging in popularity. Investors increasingly favor regulated gold and silver exposure. Market uncertainty pushes this trend. Stable Money has recorded its highest monthly transaction volumes in these asset classes. Investors choose transparency, safety, and easy access. They move away from physical holdings or unregulated alternatives.
ONDC provides open digital infrastructure. It enables platforms like Stable Money to reach investors nationwide. It avoids closed ecosystem lock-ins. Stable Money leverages this interoperable network. It offers seamless access to SEBI-regulated mutual funds and ETFs. This democratizes access to trusted financial products. ONDC saw nearly 150,000 transactions in January 2026. Its Assets Under Management (AUM) reached INR 72 Crores.
Stable Money aims to scale its customer base significantly. It currently sources around 30,000 new customers each month. The goal is to reach 100,000 customers per month by year-end. Investment volumes on the platform should hit Rs 15,000 crore (approximately $1.8 billion) by 2026 end. These targets are ambitious. They reflect strong market confidence and execution capabilities.
The company's focus on a "safety first" investment platform resonates with users. It combines strong product thinking with rapid execution. A trust-first approach simplifies fixed-income investing for Indians. Its rapid scale, deep bank partnerships, and disciplined execution set it apart. Credibility matters most in this market.
Stable Money operates in a competitive landscape. Large consumer-facing fintechs also offer similar services. They partner with banks for bookings. Yet, Stable Money believes its singular focus on fixed deposits provides an edge. This specialization makes it easier for consumers to discover. It carves a niche in the crowded digital finance sector.
This latest funding round positions Stable Money for continued leadership. It reinforces its commitment to secure, predictable, and transparent investment options. The company is poised to expand its reach. It will innovate its product suite. Stable Money is reshaping how Indians invest in fixed-income products. Its growth trajectory signals a robust future for digital wealth management in India.
A prominent Indian fintech company just closed a significant funding round. Stable Money, a Bengaluru-based fixed-income investment platform, secured $25 million. Peak XV Partners led this Pre-Series C round. Existing investors Fundamentum Partnership, Z47, and RTP Global also participated. This capital infusion pushes Stable Money's total funding to $65 million since its 2022 inception.
The latest investment boosts Stable Money’s valuation to $175 million. This marks a substantial increase from its $125 million valuation just last year. The company aims for aggressive expansion. Leadership plans to grow the overall business fivefold by the end of this year. This aggressive target underscores the market's confidence in digital fixed-income solutions.
Stable Money specializes in fixed deposits and corporate bonds. It partners with 13 banks to offer fixed deposits. The platform operates as a licensed Online Bond Platform Provider. It distributes listed corporate bonds. This dual focus provides diverse low-risk investment options. Investors seek stability in volatile markets.
The company boasts impressive transaction volumes. It has facilitated over Rs 5,000 crore (approximately $600 million) in fixed deposits. An additional Rs 1,600 crore (around $190 million) in corporate bonds has been distributed. These figures highlight strong user adoption. India’s fixed deposit market is massive. It counts over 230 million users. The sector grows at about 12% annually. Stable Money taps into this expanding demand.
New capital will drive several key initiatives. Stable Money plans to expand its physical presence. It currently operates in Delhi, Pune, and Kolkata. The company intends to grow into seven additional cities. This offline strategy complements its digital reach. It aims to build deeper, face-to-face relationships with customers. Trust remains paramount in financial decisions.
Digital platform development is also a priority. Funds will enhance core offerings. Stable Money will deepen partnerships with banks and non-banking financial companies (NBFCs). This strategy will widen customer choice. It will enable smarter rate discovery. Innovation in a trust-based category is essential.
The company's product roadmap includes new offerings. Stable Money evaluates real estate investments through REITs. It explores complementary savings products. FD-backed credit cards are another area of focus. These additions align with its fixed-income strategy. The platform strives to simplify secure investment options.
Stable Money is also a major player in the Open Network for Digital Commerce (ONDC). It leads gold and silver Exchange-Traded Fund (ETF) transactions on ONDC. The platform drives over 95% of all mutual fund transactions on the network. This dominance reflects significant investor trust. It also showcases early ONDC integration success.
Precious metal ETFs are surging in popularity. Investors increasingly favor regulated gold and silver exposure. Market uncertainty pushes this trend. Stable Money has recorded its highest monthly transaction volumes in these asset classes. Investors choose transparency, safety, and easy access. They move away from physical holdings or unregulated alternatives.
ONDC provides open digital infrastructure. It enables platforms like Stable Money to reach investors nationwide. It avoids closed ecosystem lock-ins. Stable Money leverages this interoperable network. It offers seamless access to SEBI-regulated mutual funds and ETFs. This democratizes access to trusted financial products. ONDC saw nearly 150,000 transactions in January 2026. Its Assets Under Management (AUM) reached INR 72 Crores.
Stable Money aims to scale its customer base significantly. It currently sources around 30,000 new customers each month. The goal is to reach 100,000 customers per month by year-end. Investment volumes on the platform should hit Rs 15,000 crore (approximately $1.8 billion) by 2026 end. These targets are ambitious. They reflect strong market confidence and execution capabilities.
The company's focus on a "safety first" investment platform resonates with users. It combines strong product thinking with rapid execution. A trust-first approach simplifies fixed-income investing for Indians. Its rapid scale, deep bank partnerships, and disciplined execution set it apart. Credibility matters most in this market.
Stable Money operates in a competitive landscape. Large consumer-facing fintechs also offer similar services. They partner with banks for bookings. Yet, Stable Money believes its singular focus on fixed deposits provides an edge. This specialization makes it easier for consumers to discover. It carves a niche in the crowded digital finance sector.
This latest funding round positions Stable Money for continued leadership. It reinforces its commitment to secure, predictable, and transparent investment options. The company is poised to expand its reach. It will innovate its product suite. Stable Money is reshaping how Indians invest in fixed-income products. Its growth trajectory signals a robust future for digital wealth management in India.