Lunos AI Reimagines B2B Payments with Automation, Secures $5M for AI-Powered Accounts Receivable
October 4, 2025, 9:34 pm

Location: United States, Massachusetts, Cambridge
Employees: 51-200
Founded date: 2000
Lunos AI has launched, securing $5 million in pre-seed funding. This fintech pioneer automates B2B accounts receivable, addressing a significant economic inefficiency. Its AI agents manage invoice chasing, customer communications, and payment reconciliation. This innovative approach streamlines cash flow for businesses of all sizes. The funding, co-led by General Catalyst and Cherry Ventures, fuels enhanced features like payment orchestration and full cash flow optimization. Lunos AI promises to redefine business payment processes, replacing manual labor with efficient, intelligent automation. It marks a new chapter for enterprise financial management.
The business world grapples with chronic inefficiency. Specifically, B2B payment processes lag behind consumer transactions. While consumers pay instantly, business trade often settles post-delivery. This crucial distinction creates a massive administrative burden. Companies lose valuable time and resources managing accounts receivable (AR). An estimated $100 trillion in B2B trade faces these outdated systems. This is not merely a payment problem. It is a communication and negotiation challenge.
Finance teams endure countless hours. They chase invoices. They send endless emails. They handle PDFs. They update spreadsheets. They search for correct contacts. They reconcile incomplete payment data. This human-centric approach is slow. It is unscalable. It cannot optimize like consumer checkout flows. Each customer interaction is unique. Each invoice presents its own variables. This complexity has historically required manual oversight. This reliance on manual labor stifles business growth. It hinders efficient cash flow.
Lunos AI offers a radical solution. The company introduces artificial intelligence agents. These AI agents replicate the traditional AR workflow. They provide automation for a historically manual process. Finance teams interact with these agents easily. Access comes via Slack, email, or a dedicated web application. This integration minimizes disruption. It maximizes adoption.
The AI agents connect directly to core data sources. Platforms like QuickBooks and NetSuite feed them vital information. They analyze every customer interaction. They decide the best course of action. These intelligent workers then handle two-way conversations. They engage customers about balances and invoices. They ensure clear communication. They drive faster payment resolution. Their goal is to diminish administrative burdens. They improve payment outcomes for businesses.
Lunos AI recently secured substantial backing. A $5 million pre-seed funding round powers its mission. General Catalyst and Cherry Ventures co-led the investment. Angel investors also participated. These include current and former CFOs and executives. They represent industry giants. Eli Lilly, Trustly, Deliveroo, Typeform, and GoCardless are among them. This diverse backing signals strong confidence. Industry leaders recognize Lunos AI's potential.
The new funding will expand Lunos AI's capabilities. It enables the company to enhance its AI agents. New features include reconciliation, payment orchestration, and end-to-end cash flow optimization. The vision extends further. Lunos AI plans embeddable agents. These agents will integrate directly into accounting, invoicing, and CRM platforms. Financial software providers can embed Lunos AI into their products. This expands reach. It accelerates adoption.
Lunos AI envisions a future of agent-to-agent B2B commerce. This creates a network of communicating AI agents. They operate on behalf of businesses. This ensures faster, more efficient payments. Cash flow is often a primary reason for business failure. Trained AI agents directly address this vulnerability. They handle payments swiftly. They ensure businesses receive funds promptly. This transforms a traditional barrier into a manageable process.
The platform is now available to businesses of all sizes. Lunos AI offers flexible service options. These include white-glove service for tailored solutions. A self-serve platform caters to broader needs. Businesses can sign up and start immediately. They can see value right away. This accessibility removes common integration hurdles. It empowers companies to modernize receivables without lengthy processes.
Lunos AI positions itself as a foundational tool. It serves modern enterprises. It streamlines operations. It improves payment efficiency. The company addresses a critical pain point in the global economy. It offers a tangible path to better financial health. The move toward AI in finance accelerates. Solutions like Lunos AI become essential. Businesses must adapt. They must embrace automation. They must secure their financial future.
This innovation represents a significant leap. It brings B2B payments into the modern era. The manual, labor-intensive past gives way to intelligent automation. Lunos AI offers a clear advantage. It optimizes cash flow. It frees finance teams. It allows them to focus on strategic initiatives. This technological shift is timely. It is necessary. It reshapes how businesses get paid. It defines a new standard for financial operations.
The business world grapples with chronic inefficiency. Specifically, B2B payment processes lag behind consumer transactions. While consumers pay instantly, business trade often settles post-delivery. This crucial distinction creates a massive administrative burden. Companies lose valuable time and resources managing accounts receivable (AR). An estimated $100 trillion in B2B trade faces these outdated systems. This is not merely a payment problem. It is a communication and negotiation challenge.
Finance teams endure countless hours. They chase invoices. They send endless emails. They handle PDFs. They update spreadsheets. They search for correct contacts. They reconcile incomplete payment data. This human-centric approach is slow. It is unscalable. It cannot optimize like consumer checkout flows. Each customer interaction is unique. Each invoice presents its own variables. This complexity has historically required manual oversight. This reliance on manual labor stifles business growth. It hinders efficient cash flow.
Lunos AI offers a radical solution. The company introduces artificial intelligence agents. These AI agents replicate the traditional AR workflow. They provide automation for a historically manual process. Finance teams interact with these agents easily. Access comes via Slack, email, or a dedicated web application. This integration minimizes disruption. It maximizes adoption.
The AI agents connect directly to core data sources. Platforms like QuickBooks and NetSuite feed them vital information. They analyze every customer interaction. They decide the best course of action. These intelligent workers then handle two-way conversations. They engage customers about balances and invoices. They ensure clear communication. They drive faster payment resolution. Their goal is to diminish administrative burdens. They improve payment outcomes for businesses.
Lunos AI recently secured substantial backing. A $5 million pre-seed funding round powers its mission. General Catalyst and Cherry Ventures co-led the investment. Angel investors also participated. These include current and former CFOs and executives. They represent industry giants. Eli Lilly, Trustly, Deliveroo, Typeform, and GoCardless are among them. This diverse backing signals strong confidence. Industry leaders recognize Lunos AI's potential.
The new funding will expand Lunos AI's capabilities. It enables the company to enhance its AI agents. New features include reconciliation, payment orchestration, and end-to-end cash flow optimization. The vision extends further. Lunos AI plans embeddable agents. These agents will integrate directly into accounting, invoicing, and CRM platforms. Financial software providers can embed Lunos AI into their products. This expands reach. It accelerates adoption.
Lunos AI envisions a future of agent-to-agent B2B commerce. This creates a network of communicating AI agents. They operate on behalf of businesses. This ensures faster, more efficient payments. Cash flow is often a primary reason for business failure. Trained AI agents directly address this vulnerability. They handle payments swiftly. They ensure businesses receive funds promptly. This transforms a traditional barrier into a manageable process.
The platform is now available to businesses of all sizes. Lunos AI offers flexible service options. These include white-glove service for tailored solutions. A self-serve platform caters to broader needs. Businesses can sign up and start immediately. They can see value right away. This accessibility removes common integration hurdles. It empowers companies to modernize receivables without lengthy processes.
Lunos AI positions itself as a foundational tool. It serves modern enterprises. It streamlines operations. It improves payment efficiency. The company addresses a critical pain point in the global economy. It offers a tangible path to better financial health. The move toward AI in finance accelerates. Solutions like Lunos AI become essential. Businesses must adapt. They must embrace automation. They must secure their financial future.
This innovation represents a significant leap. It brings B2B payments into the modern era. The manual, labor-intensive past gives way to intelligent automation. Lunos AI offers a clear advantage. It optimizes cash flow. It frees finance teams. It allows them to focus on strategic initiatives. This technological shift is timely. It is necessary. It reshapes how businesses get paid. It defines a new standard for financial operations.