Inclined Technologies Secures $8 Million: Reshaping Whole Life Insurance Access
August 13, 2025, 9:34 pm
Location: United States, Wisconsin, Milwaukee
Employees: 5001-10000
Founded date: 1857
Total raised: $200M
Inclined Technologies, a California-based financial technology innovator, recently closed an $8 million Series B funding round. This significant capital infusion signals a pivotal moment for the insurtech sector. The investment, spearheaded by HSCM Ventures, also saw participation from Northwestern Mutual Future Ventures. This strategic backing underscores growing confidence in Inclined's unique platform.
The company's core mission centers on unlocking the inherent value within whole life insurance policies. Historically, accessing the cash value of these policies proved cumbersome for owners. Inclined directly addresses this long-standing friction point. Their proprietary technology platform transforms a complex process into a seamless digital experience.
Inclined partners directly with whole life advisors. They equip these professionals with a powerful tool: the Inclined Line of Credit, or iLOC. This revolving line of credit is collateralized directly by a policy’s cash value. It provides policyholders with rapid, flexible access to their own financial resources. The iLOC offers competitive rates, a crucial benefit for consumers seeking accessible liquidity.
The application process itself exemplifies Inclined’s commitment to efficiency. It is fully automated. Users can complete the entire application in under 15 minutes. This speed and simplicity stand in stark contrast to traditional methods. Policyholders can draw funds as needed. They can also repay funds at their convenience. Crucially, the Inclined platform imposes no fees for these transactions. This transparent, user-friendly approach redefines expectations for financial product accessibility.
The $8 million funding will fuel rapid expansion. Inclined plans to significantly enhance its technology capabilities. This includes developing new product features. The company also intends to grow its dedicated team. A larger workforce will support broader market penetration. Inclined aims to extend its platform to more whole life carriers nationwide. This will bring the benefits of streamlined liquidity to a wider base of policyholders across the country.
Northwestern Mutual’s involvement highlights a shared vision. The insurance giant’s venture arm recognizes the critical need for modern financial tools. They seek to empower financial professionals. Inclined’s platform provides practical, intuitive solutions. These tools enable advisors to better serve their clients. They help policyowners understand and optimize their policy value. This partnership reinforces a commitment to digital innovation within established financial services.
The market potential is immense. Whole life insurance policies represent a substantial asset class. Trillions of dollars are currently invested in these policies. Much of this cash value remains illiquid or difficult to access. Inclined’s platform acts as a bridge. It connects policyholders to their own wealth. It transforms static assets into dynamic financial tools. This innovation unlocks significant economic value for individuals. It also creates new opportunities for advisors and carriers.
Inclined’s CEO, Joshua Wyss, leads the company's strategic direction. Under his guidance, Inclined focuses on delivering improved long-term outcomes for policyowners. The company's growth trajectory is strong. Thousands of whole life insurance advisors actively utilize the platform. This number continues to climb, demonstrating strong market adoption.
The company’s technology is not merely about access. It is about empowering financial security. It provides policyowners with greater control over their assets. It offers a critical alternative to traditional borrowing methods. Funds can be accessed for diverse needs, from emergency expenses to investment opportunities. The flexibility of a revolving credit line proves invaluable.
This Series B round positions Inclined as a frontrunner in FinTech innovation. It validates their approach to modernizing insurance products. The investment speaks to a broader trend: the convergence of technology and financial services. Consumers demand simpler, faster, and more transparent financial solutions. Inclined delivers precisely that for the whole life insurance market.
The impact extends beyond individual policyholders. Insurance carriers benefit from increased policy utility. Advisors gain a competitive edge by offering cutting-edge solutions. The entire ecosystem of whole life insurance stands to evolve. Inclined is not just offering a product; it is pioneering a new standard for liquidity management.
The future of whole life insurance looks increasingly digital. Inclined Technologies is at the forefront of this transformation. Their latest funding round accelerates this shift. It promises broader access, enhanced features, and greater financial agility for millions of Americans. This evolution ensures that whole life policies remain a vital, dynamic component of personal financial planning. The company's progress signals a clear path forward for the industry.
The company's core mission centers on unlocking the inherent value within whole life insurance policies. Historically, accessing the cash value of these policies proved cumbersome for owners. Inclined directly addresses this long-standing friction point. Their proprietary technology platform transforms a complex process into a seamless digital experience.
Inclined partners directly with whole life advisors. They equip these professionals with a powerful tool: the Inclined Line of Credit, or iLOC. This revolving line of credit is collateralized directly by a policy’s cash value. It provides policyholders with rapid, flexible access to their own financial resources. The iLOC offers competitive rates, a crucial benefit for consumers seeking accessible liquidity.
The application process itself exemplifies Inclined’s commitment to efficiency. It is fully automated. Users can complete the entire application in under 15 minutes. This speed and simplicity stand in stark contrast to traditional methods. Policyholders can draw funds as needed. They can also repay funds at their convenience. Crucially, the Inclined platform imposes no fees for these transactions. This transparent, user-friendly approach redefines expectations for financial product accessibility.
The $8 million funding will fuel rapid expansion. Inclined plans to significantly enhance its technology capabilities. This includes developing new product features. The company also intends to grow its dedicated team. A larger workforce will support broader market penetration. Inclined aims to extend its platform to more whole life carriers nationwide. This will bring the benefits of streamlined liquidity to a wider base of policyholders across the country.
Northwestern Mutual’s involvement highlights a shared vision. The insurance giant’s venture arm recognizes the critical need for modern financial tools. They seek to empower financial professionals. Inclined’s platform provides practical, intuitive solutions. These tools enable advisors to better serve their clients. They help policyowners understand and optimize their policy value. This partnership reinforces a commitment to digital innovation within established financial services.
The market potential is immense. Whole life insurance policies represent a substantial asset class. Trillions of dollars are currently invested in these policies. Much of this cash value remains illiquid or difficult to access. Inclined’s platform acts as a bridge. It connects policyholders to their own wealth. It transforms static assets into dynamic financial tools. This innovation unlocks significant economic value for individuals. It also creates new opportunities for advisors and carriers.
Inclined’s CEO, Joshua Wyss, leads the company's strategic direction. Under his guidance, Inclined focuses on delivering improved long-term outcomes for policyowners. The company's growth trajectory is strong. Thousands of whole life insurance advisors actively utilize the platform. This number continues to climb, demonstrating strong market adoption.
The company’s technology is not merely about access. It is about empowering financial security. It provides policyowners with greater control over their assets. It offers a critical alternative to traditional borrowing methods. Funds can be accessed for diverse needs, from emergency expenses to investment opportunities. The flexibility of a revolving credit line proves invaluable.
This Series B round positions Inclined as a frontrunner in FinTech innovation. It validates their approach to modernizing insurance products. The investment speaks to a broader trend: the convergence of technology and financial services. Consumers demand simpler, faster, and more transparent financial solutions. Inclined delivers precisely that for the whole life insurance market.
The impact extends beyond individual policyholders. Insurance carriers benefit from increased policy utility. Advisors gain a competitive edge by offering cutting-edge solutions. The entire ecosystem of whole life insurance stands to evolve. Inclined is not just offering a product; it is pioneering a new standard for liquidity management.
The future of whole life insurance looks increasingly digital. Inclined Technologies is at the forefront of this transformation. Their latest funding round accelerates this shift. It promises broader access, enhanced features, and greater financial agility for millions of Americans. This evolution ensures that whole life policies remain a vital, dynamic component of personal financial planning. The company's progress signals a clear path forward for the industry.