Real estate investor loans
We make loans to real estate investors on houses and small commercial properties, primarily in our home market of Northern Ohio. Our CEO personally underwrites every loan, and we service through to payoff. Average loan size is $65k. Range is $20k - $250k in most cases. We charge 14 - 16% interest plus 4 - 8 pts. Capital is provided by our Funding Partners, who fund individual transactions and earn 11 - 12% + 1 - 2 pts every 6 months; a 13 - 15% annualized return.