Lenny Credit, Inc.

► With over 100,000 installs, Lenny Credit is the platform trusted by millennials to build or improve their credit scores by instantly borrowing up to $1000, with interest rates as low as 7.8% apr. ► What the world is saying: Bloomberg.com: "Lenny can help build your credit score."​ FastCompany.com: "​ [Lenny] is reinventing the lending business with a model that promises to help borrowers and build their credit at the same time."​ ► Awards and Recognitions * 2016 JP Morgan Chase Financial Solution Lab Finalist. * 2016 Money 20/20 CSFI/Discover Scholarship Winner. * 2016 Tech.co Startup of the year Finalist. * 2016 SXSW Fintech Showcase in Partnership with Paypal. * 2016 Plug and Play Fintech Batch IV selection. ► Get approved in under 3 minutes. ► Earn Lenny Points by mastering your credit management skills and reading our financial education blogs. Use them to unlock balance increases. ► Enjoy your FICO® Score for Free monthly! ► Receive weekly financial education blogs and tips. ► Personalized credit card recommendations based on your FICO® Score in partnership with Lending Tree. ► How it works? Lenny Credit uses various key metrics including your educational background to offer you the rates you deserve. We strongly believe in full transparency and no hidden fees! Applying for a Lenny Credit Line does not affect your credit score. Use the funds any way you want, cash out instantly to your bank account, debit or credit card, consolidate debts, purchase textbooks or pay rent. * Free ACH Transfers * 5% instant transfer fee. ($2.99 minimum) * $2 monthly service fee - Only applies to users with credit lines. * Make on-time payments and watch your credit score grow. Lenny cares about students. Since building a credit history at an early age is essential, Lenny offers initial credit lines of up to $500 upon approval. Lenny Credit uses bank-grade security systems and data encryption to protect your financial information. *Free FICO® Scores and weekly credit education blogs are available to all nationwide. Lenny credit lines are currently exclusive to California residents. Check back often as we will be rolling out in other states shortly. Lenny Credit is a licensed lender in the State of California. All credit lines subject to approval. Rates and terms will vary. Terms and conditions apply. Get more financial education resources at www.lennycredit.com/learn FICO® is a registered trademark of Fair Isaac Corporation in the United States and other countries. Notice to California Customers: In California, Lenny's lines of credit are made pursuant to California Finance Lender License No. 60DBO-44695 issued by the California Department of Business Oversight and in accordance with the California Finance Lenders Law. California customers can contact Lenny by phone at 1-855-88-LENNY (53669), by email at support@getlenny.com, by mail at 1447 2nd Street Suite 200, Santa Monica, CA 90401, or at our website at www.lennycredit.com. FICO is a trademark of Fair Isaac Corporation